
198 NINE IRON DRIVE, CHAMPIONS GATE, FL, 33896
Active8 days on marketListed Aug 4, 2026MLS #O6430877
About this home
198 NINE IRON DRIVE
Virtually Staged. Stunning modern town home in Champions Gate with a fenced, private backyard and a two-car garage. This newly constructed, corner unit features an open floor plan with ceramic tile on the first floor, carpeted stairway and bedrooms. All three bedrooms are located on the second floor. The community offers a pool and playground, while HOA-provided services include internet and lawn care. A paved driveway and entrance complete the practical, low-maintenance exterior. **Tenants also have access to the Champions Gate Resort Style Pool and waterpark.** The refrigerator pictured does not convey. It will be replaced with the refrigerator that is currently located in the garage. The helicopter light fixture in the upstairs bedroom does not convey. It will be replaced with a ceiling fan. There will be a washer and dryer provided but it may not be the same ones pictured. ** RENTERS INSURANCE REQUIRED ** All residents are enrolled in the Resident Benefits Package (RBP) for an additional $35.00/month which includes credit building to help boost the resident’s credit score with timely rent payments, up to $1M Identity Theft Protection, HVAC air filter delivery, move-in concierge service making utility connection and home service setup a breeze during your move-in, our best-in-class resident rewards program, and much more! More details upon application. If approved for this home, new tenants must pay a $200.00 lease coordination fee due at the same time as the security deposit payment.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,988
Sqft
0.06 ac
Lot size
2
Garage
2023
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$177 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$177/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Champions Gate actives
$1 vs $200
Days on market
8 vs 135 typical
Where $1/sqft sits among the 18 Champions Gate actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Champions Gate
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Champions Gate. See the full Champions Gate guide →
The numbers that matter
The Champions Gate market
$405K → $423K
Champions Gate median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
8 of 18
Champions Gate actives have cut their price
Median sold price, Champions Gate, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the Champions Gate median. See the full Champions Gate market guide →
Paper trail
This home's history
Reality check
What actually sold near 198 NINE IRON DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$426,000
611 OLD BRIDGE CIRCLE
4 bd · 3 ba · 1,915 sqft · $222/sqft · 18 DOM
Sold · Mar ’26$409,999
140 OLD BRIDGE CIRCLE
4 bd · 3 ba · 1,915 sqft · $214/sqft · 1 DOM
Sold · Aug ’26$365,000
1252 CHALLENGE DR
4 bd · 3 ba · 1,914 sqft · $191/sqft · 45 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 198 NINE IRON DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 198 NINE IRON DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
198 NINE IRON DRIVE FAQs
What would the monthly payment be for 198 NINE IRON DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $177/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 198 NINE IRON DRIVE?+
The listing reports pets: Breed Restrictions, Monthly Pet Fee, Number Limit, Pet Deposit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Champions Gate?+
At $2,350, this home is listed about 100% below the Champions Gate median of $577,450. The market section on this page shows how the area is trending.
Listing courtesy of CT HOMES REALTY CORPORATION · Francisco Nieves-Taranto. MLS #O6430877.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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