12879 WATERHAVEN CIRCLE, ORLANDO, FL, 32828
Active2 days on marketListed Aug 13, 2026MLS #O6431145
About this home
12879 WATERHAVEN CIRCLE
Coffee by the water. Afternoons in the pool. Evenings beside the fireplace. At 12879 Waterhaven Circle, everyday moments unfold against a pond backdrop in the heart of East Orlando’s Waterford Lakes Trails. This two-story, four-bedroom pool home welcomes you through double doors into a light-filled plan where soaring ceilings, graceful arches and a dramatic wall of windows create an immediate sense of openness. Defined living and dining rooms offer distinct gathering spaces. The kitchen, with white cabinetry, generous counter space, a breakfast bar, pantry and sunny breakfast nook, connects seamlessly to the family room and its fireplace. Sliding doors bring the pool and water views into the main living areas, creating an easy flow for quiet mornings, casual meals and entertaining. The first-floor primary suite is privately positioned and features a vaulted ceiling, walk-in closet and en suite bath with dual sinks, a soaking tub and separate shower. Upstairs, an open loft overlooks the living space and connects three secondary bedrooms, offering flexibility for guests, work, hobbies, media or fitness. A main-level laundry room, additional storage and two-car garage support the practical side of everyday living. Outside, the expansive screened enclosure becomes a natural extension of the home, featuring a solar-heated, chlorinated swimming pool, generous deck space and a wide-open pond view beyond the lawn. Swim, dine, unwind or simply watch the changing sky over the water. Notable updates include a 2019 roof and 2018 A/C. The lifestyle continues throughout Waterford Lakes, where residents enjoy a community pool, walking track, playground, dog parks, sports fields and courts for tennis, pickleball, basketball, racquetball and volleyball. Waterford Lakes Town Center places shopping, dining, services, movies and entertainment close at hand, while UCF, Valencia College East Campus, Central Florida Research Park, AdventHealth East Orlando and Orlando Health Emergency Room–Waterford Lakes support education, employment and healthcare needs. Convenient access to Alafaya Trail and SR 408, with connections to SR 417, links the community with downtown Orlando, Orlando International Airport and destinations throughout Central Florida. This is a home with room to live, a setting that invites you to slow down and a location that keeps life moving forward.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,487
Sqft
0.15 ac
Lot size
2
Garage
1992
Year built
Two
Levels
$209
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,742 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,742/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.3%
$/sqft vs Orlando actives
$209 vs $248
Days on market
2 vs 42 typical
Where $209/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Orlando
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
207 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% above the ORLANDO 32828 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 12879 WATERHAVEN CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$555,000
12543 WATERHAVEN CIRCLE
4 bd · 2.5 ba · 2,487 sqft · $223/sqft · 116 DOM
Sold · Jun ’26$480,000
2424 Stone Cross Circle, Orlando FL 32828
4 bd · 2 ba · 2,420 sqft · $198/sqft · 108 DOM
Sold · Jun ’26$480,000
2424 STONE CROSS CIRCLE
4 bd · 2 ba · 2,420 sqft · $198/sqft · 109 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leliana Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12879 WATERHAVEN CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12879 WATERHAVEN CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Leliana's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12879 WATERHAVEN CIRCLE FAQs
What would the monthly payment be for 12879 WATERHAVEN CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,742/mo — principal and interest, the actual property-tax bill, the $24/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12879 WATERHAVEN CIRCLE?+
The association fee works out to $24 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12879 WATERHAVEN CIRCLE?+
The most recent tax bill on record (2025) was $3,196. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12879 WATERHAVEN CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $520,000, this home is listed about 35% above the Orlando median of $385,750. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$520,000 runs 24% above the ORLANDO 32828 median — but at 2,487 sqft it's also 56% larger than the typical Orlando listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 2 days on market in a Orlando market that averages 42 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ADVANTAGE REALTY · Stacie Brown Kelly. MLS #O6431145.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Orlando homes, in your inbox
Like 12879 WATERHAVEN CIRCLE but not quite? A daily digest of every new listing in Orlando — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Leliana to ping you on any price or status change →