1685 E OSCEOLA ROAD, GENEVA, FL, 32732
Active0 days on marketListed Aug 8, 2026MLS #O6431400
Come see it
Upcoming open house
Sat, Aug 15
11:00 AM – 2:00 PM
About this home
1685 E OSCEOLA ROAD
Under Construction. Welcome to Geneva! This beautiful BRAND NEW CONSTRUCTION home sits over 5 acres! NO FLOOD ZONES OR HOA and a 10 YEAR HOME WARRANT. This property did not flood during any of the hurricanes! This home features 4 large bedrooms and 2.5 bathrooms. The kitchen features granite counter tops, slow close white shaker cabinets and stainless steel appliances and has a breakfast nook. The bathrooms have beautiful tiled walls in the showers. There are so many upgrades, including low e windows, 9 ft. doors upgraded trim package, ceiling fans throughout and tiled porch's. The master bathroom has his and her closets, a beautiful soaking tub and a large walk in shower with glass enclosure. There is an awesome back porch overviewing the pond and the abundant wildlife in Geneva. This lot is fully cleared, fenced on all 4 sides, gated and has a secondary power pole on the back of the property for future use! Bring the animals, the toys, the family and live the country life in the beautiful home! This home will not last long so schedule your showing today! Expected finish date is before August 21st.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,251
Sqft
5.39 ac
Lot size
2
Garage
2026
Year built
One
Levels
$347
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,856 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,856/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Osceola Bluff North
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Geneva. See the full Geneva guide →
Osceola Bluff North — neighborhood snapshot
Population
335
Median age
47
Median income
$97,159
Median home value
$387,700
Avg household
3
Households w/ children
26%
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Geneva market
$465K → $680K
Geneva median sold, yr/yr
95.4%
Sale-to-list ratio (12 mo)
Median sold price, Geneva, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 74% above the GENEVA 32732 median. See the full Geneva market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 1685 E OSCEOLA ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1685 E OSCEOLA ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1685 E OSCEOLA ROAD FAQs
What would the monthly payment be for 1685 E OSCEOLA ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,856/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1685 E OSCEOLA ROAD?+
The most recent tax bill on record (2025) was $2,340. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Geneva?+
At $780,000, this home is listed about 9% above the Geneva median of $714,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1685 E OSCEOLA ROAD?+
Geneva Elementary School (elementary), Chiles Middle School (middle), Oviedo High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$780,000 runs 74% above the GENEVA 32732 median.
02Fresh on the market
Listed today in a Geneva market that averages 61 — if it fits, move quickly.
03Strong assigned schools
Geneva Elementary School, Chiles Middle School, Oviedo High School — Geneva Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of RE FLORIDA HOMES · Andrea Collins. MLS #O6431400.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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