
10112 STATE ROAD 33, GROVELAND, FL, 34736
Active1 days on marketListed Aug 18, 2026MLS #O6431594
About this home
10112 STATE ROAD 33
**Welcome Home to Old Florida Waterfront Living on Pine Island Lake** Set on the shores of Pine Island Lake — a peaceful, 420-acre freshwater lake tucked into the rolling countryside just outside Groveland — this one-of-a-kind 3-bedroom, 1-bath home is move-in ready and waiting for its new owners. Old Florida charm meets modern updates in this cozy home, where you can picture yourself watching the sunrise over the water, coffee in hand, through the huge picture windows that flood the open, split floor plan with natural light. The kitchen offers bar seating for casual mornings, plus a dedicated dining area for family meals. The spacious living room is anchored by that gorgeous lake view and offers plenty of room to carve out a home office or reading nook. This home has been thoughtfully and extensively updated, so all the big-ticket items are already done for you: Updated electrical and plumbing Updated kitchen and bathroom New flooring throughout, New windows, Freshly painted interior, 5-zone mini-split system for efficient comfort in every room, Newer appliances, New Hardie board siding, New septic system, New well pump and bladder tank, New water softener. Love to fish? This home sits directly on Pine Island Lake, a quiet, uncharted freshwater lake known for largemouth bass, bream, crappie, and catfish. With 640 feet of private lake frontage, you'll have plenty of room to cast a line right from your own backyard — no crowds, no noise, just you and the water. Enjoy the picturesque yard stretching along the shoreline, and don't miss your chance to own this rare slice of lakefront living in Groveland! Investment opportunity: This property is currently operating as an income-generating Airbnb, making it a fantastic turnkey option for investors or anyone looking to offset their mortgage with short-term rental income from day one.
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,458
Sqft
2.83 ac
Lot size
1960
Year built
One
Levels
$240
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,514 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,514/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Groveland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Groveland. See the full Groveland guide →
GROVELAND 34736 — neighborhood snapshot
Population
26,086
Median age
42
Median income
$82,478
Median home value
$335,300
Avg household
2.76
Households w/ children
2,798
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Groveland market
$378K → $378K
Groveland median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
Median sold price, Groveland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% below the GROVELAND 34736 median. See the full Groveland market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 10112 STATE ROAD 33 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10112 STATE ROAD 33 — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10112 STATE ROAD 33 FAQs
What would the monthly payment be for 10112 STATE ROAD 33?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,514/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10112 STATE ROAD 33?+
The most recent tax bill on record (2025) was $1,665. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10112 STATE ROAD 33?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Groveland?+
At $350,000, this home is listed about 12% below the Groveland median of $398,995. The market section on this page shows how the area is trending.
Which schools are assigned to 10112 STATE ROAD 33?+
South Lake High School (high), Groveland Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the GROVELAND 34736 market on paper
$350,000 is 7% below the GROVELAND 34736 median of $374,900.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a Groveland market that averages 39 — if it fits, move quickly.
Listing courtesy of MARKET CONNECT REALTY LLC · Debra Vallier, PA. MLS #O6431594.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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