CENTURY 21 Edge
$575,0002 bd2.5 ba1,704 sqft$337 /sqft$3,748 /mo all-in ↓

2881 TEMPLE TRAIL, WINTER PARK, FL, 32789

Active3 days on marketListed Aug 11, 2026MLS #O6431955

Priced 29% below the WINTER PARK 32789 medianTownhouseTEMPLE TRAIL VILLAGE

Come see it

Upcoming open house

Sun, Aug 16

2:00 PM – 4:00 PM

Please see parking signs, if the spots are unavailable for unit upon arrival. Additional overflow parking is located in shopping plaza near 7-11. Short walk.

About this home

2881 TEMPLE TRAIL

A rare opportunity in Winter Park’s coveted 32789! This stunning fee-simple townhome offers the feel of a private retreat with the architectural pedigree of Fugelberg Koch (FK Architecture), the freedom of NO HOA FEES, and an extraordinary setting overlooking the 80-acre Howell Creek Preserve. Tucked away in a highly desirable Winter Park location, this 2-story end-unit lives much larger than its 1,701 square feet and delivers a lifestyle that is truly hard to replicate. The heart of this home may just be its incredible outdoor living space. Step through the living area and onto the expansive deck, where a covered canopy creates a year-round outdoor room overlooking the lush Howell Creek Preserve. With a firepit, market lighting, and treetop views stretching across the native Florida landscape, this is the kind of space that begs you to linger—morning coffee surrounded by nature, afternoon cocktails with friends, or evenings gathered around the fire under the lights. The elevated vantage point places you virtually eye-level with the cypress canopy, creating a dreamy sense of privacy and connection to nature that is rarely found in townhome living. And perhaps best of all, this is a view that cannot be renovated into another home. Inside, soaring 14-foot ceilings and dramatic picture windows fill the living room with an abundance of natural light while framing beautiful views of the preserve. The open, airy design makes the home feel exceptionally spacious and brings the outdoors in. The stunning kitchen features gorgeous Spanish tile flooring, solid wood cabinetry, granite countertops, and a new backsplash. The dining room adds character with built-in cabinetry and French doors, while the spacious indoor laundry room provides exceptional everyday convenience. Upstairs, two generously sized bedrooms and two full bathrooms provide a comfortable private retreat. A convenient powder room is located downstairs for guests. The coveted end-unit location also offers additional outdoor space along the side of the home, beautifully enhanced with brick hardscaping and room for relaxing, grilling, entertaining, or overflow parking. Parking is another standout feature, with a one-car garage plus two designated parking spaces—a rare convenience in this setting. And then there is the location. Situated in the prestigious 32789 zip code, this home puts you within walking distance of the Winter Park Racquet Club, the Winter Park Chain of Lakes, and surrounded by some of Central Florida’s most sought-after real estate. Enjoy the best of Winter Park while coming home to your own private perch above the trees. Fee-simple ownership. No HOA fees. Exceptional architecture. Preserve views. Incredible outdoor living. Coveted Winter Park location. This is far more than a townhome—it is a lifestyle.

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

1,704

Sqft

0.12 ac

Lot size

1

Garage

1984

Year built

Two

Levels

$337

Per sqft

FireplacePark/Greenbelt & Trees/Woods view

Inside

FlooringCarpet · Engineered Hardwood · Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · PrimaryBedroom Upstairs · Solid Wood Cabinets · Stone Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofConcrete
ConstructionBlock · Stucco · Wood Frame
FoundationCrawlspace · Slab
ViewPark/Greenbelt · Trees/Woods
FacesSouthwest
ParkingDriveway · Garage Door Opener · Guest
ExteriorAwning(s) · Courtyard · Fire Pit · Irrigation System · Lighting · Rain Gutters · Sliding Doors

Community & fees

Taxes (2025)$3,236/yr
PetsCats OK, Dogs OK
CommunityNone

Utilities & systems

UtilitiesCable Available · Electricity Connected · Propane · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,748 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,103
PMI (est., until 20% equity)$216
Property tax — 2025 actual bill$270
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $57,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $57,500
Interest rate6.00%
Loan term

Estimated payment

$3,748/mo

Principal & interest$3,103
PMI (est., until 20% equity)$216
Property taxes (actual bill)$270
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $575K
$286KedgeAI estimate $401,625 · range $298K$602K$626K

vs edgeAI estimate

+43.2%

$/sqft vs Winter Park actives

$337 vs $345

Days on market

3 vs 44 typical

Where $337/sqft sits among the 327 Winter Park actives

118
83 · this home
52
25
19
30
$147–286$286–425$425–564$564–703$703–842$842+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Temple Trail Village

Map of 2881 TEMPLE TRAIL inside its neighborhood boundary

Drive times from this address

Downtown Orlando17 min
Universal Orlando29 min
Orlando Int’l Airport (MCO)29 min
Walt Disney World41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Park. See the full Winter Park guide →

Temple Trail Village — neighborhood snapshot

Population

195

Median age

41

Median income

$117,237

Median home value

$517,600

Avg household

3

Households w/ children

27%

For the school run

Orange County School District

ElementaryDommerich Elementary★★★★★
MiddleMaitland Middle★★★★★
HighWinter Park High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Park market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$470K$512K

Winter Park median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

150 of 327

Winter Park actives have cut their price

Median sold price, Winter Park, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 29% below the WINTER PARK 32789 median. See the full Winter Park market guide →

Paper trail

This home's history

Aug 11, 2026Listed at $575,000 · 3 days on market since
1984Built · TEMPLE TRAIL VILLAGE

Reality check

What actually sold near 2881 TEMPLE TRAIL

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1421 SUNSET DRIVESold · Sep ’25

$825,000

1421 SUNSET DRIVE

3 bd · 3.5 ba · 1,672 sqft · $493/sqft · 20 DOM

2126 N HAMPTON CIRCLESold · Apr ’26

$490,000

2126 N HAMPTON CIRCLE

3 bd · 2 ba · 1,745 sqft · $281/sqft · 6 DOM

1802 ARBOR PARK DRIVESold · Dec ’25

$895,000

1802 ARBOR PARK DRIVE

3 bd · 3 ba · 1,808 sqft · $495/sqft · 1 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Frantreshia Miller

Your agent

Frantreshia Miller

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2881 TEMPLE TRAIL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2881 TEMPLE TRAIL — before you fall in love.

See it in person

Schedule a tour

Live availability from Frantreshia's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2881 TEMPLE TRAIL FAQs

What would the monthly payment be for 2881 TEMPLE TRAIL?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,748/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2881 TEMPLE TRAIL?+

The most recent tax bill on record (2025) was $3,236. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2881 TEMPLE TRAIL?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Park?+

At $575,000, this home is listed about 2% below the Winter Park median of $584,450. The market section on this page shows how the area is trending.

Which schools are assigned to 2881 TEMPLE TRAIL?+

Dommerich Elementary (elementary), Maitland Middle (middle), Winter Park High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the WINTER PARK 32789 market on paper

$575,000 is 29% below the WINTER PARK 32789 median of $815,000, and at $337/sqft it sits under the Winter Park average of $432.

02Park/Greenbelt & Trees/Woods views

The park/greenbelt and trees/woods view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 3 days on market in a Winter Park market that averages 44 — if it fits, move quickly.

04Strong assigned schools

Dommerich Elementary, Maitland Middle, Winter Park High — Dommerich Elementary rates 5 of 5. Always verify assignments with the district.

Listing courtesy of FANNIE HILLMAN & ASSOCIATES · Alexis Davis. MLS #O6431955.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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