CENTURY 21 Edge
$239,0001 bd1 ba820 sqft$291 /sqft$1,928 /mo all-in ↓

404 BOUCHELLE DRIVE UNIT 203, NEW SMYRNA BEACH, FL, 32169

Active1 days on marketListed Aug 13, 2026MLS #O6432494

Priced 54% below the NEW SMYRNA BEACH 32169 medianCondominiumBOUCHELLE ISLAND CONDO

About this home

404 BOUCHELLE DRIVE UNIT 203

Welcome to Bouchelle Island in beautiful New Smyrna Beach, where life is just better by the water. This beautifully updated second-floor 1-bedroom, 1-bath condo makes the perfect home base for weekends, winters, vacations, or simply whenever you need a little beach time. Vaulted ceilings and an open living and dining area keep things bright and comfy, while the spacious bedroom and screened balcony give you the perfect place to come home to after a day of fun. And one more nice bonus—this unit has its own in-unit laundry room, perfect after a long day at the beach or on the water. But here, the condo is only part of the story. Life on Bouchelle Island is about what happens outside your front door. Start the morning with coffee on the balcony, spend the day at the beach or on the river, cruise to a nearby sandbar, or pull the boat up to one of New Smyrna's waterfront restaurants for lunch or dinner. Anglers will love having some of Florida's best inshore and offshore fishing practically in their backyard. Then head home for a swim or an evening stroll along Bouchelle's more than half-mile Intracoastal waterfront boardwalk. Boaters will appreciate the private boat ramp, marina, and wet and dry boat storage, with marina slips available to owners subject to availability and a waiting list. Prefer a beach day? Grab your e-bike, golf cart or car and head to the ocean just minutes away. Chill in the shade, watch the surfers and waves roll in, and enjoy a cold drink. Or stay right on Bouchelle Island. Choose between two pools, relax in the spa, play tennis or pickleball, work on your short game at the 18-hole chip & putt, or enjoy the clubhouse, fitness room, shuffleboard and BBQ areas. And? the best part—the casual gathering spot near the boat ramp and fire pit that residents affectionately call the “Bouchelle Island Yacht Club.” Pull up a chair, meet the neighbors and enjoy the laid-back waterfront atmosphere. As the owners like to say, the initiation fee is simply a cold drink and a smile. The beach, Canal Street, Flagler Avenue, shopping, restaurants and everything that makes New Smyrna Beach so much fun are just minutes away. The current owners have enjoyed the condo as their own getaway while also renting it from January through March when they're not using it. Furnishings are negotiable and may be available under a separate agreement. Come for the condo. Stay for the lifestyle. Welcome to Bouchelle Island

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

820

Sqft

0.22 ac

Lot size

1992

Year built

One

Levels

$291

Per sqft

NegotiablePets allowed

Inside

FlooringCarpet · Engineered Hardwood
AppliancesCooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Freezer · Ice Maker · Microwave · Range · Refrigerator · Touchless Faucet · Washer
InteriorCeiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral · Electric · Exhaust Fan
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionConcrete · Stucco
FoundationBlock · Slab
FacesWest
ExteriorBalcony · Basketball Court · Courtyard · Fire Pit · Hurricane Shutters · Outdoor Grill · Private Mailbox · Sidewalk · Sliding Doors · Tennis Court(s)

Community & fees

Taxes (2025)$3,060/yr
PetsSize Limit, Yes
CommunityFitness Center · Golf Carts OK · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,928 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,407
FHA mortgage insurance (est.)$106
Property tax — 2025 actual bill$255
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,365Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,365
Interest rate6.00%
Loan term

Estimated payment

$1,928/mo

Principal & interest$1,407
FHA mortgage insurance (est.)$106
Property taxes (actual bill)$255
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $239K
$229KedgeAI estimate $272,331 · range $270K$277K$288K

vs edgeAI estimate

−12.2%

$/sqft vs BOUCHELLE ISLAND CONDO

$291 vs $312

Days on market

1 vs 70 typical

Where $291/sqft sits among the 11 homes for sale in BOUCHELLE ISLAND CONDO

2
4 · this home
3
0
1
1
$228–273$273–318$318–363$363–408$408–453$453+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside South Causeway

Map of 404 BOUCHELLE DRIVE UNIT 203 inside its neighborhood boundary

Drive times from this address

Downtown Orlando64 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Smyrna Beach. See the full New Smyrna Beach guide →

South Causeway — neighborhood snapshot

Population

730

Median age

67

Median income

$65,938

Median home value

$441,100

Avg household

2

Households w/ children

10%

For the school run

Volusia County School District

MiddleNew Smyrna Beach Middle School★★★★★
HighNew Smyrna Beach High School★★★★★
ElementaryCoronado Beach Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Smyrna Beach market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$448K$424K

New Smyrna Beach median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

6 of 11

BOUCHELLE ISLAND CONDO have cut their price

Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 54% below the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →

Paper trail

This home's history

Aug 13, 2026Listed at $239,000 · 1 days on market since
1992Built · BOUCHELLE ISLAND CONDO

Reality check

What actually sold near 404 BOUCHELLE DRIVE UNIT 203

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

456 BOUCHELLE DRIVE UNIT 102Sold · Apr ’26

$399,000

456 BOUCHELLE DRIVE UNIT 102 · same community

2 bd · 2 ba · 1,053 sqft · $379/sqft · 6 DOM

446 BOUCHELLE DRIVE UNIT 103Sold · Aug ’25

$465,000

446 BOUCHELLE DRIVE UNIT 103 · same community

2 bd · 2 ba · 1,053 sqft · $442/sqft · 101 DOM

454 BOUCHELLE DRIVE UNIT 202Sold · Jul ’26

$475,000

454 BOUCHELLE DRIVE UNIT 202 · same community

2 bd · 2 ba · 1,053 sqft · $451/sqft · 361 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 404 BOUCHELLE DRIVE UNIT 203 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 404 BOUCHELLE DRIVE UNIT 203 — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

404 BOUCHELLE DRIVE UNIT 203 FAQs

What would the monthly payment be for 404 BOUCHELLE DRIVE UNIT 203?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,928/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 404 BOUCHELLE DRIVE UNIT 203?+

The most recent tax bill on record (2025) was $3,060. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 404 BOUCHELLE DRIVE UNIT 203?+

The listing reports pets: Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Smyrna Beach?+

At $239,000, this home is listed about 54% below the New Smyrna Beach median of $519,000. The market section on this page shows how the area is trending.

Which schools are assigned to 404 BOUCHELLE DRIVE UNIT 203?+

New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high), Coronado Beach Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the NEW SMYRNA BEACH 32169 market on paper

$239,000 is 54% below the NEW SMYRNA BEACH 32169 median of $525,000, and at $291/sqft it sits under the New Smyrna Beach average of $422.

02Fresh on the market

Only 1 day on market in a New Smyrna Beach market that averages 70 — if it fits, move quickly.

03Strong assigned schools

New Smyrna Beach Middle School, New Smyrna Beach High School, Coronado Beach Elementary School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Guy Griffin. MLS #O6432494.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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