CENTURY 21 Edge
$795,0005 bd3 ba2,837 sqft$280 /sqft$5,657 /mo all-in ↓

956 STONEWOOD LANE, MAITLAND, FL, 32751

Active17 days on marketListed Aug 11, 2026MLS #O6432757

WaterfrontSingle Family ResidenceSTONEWOOD FIRST ADD

About this home

956 STONEWOOD LANE

**STUNNING LAKEFRONT RETREAT IN MAITLAND!** Step into your next chapter at this exceptional lakefront property, where striking curb appeal is only the beginning. Perfectly positioned along the serene shores of **Lake Ruby**, this home blends timeless character with thoughtful modern updates. Inside, natural light pours through dramatic vaulted ceilings, illuminating spacious open living areas. The main gathering space flows seamlessly into the dining area, both showcasing **panoramic lake views** through expansive **updated sliding doors**, complemented by **built-in shelving** and **skylights** that enhance the airy ambiance. For the culinary enthusiast, the kitchen is more than a workspace—it’s a creative haven featuring **Corian countertops**, **tile backsplash**, abundant cabinetry, and **stainless steel appliances**, including a **newer dishwasher**. A charming **garden window** offers the perfect spot for plants or décor, while the eat-in nook provides yet another **stunning lakefront view**. Enjoy casual meals here or take the experience outdoors to the **incredible deck**, where Florida breezes set the tone for unforgettable gatherings. The formal dining room, anchored by a **wood-burning fireplace**, invites cozy evenings and intimate celebrations. Nearby, a versatile family room adapts to your lifestyle—ideal as an office, den, playroom, or even a fifth bedroom—with sliders leading to the **screened-in porch** and more peaceful lake scenery. The master suite is a true sanctuary, complete with a **private deck** overlooking Lake Ruby—perfect for sunrise reflections or unwinding at day’s end. The spa-inspired bathroom features designer tile and a rejuvenating shower, while the walk-in closet offers exceptional organization. Additional bedrooms provide comfort for family or guests, each with access to **updated bathrooms** that balance style and practicality. The home also includes an **indoor laundry room** with sink and **2-year-new washer and dryer**, plus numerous major updates: **roof (2019)**, **water heater (2023)**, **plumbing (2022)**, **AC (2017)**, and **irrigation with reclaimed water**. The beautifully landscaped **large corner lot** enhances the property’s charm. Convenience is unmatched with easy access to Maitland’s top amenities, schools, and major highways. This isn’t just a home—it’s a lifestyle, offering beauty, comfort, and the rare opportunity to live lakefront in one of the area’s most desirable communities. Homes with this level of character and luxury don’t come around often. Claim your future here.

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

2,837

Sqft

0.54 ac

Lot size

2

Garage

1978

Year built

One

Levels

$280

Per sqft

WaterfrontFireplaceWater view

Inside

FlooringCarpet · Engineered Hardwood
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Dry Bar · High Ceilings · Primary Bedroom Main Floor · Skylight(s) · Solid Surface Counters · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesEast
ParkingGarage Faces Side
ExteriorIrrigation System · Lighting · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$33/mo
Taxes (2025)$10,512/yr
PetsCats OK, Dogs OK
CommunityDeed Restrictions · No Truck/RV/Motorcycle Parking · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,657 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,290
PMI (est., until 20% equity)$298
Property tax — 2025 actual bill$876
HOA fee — from the listing$33
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $79,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $79,500
Interest rate6.00%
Loan term

Estimated payment

$5,657/mo

Principal & interest$4,290
PMI (est., until 20% equity)$298
Property taxes (actual bill)$876
HOA / condo fee$33
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $795K
$590KedgeAI estimate $632,611 · range $614K$678K$827K

vs edgeAI estimate

+25.7%

$/sqft vs Maitland actives

$280 vs $267

Days on market

17 vs 50 typical

Where $280/sqft sits among the 97 Maitland actives

30
25 · this home
21
8
6
7
$153–221$221–289$289–357$357–424$424–492$492+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Maitland

Drive times from this address

Downtown Orlando14 min
Universal Orlando26 min
Orlando Int’l Airport (MCO)34 min
Walt Disney World38 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Maitland. See the full Maitland guide →

MAITLAND 32751 — neighborhood snapshot

Population

22,853

Median age

38.7

Median income

$94,277

Median home value

$433,100

Avg household

2.27

Households w/ children

2,397

For the school run

Seminole County School District

ElementaryLake Orienta Elementary School★★★★★
MiddleMilwee Middle School★★★★★
HighLyman High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Maitland market

Seller’s marketLeans seller3.2 months of inventoryBuyer’s market

$508K$545K

Maitland median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

59 of 97

Maitland actives have cut their price

Median sold price, Maitland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 90% above the MAITLAND 32751 median. See the full Maitland market guide →

Paper trail

This home's history

Aug 11, 2026Listed at $795,000 · 17 days on market since
1978Built · STONEWOOD FIRST ADD

Reality check

What actually sold near 956 STONEWOOD LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

457 FORESTWOOD LANESold · Jul ’26

$815,000

457 FORESTWOOD LANE · same community

4 bd · 3 ba · 2,610 sqft · $312/sqft · 11 DOM

245 LAKE SEMINARY CIRCLESold · Aug ’25

$675,000

245 LAKE SEMINARY CIRCLE

4 bd · 3 ba · 2,853 sqft · $237/sqft · 332 DOM

210 SHELL POINT WSold · Sep ’25

$1,920,000

210 SHELL POINT W

4 bd · 3 ba · 2,860 sqft · $671/sqft · 16 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Arlinda Gokyar

Your agent

Arlinda Gokyar

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 956 STONEWOOD LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 956 STONEWOOD LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

956 STONEWOOD LANE FAQs

What would the monthly payment be for 956 STONEWOOD LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,657/mo — principal and interest, the actual property-tax bill, the $33/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 956 STONEWOOD LANE?+

The association fee works out to $33 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 956 STONEWOOD LANE?+

The most recent tax bill on record (2025) was $10,512. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 956 STONEWOOD LANE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Maitland?+

At $795,000, this home is listed about 60% above the Maitland median of $497,500. The market section on this page shows how the area is trending.

Which schools are assigned to 956 STONEWOOD LANE?+

Lake Orienta Elementary School (elementary), Milwee Middle School (middle), Lyman High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REAL BROKER, LLC · Tab Bish LLC. MLS #O6432757.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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