12432 MUSCOVY DRIVE, JACKSONVILLE, FL, 32223
Active1 days on marketListed Aug 18, 2026MLS #O6432767
Come see it
Upcoming open house
Sat, Aug 22
11:00 AM – 1:00 PM
About this home
12432 MUSCOVY DRIVE
NO HOA and room for the things you actually own! This well-maintained home offers a combination that can be hard to find: flexible indoor space, a large fenced backyard, multiple outdoor living areas, and plenty of parking for an RV, boat, or additional vehicles. Major improvements including the roof, HVAC, plumbing, and electrical were completed approximately 8-9 years ago, while both bathrooms were updated just 3 months ago. Inside, you'll find a comfortable, functional layout with updated flooring in several areas, a spacious kitchen, and generously sized bedrooms. Recent kitchen updates include a refrigerator, dishwasher, and sink, all less than 6 months old, plus a reverse osmosis drinking water system at the kitchen sink. Step outside and you'll see where this home really shines. Enjoy Florida living from the screened rear porch or gather around the built-in fire pit and seating area surrounded by an expansive paver patio. The fenced backyard offers plenty of room to entertain, garden, play, or simply relax beneath the mature shade trees. The rear porch, pavers, and fire pit were all completed within the last year. Parking is another standout. In addition to the 2-car garage, the extended driveway provides room for multiple vehicles, with additional covered side parking that may work well for a boat, RV, or other recreational equipment. With many of the bigger-ticket improvements already completed, recent updates throughout, NO HOA, and plenty of space inside and out, this home offers the opportunity to move in, make it your own, and enjoy it from day one.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,813
Sqft
0.22 ac
Lot size
2
Garage
1979
Year built
One
Levels
$229
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,067 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,067/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Jacksonville actives
$229 vs $172
Days on market
1 vs 37 typical
Where $229/sqft sits among the 141 Jacksonville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Julington Creek
Get to know Jacksonville. See the full Jacksonville guide →
Julington Creek — neighborhood snapshot
Population
6,900
Median age
50
Median income
$105,411
Median home value
$386,975
Avg household
2
Households w/ children
688
For the school run
Duval County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Jacksonville market
$330K → $309K
Jacksonville median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
58 of 141
Jacksonville actives have cut their price
Median sold price, Jacksonville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 38% above the JACKSONVILLE 32223 median. See the full Jacksonville market guide →
Paper trail
This home's history
Reality check
What actually sold near 12432 MUSCOVY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$365,000
11538 SEDGEMOORE DRIVE S
4 bd · 2 ba · 2,238 sqft · $163/sqft · 38 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Alek Cherrone
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12432 MUSCOVY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12432 MUSCOVY DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12432 MUSCOVY DRIVE FAQs
What would the monthly payment be for 12432 MUSCOVY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,067/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12432 MUSCOVY DRIVE?+
The most recent tax bill on record (2025) was $3,363. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Jacksonville?+
At $415,000, this home is listed about 42% above the Jacksonville median of $291,514. The market section on this page shows how the area is trending.
Which schools are assigned to 12432 MUSCOVY DRIVE?+
Loretto Elementary School (elementary), Mandarin High School (high), Mandarin Middle School (middle) — Duval County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$415,000 runs 38% above the JACKSONVILLE 32223 median — but at 1,813 sqft it's also 18% larger than the typical Jacksonville listing.
02Fresh on the market
Only 1 day on market in a Jacksonville market that averages 37 — if it fits, move quickly.
03Strong assigned schools
Loretto Elementary School, Mandarin High School, Mandarin Middle School — Loretto Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of DOGWOOD REALTY · Meshell Perry. MLS #O6432767.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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