428 SHADY PINE COURT, MINNEOLA, FL, 34715
Active26 days on marketListed Aug 25, 2026MLS #O6433014
About this home
428 SHADY PINE COURT
**This house comes with a REDUCED RATE through the seller's preferred lender. This is a lender-paid rate buydown that reduces the buyer's interest rate and monthly payment.** Welcome to 428 Shady Pine Ct in Minneola, a spacious 5-BEDROOM, 2.5-BATHROOM home with a 2019 ROOF, 2022 energy-efficient solar panels, 2025 EV charger, offering a single-story SPLIT FLOORPLAN with generous gathering spaces and plenty of flexibility for everyday living. Set within the established and desirable Minneola Highland Ridge neighborhood, the home combines comfortable interiors with inviting outdoor areas. Inside, the functional layout provides multiple spaces for both entertaining and daily routines. A separate dining room offers a dedicated setting for meals and gatherings, while the family room and living room provide two distinct areas for relaxing or entertaining. The centrally positioned kitchen connects conveniently with the surrounding living spaces and includes a pantry for additional storage. The primary bedroom features two closets and an ensuite bathroom, while four additional bedrooms offer plenty of flexibility for family, guests, a home office, hobby room, or other media room. A dedicated laundry room and attached two-car garage add everyday convenience. Outdoor living begins with a welcoming front porch, while the rear of the home features a large covered and screened patio that expands the usable living space outdoors. With plenty of room for seating, dining, and entertaining, the extended lanai provides a comfortable place to enjoy the Florida weather all year round! Located in Minneola, the home offers convenient access to US-27 and the surrounding Clermont area, placing shopping, dining, schools, parks, and recreation within easy reach. Nearby recreational options include Minneola Trailhead Bike Park, while everyday shopping is available at Hills Crossing. With five bedrooms, multiple living areas, a spacious screened patio, front porch, and convenient Central Florida location, this home provides plenty of space and versatility for a variety of lifestyles.
Facts & features
The home at a glance
5
Bedrooms
2.5
Bathrooms
2,760
Sqft
0.31 ac
Lot size
2
Garage
2003
Year built
One
Levels
$197
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,157 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,157/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.1%
$/sqft vs Minneola actives
$197 vs $231
Days on market
26 vs 44 typical
Where $197/sqft sits among the 120 Minneola actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Minneola
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Minneola. See the full Minneola guide →
MINNEOLA 34715 — neighborhood snapshot
Population
25,407
Median age
40
Median income
$97,644
Median home value
$407,900
Avg household
2.94
Households w/ children
2,872
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Minneola market
$515K → $481K
Minneola median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
60 of 120
Minneola actives have cut their price
Median sold price, Minneola, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% above the MINNEOLA 34715 median. See the full Minneola market guide →
Paper trail
This home's history
Reality check
What actually sold near 428 SHADY PINE COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$395,000
950 WILLOW OAK LOOP
4 bd · 2.5 ba · 2,772 sqft · $142/sqft · 177 DOM
Sold · Sep ’25$520,000
408 W PEARL STREET
4 bd · 2.5 ba · 2,724 sqft · $191/sqft · 91 DOM
Sold · Dec ’25$590,500
10904 SMOKEY RIDGE COURT
4 bd · 3 ba · 2,711 sqft · $218/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 428 SHADY PINE COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 428 SHADY PINE COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
428 SHADY PINE COURT FAQs
What would the monthly payment be for 428 SHADY PINE COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,157/mo — principal and interest, the actual property-tax bill, the $38/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 428 SHADY PINE COURT?+
The association fee works out to $38 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 428 SHADY PINE COURT?+
The most recent tax bill on record (2025) was $6,119. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 428 SHADY PINE COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Minneola?+
At $545,000, this home is listed about 2% above the Minneola median of $534,900. The market section on this page shows how the area is trending.
Which schools are assigned to 428 SHADY PINE COURT?+
South Lake High School (high), Minneola Charter School (elementary), Groveland Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY AT THE PARKS · Thomas Nickley, Jr. MLS #O6433014.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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