675 NESS ISLAND DRIVE UNIT 0, MOUNT DORA, FL, 32757
Active14 days on marketListed Aug 13, 2026MLS #O6433442
About this home
675 NESS ISLAND DRIVE UNIT 0
Under Construction. What's Special: Close to Amenities | Premium Location | South Facing Lot. New Construction - September Completion! Welcome to the Iris at 675 Ness Island Drive in Southloch! This thoughtfully designed two-story floor plan offers two bedrooms, two-and-a-half bathrooms, and an open-concept layout. The first floor welcomes you with a bright kitchen featuring ample cabinet space, and a refrigerator included, flowing seamlessly into the dining area and great room for easy entertaining. A covered lanai extends the living space outdoors, while the powder room adds convenience for guests. Upstairs, the private primary suite features a spacious bathroom, while a secondary bedroom, full bathroom, and versatile tech area provide flexibility for work or study. A washer and dryer are included for added convenience, and whole house blinds provide move-in ready comfort and privacy throughout. This home blends modern design with practical features for everyday living. Southloch is a gated community offering a welcoming lifestyle just minutes from historic downtown Mount Dora’s shops and festivals. Planned amenities include a pool and cabana, hammocks, cornhole, a Nature Play Space, and a Monarch Butterfly Garden. Enjoy nearby golf, plus convenient access to shopping, dining, Lake Dora, and major roads. Additional Highlights Include: extended tile flooring throughout main level. Photos are for representative purposes only. MLS#O6433442
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,087
Sqft
0 ac
Lot size
2026
Year built
Two
Levels
$183
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,774 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,956/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−19.7%
$/sqft vs SOUTHLOCH
$183 vs $210
Days on market
14 vs 50 typical
Where $183/sqft sits among the 6 homes for sale in SOUTHLOCH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mount Dora
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Mount Dora. See the full Mount Dora guide →
MOUNT DORA 32757 — neighborhood snapshot
Population
32,712
Median age
45.8
Median income
$73,327
Median home value
$325,800
Avg household
2.47
Households w/ children
3,279
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Mount Dora market
$450K → $403K
Mount Dora median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
2 of 6
SOUTHLOCH have cut their price
Median sold price, Mount Dora, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 54% below the MOUNT DORA 32757 median. See the full Mount Dora market guide →
Paper trail
This home's history
Reality check
What actually sold near 675 NESS ISLAND DRIVE UNIT 0
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$259,999
694 GLADSTONE WAY · same community
2 bd · 2.5 ba · 1,087 sqft · $239/sqft · 24 DOM
Sold · Aug ’26$264,999
690 GLADSTONE WAY · same community
2 bd · 2.5 ba · 1,087 sqft · $244/sqft · 19 DOM
Sold · Jul ’26$269,000
686 GLADSTONE WAY · same community
2 bd · 2.5 ba · 1,088 sqft · $247/sqft · 150 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 675 NESS ISLAND DRIVE UNIT 0 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 675 NESS ISLAND DRIVE UNIT 0 — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
675 NESS ISLAND DRIVE UNIT 0 FAQs
What would the monthly payment be for 675 NESS ISLAND DRIVE UNIT 0?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,774/mo — principal and interest, estimated property taxes, the $354/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 675 NESS ISLAND DRIVE UNIT 0?+
The association fee works out to $354 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 675 NESS ISLAND DRIVE UNIT 0?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 675 NESS ISLAND DRIVE UNIT 0?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Mount Dora?+
At $199,000, this home is listed about 58% below the Mount Dora median of $470,000. The market section on this page shows how the area is trending.
Which schools are assigned to 675 NESS ISLAND DRIVE UNIT 0?+
Zellwood Elementary (elementary), Wolf Lake Middle (middle), Apopka High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of TAYLOR MORRISON REALTY OF FLORIDA INC · Michelle Campbell. MLS #O6433442.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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