475 MONTICELLI DRIVE, HAINES CITY, FL, 33844
Active1 days on marketListed Aug 20, 2026MLS #O6433615
About this home
475 MONTICELLI DRIVE
Virtually Staged. RARE ASSUMABLE MORTGAGE & SOLAR PANELS FULLY PAID OFF AT CLOSING! Welcome to 475 Monticelli Dr, where unmatched monthly savings meet pristine 2020 construction. This turn-key, carpet-free home features a bright open split-bedroom floor plan designed for effortless modern living. Incredible curb appeal greets you as a sidewalk leads past manicured garden beds to an inviting covered front porch perfect for morning coffee. Inside, the heart of the home is the bright kitchen, boasting a large center island with bar seating and sleek stainless steel appliances. It flows seamlessly into an expansive living and dining space highlighted by soaring vaulted ceilings, upgraded light fixtures, and stylish fans. Glide through glass sliding doors to your private, fully fenced backyard retreat—complete with a covered rear patio and an elegant gazebo crafted for relaxing Florida days and evenings. Back inside, the primary suite offers a serene escape right off the living room, featuring an en-suite bath with dual vanities, a separate shower, a deep soaking tub, and a spacious walk-in closet. Complete with an already paid-off water softener and durable laminate flooring throughout, this home is move-in ready from day one. Ideally located in a booming growth corridor along US-27, you are just 1 mile from US-27, 2 miles from Walmart, 4 miles from Publix, 7.8 miles from Posner Park, and an easy drive to Walt Disney World®, Universal Studios, LEGOLAND®, and the greater Orlando area. Call today to schedule your private showing!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,698
Sqft
0.15 ac
Lot size
2
Garage
2020
Year built
One
Levels
$203
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,917 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,917/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16%
$/sqft vs Haines City actives
$203 vs $174
Days on market
1 vs 46 typical
Where $203/sqft sits among the 399 Haines City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Haines City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Haines City. See the full Haines City guide →
HAINES CITY 33844 — neighborhood snapshot
Population
49,133
Median age
39.4
Median income
$60,426
Median home value
$212,700
Avg household
2.9
Households w/ children
5,568
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Haines City market
$319K → $305K
Haines City median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
207 of 399
Haines City actives have cut their price
Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% above the HAINES CITY 33844 median. See the full Haines City market guide →
Paper trail
This home's history
Reality check
What actually sold near 475 MONTICELLI DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$379,900
416 MONTICELLI DRIVE · same community
4 bd · 2 ba · 1,715 sqft · $222/sqft · 137 DOM
Sold · Mar ’26$330,000
1608 FOREST HILLS LANE
4 bd · 2 ba · 1,689 sqft · $195/sqft · 629 DOM
Sold · Aug ’26$355,000
2203 MALLORY CIRCLE
3 bd · 2 ba · 1,645 sqft · $216/sqft · 65 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 475 MONTICELLI DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 475 MONTICELLI DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
475 MONTICELLI DRIVE FAQs
What would the monthly payment be for 475 MONTICELLI DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,917/mo — principal and interest, the actual property-tax bill, the $75/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 475 MONTICELLI DRIVE?+
The association fee works out to $75 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 475 MONTICELLI DRIVE?+
The most recent tax bill on record (2025) was $5,983. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 475 MONTICELLI DRIVE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Haines City?+
At $345,000, this home is listed about 10% above the Haines City median of $313,995. The market section on this page shows how the area is trending.
Which schools are assigned to 475 MONTICELLI DRIVE?+
Haines City Senior High School (high), Shelley S. Boone Middle School (middle), Sandhill Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RUIZ REAL ESTATE LLC · Uriel Ruiz. MLS #O6433615.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Haines City homes, in your inbox
Like 475 MONTICELLI DRIVE but not quite? A daily digest of every new listing in Haines City — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Chad to ping you on any price or status change →