114 WINCHESTER LANE, HAINES CITY, FL, 33844
Active1 days on marketListed Aug 20, 2026MLS #O6434269
About this home
114 WINCHESTER LANE
SPACIOUS 4-BEDROOM HOME • 3 FULL BATHROOMS • 2,338 SQ FT • LOW HOA • 2021 ROOF & A/C • NEWER WATER HEATER • GAS STOVE • VAULTED CEILINGS • NEW VINYL FLOORING! Welcome to 114 Winchester Ln in the growing Haines City community of Chanler Ridge, where SPACE, LOCATION, UPDATES, AND AFFORDABILITY come together! This 2,338 SQ FT FAMILY HOME features 4 BEDROOMS AND 3 FULL BATHROOMS, an impressive layout with SOARING VAULTED CEILINGS that create a bright, open and spacious feel, plus recently installed VINYL FLOORING THROUGHOUT THE FIRST FLOOR, tile in select areas and laminate flooring upstairs. Buyers will appreciate the major improvements already completed, including a ROOF AND A/C FROM 2021 and an ESTIMATED 2024 WATER HEATER, along with a GAS STOVE—A RARE AND HIGHLY DESIRABLE FEATURE IN FLORIDA HOMES! Looking for a home where you can add your own personal touches? THIS HOME IS PRICED BELOW MANY UPDATED OPTIONS FOR A REASON and offers an excellent opportunity for buyers willing to complete some MINOR TLC AND COSMETIC UPDATES while gaining the benefit of LARGE SQUARE FOOTAGE, LOW HOA FEES AND NEWER MAJOR SYSTEMS. Location is another major advantage, with PUBLIX, WALMART, WAWA, PLANET FITNESS, RESTAURANTS, SHOPPING AND EVERYDAY CONVENIENCES JUST MINUTES AWAY, plus continued residential and commercial growth throughout Haines City and the surrounding area, including a NEW TARGET-ANCHORED SHOPPING CENTER PLANNED ACROSS THE STREET. If you've been searching for a LARGE 4-BEDROOM HOME, LOW HOA COMMUNITY, UPDATED ROOF & A/C, GAS APPLIANCES, HIGH CEILINGS, CONVENIENT LOCATION AND GREAT VALUE, this one deserves your attention. PRICED TO SELL—BRING YOUR VISION, MAKE IT YOUR OWN, AND TAKE ADVANTAGE OF THE SPACE AND POTENTIAL THIS HOME HAS!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,338
Sqft
0.14 ac
Lot size
2
Garage
2006
Year built
Two
Levels
$128
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,555 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,555/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.7%
Days on market
1 vs 46 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Haines City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Haines City. See the full Haines City guide →
HAINES CITY 33844 — neighborhood snapshot
Population
49,133
Median age
39.4
Median income
$60,426
Median home value
$212,700
Avg household
2.9
Households w/ children
5,568
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Haines City market
$319K → $305K
Haines City median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% above the HAINES CITY 33844 median. See the full Haines City market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 114 WINCHESTER LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 114 WINCHESTER LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
114 WINCHESTER LANE FAQs
What would the monthly payment be for 114 WINCHESTER LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,555/mo — principal and interest, the actual property-tax bill, the $33/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 114 WINCHESTER LANE?+
The association fee works out to $33 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 114 WINCHESTER LANE?+
The most recent tax bill on record (2025) was $5,570. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 114 WINCHESTER LANE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Haines City?+
At $299,900, this home is listed about 4% below the Haines City median of $313,995. The market section on this page shows how the area is trending.
Which schools are assigned to 114 WINCHESTER LANE?+
Haines City Senior High School (high), Shelley S. Boone Middle School (middle), Sandhill Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of LPT REALTY, LLC · Nomar Rosa. MLS #O6434269.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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