CENTURY 21 Edge
$420,0004 bd3 ba1,600 sqft$263 /sqft$3,117 /mo all-in ↓

1457 MONTEGO LANE, ORLANDO, FL, 32825

Active16 days on marketListed Aug 18, 2026MLS #O6434284

Single Family ResidenceMONTEREY SUB

About this home

1457 MONTEGO LANE

In excellent condition and move-in ready, this completely remodeled home offers numerous updates and upgrades throughout. It features a fully renovated kitchen with solid wood cabinetry and quartz countertops; brand-new windows and doors (both interior and exterior); fully remodeled bathrooms; and new, unused appliances. The roof was installed in 2019, and all these improvements were completed in 2026. Freshly painted, the home features porcelain tile flooring throughout, making for easy maintenance. Enjoy a spacious layout, an indoor laundry room, and abundant storage and closet space. It is perfect for entertaining guests, thanks to its multiple flexible living areas, a spacious family room, and a unique floor plan designed for both comfort and functionality. Stepping outside, you will find a fenced backyard complete with a storage shed and attractive landscaping—all situated on a quiet cul-de-sac in the heart of Orlando. The owners' pride of ownership is evident in every corner of this beautifully upgraded home. It is ideal for first-time homebuyers, as many of the original owners still reside on the street—a true testament to the pride and stability of this community. The location is highly convenient, situated close to schools, public bus stops, and the community center. It is just minutes away from Orlando International Airport, Downtown Orlando, the University of Central Florida, and major highways. Don't miss this wonderful opportunity to acquire an affordable, impeccably maintained home in a prime Orlando location!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

1,600

Sqft

0.19 ac

Lot size

1

Garage

1966

Year built

One

Levels

$263

Per sqft

Inside

FlooringTile
AppliancesDishwasher · Disposal · Electric Water Heater · Exhaust Fan · Range · Range Hood · Refrigerator
InteriorEating Space In Kitchen · Solid Surface Counters · Solid Wood Cabinets · Walk-In Closet(s)
LaundryLaundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesWest
ExteriorPermeable Paving · Private Entrance · Private Mailbox · Private Yard · Sidewalk · Sliding Doors · Storage

Community & fees

Taxes (2025)$3,590/yr

Utilities & systems

UtilitiesElectricity Available · Electricity Connected · Public · Sewer Available · Sewer Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,117 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,473
FHA mortgage insurance (est.)$186
Property tax — 2025 actual bill$299
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,700Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,700
Interest rate6.00%
Loan term

Estimated payment

$3,117/mo

Principal & interest$2,473
FHA mortgage insurance (est.)$186
Property taxes (actual bill)$299
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $420K
$382KedgeAI estimate $411,050 · range $398K$443K$461K

vs edgeAI estimate

+2.2%

$/sqft vs MONTEREY SUB

$263 vs $271

Days on market

16 vs 42 typical

Where $263/sqft sits among the 15 homes for sale in MONTEREY SUB

5
3 · this home
3
1
1
2
$187–233$233–279$279–324$324–370$370–416$416+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Monterey

Drive times from this address

Downtown Orlando8 min
Orlando Int’l Airport (MCO)14 min
Universal Orlando21 min
Walt Disney World33 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

Monterey — neighborhood snapshot

Population

2,963

Median age

43

Median income

$73,978

Median home value

$271,401

Avg household

3

Households w/ children

321

For the school run

Orange County School District

MiddleRoberto Clemente Middle★★★★
ElementaryDover Shores Elementary★★★★★
HighWilliam R Boone High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$400K$395K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

8 of 15

MONTEREY SUB have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 22% above the ORLANDO 32825 median. See the full Orlando market guide →

Paper trail

This home's history

Aug 18, 2026Listed at $420,000 · 16 days on market since
1966Built · MONTEREY SUB

Reality check

What actually sold near 1457 MONTEGO LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1331 JULIO LANESold · Jul ’26

$326,500

1331 JULIO LANE · same community

4 bd · 2 ba · 1,548 sqft · $211/sqft · 27 DOM

1200 ROMANO AVENUESold · Nov ’25

$399,900

1200 ROMANO AVENUE · same community

4 bd · 3 ba · 1,495 sqft · $267/sqft · 6 DOM

3723 NW 40TH STREETSold · Dec ’25

$350,000

3723 NW 40TH STREET · same community

3 bd · 2 ba · 1,708 sqft · $205/sqft · 59 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1457 MONTEGO LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1457 MONTEGO LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1457 MONTEGO LANE FAQs

What would the monthly payment be for 1457 MONTEGO LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,117/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1457 MONTEGO LANE?+

The most recent tax bill on record (2025) was $3,590. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Orlando?+

At $420,000, this home is listed about 9% above the Orlando median of $385,250. The market section on this page shows how the area is trending.

Which schools are assigned to 1457 MONTEGO LANE?+

Roberto Clemente Middle (middle), Dover Shores Elementary (elementary), William R Boone High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of LPT REALTY, LLC · Juan Armenteros. MLS #O6434284.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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1457 MONTEGO LANE, ORLANDO, FL — 4 Bed, 3 Bath — $420,000 | CENTURY 21 Edge