35190 GRAVELLY DRIVE, ZEPHYRHILLS, FL, 33541
Active37 days on marketListed Aug 17, 2026MLS #O6434363
About this home
35190 GRAVELLY DRIVE
Ready to move-in elegant and spacious 5 bed 2.5 bath single family built in 2025 in the Two Rivers Master Planned Unit development. It's a 2389 sft home with fenced yard with spaces/conservation in the back and 2 car garage. The home features an open floor plan w/living, dining, the kitchen and the Master Bedroom on the main floor and 4 bedrooms and a full bath and a loft on the second floor. The master bedroom is spacious with a big walk-in closet and double vanity and a standing shower. The master suite/walk-in closet carpets are replaced with luxury vinyl floor planks. The washer/dryer are included. Two Rivers residents will enjoy access to onsite amenities including a clubhouse, pool, playground, trails, fire pits and cornholes. Located nearby are great shopping opportunities at the Tampa Premium Outlets, the Shops at Wiregrass, Hospitals, Wiregrass Ranch Sport Campus / Complex, entertainment at KRATE and endless dining options throughout the city. Easy access to major roads and Highways. Tenant is responsible for water, gas, electric, Cable/Internet, renter’s insurance and lawn maintenance.
Facts & features
The home at a glance
5
Bedrooms
2.5
Bathrooms
2,389
Sqft
0.11 ac
Lot size
2
Garage
2024
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$180 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$180/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs TWO RIVERS
$1 vs $194
Days on market
37 vs 49 typical
Where $1/sqft sits among the 98 homes for sale in TWO RIVERS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Zephyrhills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
ZEPHYRHILLS 33541 — neighborhood snapshot
Population
23,913
Median age
57.8
Median income
$55,556
Median home value
$111,300
Avg household
2.21
Households w/ children
1,812
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $342K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
58 of 98
TWO RIVERS have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ZEPHYRHILLS 33541 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 35190 GRAVELLY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$391,990
36179 SUNFLOWER HILL DRIVE · same community
5 bd · 3 ba · 2,453 sqft · $160/sqft · 134 DOM
Sold · Nov ’25$440,000
37048 SAGEMOOR DRIVE · same community
5 bd · 3 ba · 2,470 sqft · $178/sqft · 8 DOM
Sold · Dec ’25$359,990
36209 SUNFLOWER HILL DRIVE · same community
4 bd · 2.5 ba · 2,305 sqft · $156/sqft · 158 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 35190 GRAVELLY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 35190 GRAVELLY DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
35190 GRAVELLY DRIVE FAQs
What would the monthly payment be for 35190 GRAVELLY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $180/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 35190 GRAVELLY DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $2,699, this home is listed about 99% below the Zephyrhills median of $319,700. The market section on this page shows how the area is trending.
Which schools are assigned to 35190 GRAVELLY DRIVE?+
Chester W. Taylor Junior Elementary School (elementary), Raymond B. Stewart Middle School (middle), Zephyrhills High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REAL FL PROPERTIES LLC · Lakshmi Vemuri. MLS #O6434363.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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