220 D STREET, LAKE WALES, FL, 33853
Active33 days on marketListed Aug 20, 2026MLS #O6435058
About this home
220 D STREET
Short Sale. Opportunity awaits at 220 D Street in Lake Wales! This 3-bedroom, 2-bathroom home offers approximately 1,100 square feet and an inviting open floor plan with plenty of potential to make it your own. Whether you’re searching for your first home or your next investment property, this short-sale opportunity is worth exploring. Enjoy a convenient Central Florida location near everyday shopping, dining, historic Downtown Lake Wales, local parks, and popular attractions such as Bok Tower Gardens and LEGOLAND Florida Resort. Don’t miss your chance to bring your vision to this property and create something special!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,133
Sqft
0.14 ac
Lot size
2003
Year built
One
Levels
$171
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,665 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,665/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−13.9%
$/sqft vs Lake Wales actives
$171 vs $169
Days on market
33 vs 57 typical
Where $171/sqft sits among the 360 Lake Wales actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Wales
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Wales. See the full Lake Wales guide →
LAKE WALES 33853 — neighborhood snapshot
Population
12,385
Median age
37.3
Median income
$40,938
Median home value
$198,100
Avg household
2.57
Households w/ children
1,565
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Wales market
$275K → $271K
Lake Wales median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
175 of 360
Lake Wales actives have cut their price
Median sold price, Lake Wales, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% below the LAKE WALES 33853 median. See the full Lake Wales market guide →
Paper trail
This home's history
Reality check
What actually sold near 220 D STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$194,000
230 D STREET · same community
3 bd · 2 ba · 1,183 sqft · $164/sqft · 53 DOM
Sold · Sep ’25$81,500
230 D STREET · same community
3 bd · 2 ba · 1,183 sqft · $69/sqft · 53 DOM
Sold · Jun ’26$210,000
311 OSCEOLA AVENUE
3 bd · 2 ba · 1,148 sqft · $183/sqft · 315 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 220 D STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 220 D STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
220 D STREET FAQs
What would the monthly payment be for 220 D STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,665/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 220 D STREET?+
The most recent tax bill on record (2025) was $3,321. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 220 D STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Wales?+
At $194,000, this home is listed about 25% below the Lake Wales median of $258,900. The market section on this page shows how the area is trending.
Which schools are assigned to 220 D STREET?+
Frostproof Ben Hill Griffin Junior Elementary School (elementary), Bartow Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Veronica Figueroa. MLS #O6435058.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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