3171 TOTEM ROAD, EAGLE LAKE, FL, 33839
Active32 days on marketListed Aug 19, 2026MLS #O6435123
About this home
3171 TOTEM ROAD
BRAND-NEW 2026 HOME FOR RENT! Be the first to live in this beautiful 4-bedroom, 2-bath home in Ranches at Lake McLeod, offering approximately 1,733 sq. ft., an open-concept layout, modern kitchen, spacious living areas and a 2-car garage. Enjoy a resort-style community lifestyle with amenities including a community pool, fitness center, clubhouse, basketball court, pickleball court and beach volleyball court. Even better, High-speed internet, professional lawn care, washer and dryer are included in the monthly rent offering additional monthly savings and hassle-free living. Conveniently located near shopping, dining, major roadways and Central Florida attractions. Pet-friendly subject to approval; $350 non-refundable pet fee. Monthly rent: $2,200. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,733
Sqft
0.13 ac
Lot size
2
Garage
2026
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$176 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$176/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Eagle Lake actives
$1 vs $162
Days on market
32 vs 25 typical
Where $1/sqft sits among the 67 Eagle Lake actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Eagle Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Eagle Lake. See the full Eagle Lake guide →
EAGLE LAKE 33839 — neighborhood snapshot
Population
4,397
Median age
31.1
Median income
$93,229
Median home value
$234,600
Avg household
3.26
Households w/ children
625
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Eagle Lake market
$295K → $271K
Eagle Lake median sold, yr/yr
98.8%
Sale-to-list ratio (12 mo)
19 of 67
Eagle Lake actives have cut their price
Median sold price, Eagle Lake, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the EAGLE LAKE 33839 median. See the full Eagle Lake market guide →
Paper trail
This home's history
Reality check
What actually sold near 3171 TOTEM ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$265,990
2169 LASSO LOOP · same community
4 bd · 2 ba · 1,985 sqft · $134/sqft · 0 DOM
Sold · Apr ’26$260,000
3056 TOTEM ROAD · same community
3 bd · 2 ba · 1,421 sqft · $183/sqft · 0 DOM
Sold · Jan ’26$281,500
2178 LASSO LOOP · same community
5 bd · 2.5 ba · 2,112 sqft · $133/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 3171 TOTEM ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3171 TOTEM ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3171 TOTEM ROAD FAQs
What would the monthly payment be for 3171 TOTEM ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $176/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3171 TOTEM ROAD?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Pet Deposit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Eagle Lake?+
At $2,200, this home is listed about 99% below the Eagle Lake median of $298,490. The market section on this page shows how the area is trending.
Which schools are assigned to 3171 TOTEM ROAD?+
Pinewood Elementary School (elementary), Lake Region High School (high), Westwood Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · James Echeverria Perez. MLS #O6435123.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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