
3149 CURVING OAKS WAY, ORLANDO, FL, 32820
Active25 days on marketListed Aug 28, 2026MLS #O6435136
About this home
3149 CURVING OAKS WAY
WOW! WATER & CONSERVATION VIEWS! PRIVATE POOL! THREE-CAR GARAGE! THREE-WAY SPLIT FLOOR PLAN! Welcome to Cypress Place and this beautifully appointed one-story, four-bedroom, three-bath home offering elegance, privacy and exceptional Florida living. A paver driveway and walkway create an inviting first impression! Step inside to tile flooring throughout the main living areas, crown molding, and new baseboards throughout. The desirable three-way split-bedroom floor plan provides privacy and flexibility, with the primary suite privately positioned on one side, an additional bedroom and full bath on another, and two bedrooms sharing their own wing. To the left, double doors open to a private office with convenient access directly into the primary suite. The formal dining room is nearby, while the formal living room features sliding glass doors framing the stunning pool, water and conservation views. The spacious primary suite features high ceilings, crown molding, beautiful wood flooring, a bay window and a private door leading to the pool area. The primary bathroom offers dual vanities, dual sinks, a private water closet, updated cabinetry and hardware, a large walk-in shower and separate soaking tub, creating a relaxing retreat at the end of the day. A hallway on the opposite side leads to the laundry room with direct access to the three-car garage. This area also includes a full bathroom with walk-in shower, updated cabinetry and hardware, plus a spacious bedroom with a long built-in closet and crown molding. At the heart of the home, the kitchen opens to the large family room, making entertaining effortless. The kitchen features wood cabinetry, granite countertops, stainless steel appliances, vented hood, cooktop, microwave, range and walk-in pantry. The family room offers abundant natural light, large windows, sliding glass doors and crown molding. Step outside and experience Florida living! The expansive screened outdoor area features automatic screens, perfect for morning coffee, afternoon relaxation or entertaining. The sparkling pool features an oversized beach entry and two fire features, all overlooking the peaceful water and conservation area. The fenced backyard offers plenty of room to enjoy the outdoors. Two additional bedrooms are privately positioned toward the rear and share an updated full pool bath with tub/shower combination, large vanity, updated cabinetry and hardware. Additional features and upgrades include: an electrical surge protection device installed in 2023 to help shield electronics from sudden voltage spikes, a transfer switch installed in 2023 to safely switch the home's power source from the main utility grid to a backup generator, a garage detector switch installed in 2023, smart recessed lighting installed in 2024, permanent Christmas lights installed in 2025, and a new hot water heater installed in 2025. NO CARPET anywhere! All bedrooms feature beautiful wood flooring, while the main living areas and bathrooms feature matching tile. THREE-CAR GARAGE! PRIVATE POOL! WATER & CONSERVATION VIEWS! THREE-WAY SPLIT FLOOR PLAN! CROWN MOLDING! NEW BASEBOARDS! UPDATED BATHROOMS! WOOD FLOORING! SMART LIGHTING! PERMANENT HOLIDAY LIGHTING! NEW HOT WATER HEATER! This Cypress Place home offers the space, privacy, updates and outdoor lifestyle today's buyers are looking for. Come see it and fall in love!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,708
Sqft
0.21 ac
Lot size
3
Garage
2006
Year built
One
Levels
$240
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,687 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,687/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.2%
$/sqft vs Orlando actives
$240 vs $240
Days on market
25 vs 42 typical
Where $240/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Cypress Lakes, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,000/mo median
Live Orlando rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Cypress Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Cypress Lakes is a short-term-rental community. See the full guide →
Cypress Lakes — neighborhood snapshot
Population
5,291
Median age
42
Median income
$139,706
Median home value
$451,359
Avg household
3
Households w/ children
479
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
213 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1224% above the ORLANDO 32820 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 3149 CURVING OAKS WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$560,000
3124 CURVING OAKS WAY · same community
4 bd · 3 ba · 2,950 sqft · $190/sqft · 144 DOM
Sold · May ’26$640,000
3233 CURVING OAKS WAY · same community
6 bd · 4 ba · 3,388 sqft · $189/sqft · 251 DOM
Sold · Mar ’26$600,000
1900 CASCADES COVE DRIVE
5 bd · 3 ba · 2,714 sqft · $221/sqft · 192 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3149 CURVING OAKS WAY — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3149 CURVING OAKS WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3149 CURVING OAKS WAY FAQs
What would the monthly payment be for 3149 CURVING OAKS WAY?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,687/mo — principal and interest, the actual property-tax bill, the $70/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3149 CURVING OAKS WAY?+
The association fee works out to $70 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3149 CURVING OAKS WAY?+
The most recent tax bill on record (2025) was $8,544. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 3149 CURVING OAKS WAY be rented short-term?+
Yes — this home sits inside Cypress Lakes, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 3149 CURVING OAKS WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $649,000, this home is listed about 68% above the Orlando median of $385,250. The market section on this page shows how the area is trending.
Which schools are assigned to 3149 CURVING OAKS WAY?+
Columbia Elementary (elementary), Corner Lake Middle (middle), East River High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$649,000 runs 1224% above the ORLANDO 32820 median — but at 2,708 sqft it's also 71% larger than the typical Orlando listing.
02Zoned for nightly rentals
Cypress Lakes is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
04Strong assigned schools
Columbia Elementary, Corner Lake Middle, East River High — Columbia Elementary rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of THE WILKINS WAY LLC · Pamela Grabenhorst. MLS #O6435136.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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