
2380 PEMBERTON STREET, OVIEDO, FL, 32765
Active7 days on marketListed Aug 21, 2026MLS #O6435485
About this home
2380 PEMBERTON STREET
Welcome to 2380 Pemberton Street, an exceptional opportunity to own a SINGLE-FAMILY HOME IN OVIEDO FOR $360,000, located just 1.6 MILES FROM THE UNIVERSITY OF CENTRAL FLORIDA! Offering 3 bedrooms, 2 bathrooms, 1,335 square feet of living space, an attached 2-car garage and an oversized .29-acre lot with NO HOA, this single-story home delivers a hard-to-find combination of location, land, privacy and potential at an attractive price point. The ROOF WAS REPLACED IN 2016, there is NO CARPET throughout the home, and with no neighboring home directly to one side, the property offers additional privacy in a peaceful setting surrounded by mature trees. Step inside to a functional single-story floor plan filled with natural light and ready for the next owner to add their own finishing touches. The main living area features a large front window overlooking the property and flows into the dining and kitchen spaces. The kitchen offers abundant wood cabinetry, generous countertop space and stainless steel appliances, providing a great foundation for future updates while remaining functional today. Beyond the main living area is an enclosed rear porch offering additional flexible space overlooking the property’s mature landscaping and peaceful surroundings. The enclosed porch is pre-wired for electrical and provides plenty of possibilities for the next owner. Whether envisioned as a hobby space, workout area, additional sitting area or simply extra room to enjoy the property, it adds another dimension to the home’s potential. Outside is where 2380 Pemberton Street truly stands apart. Situated on approximately .29 ACRES with NO HOA, the oversized lot provides room to spread out while mature trees and established vegetation create a quiet, serene atmosphere. With no neighboring home immediately to one side, the property enjoys additional privacy that can be difficult to find this close to UCF and the conveniences of East Orlando. There is plenty of room for outdoor entertaining, gardening, pets, recreation or simply relaxing beneath the shade of the mature tree canopy. An attached 2-car garage provides valuable parking, storage and additional functionality. The home does need some TLC and finishing touches, making this an excellent opportunity for a buyer who would rather purchase at an attractive price and make improvements over time than pay a premium for someone else’s renovations. The major ingredients are already here: a SINGLE-STORY HOME, OVERSIZED LOT, NO HOA, 2-CAR GARAGE, NO CARPET, established neighborhood and an outstanding location. And the LOCATION is one of the biggest selling points! The UNIVERSITY OF CENTRAL FLORIDA CAMPUS IS ONLY APPROXIMATELY 1.6 MILES AWAY, placing UCF practically at your doorstep while still allowing you to come home to a quiet residential setting surrounded by mature trees. Shopping, dining, entertainment, Research Park, major roadways and everything offered throughout the UCF and East Orlando corridor are just minutes away. The property is serviced by WELL AND SEPTIC and is currently zoned for Evans Elementary, Jackson Heights Middle and Hagerty High School.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,335
Sqft
0.29 ac
Lot size
2
Garage
1984
Year built
One
Levels
$270
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,615 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,615/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.4%
$/sqft vs Oviedo actives
$270 vs $251
Days on market
7 vs 39 typical
Where $270/sqft sits among the 192 Oviedo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oviedo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oviedo. See the full Oviedo guide →
OVIEDO 32765 — neighborhood snapshot
Population
63,646
Median age
35.5
Median income
$99,161
Median home value
$418,600
Avg household
2.82
Households w/ children
8,093
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oviedo market
$530K → $540K
Oviedo median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
121 of 192
Oviedo actives have cut their price
Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% below the OVIEDO 32765 median. See the full Oviedo market guide →
Paper trail
This home's history
Reality check
What actually sold near 2380 PEMBERTON STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$290,000
1230 KEW CIRCLE · same community
3 bd · 2 ba · 1,102 sqft · $263/sqft · 44 DOM
Sold · Sep ’25$370,000
4495 FLATBUSH AVENUE · same community
2 bd · 2 ba · 1,059 sqft · $349/sqft · 21 DOM
Sold · Oct ’25$370,000
5907 60TH PLACE E · same community
3 bd · 2 ba · 1,831 sqft · $202/sqft · 16 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2380 PEMBERTON STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2380 PEMBERTON STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2380 PEMBERTON STREET FAQs
What would the monthly payment be for 2380 PEMBERTON STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,615/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2380 PEMBERTON STREET?+
The most recent tax bill on record (2025) was $2,117. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2380 PEMBERTON STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oviedo?+
At $360,000, this home is listed about 29% below the Oviedo median of $509,990. The market section on this page shows how the area is trending.
Which schools are assigned to 2380 PEMBERTON STREET?+
Jackson Heights Middle School (middle), Lawton Elementary School (elementary), Oviedo High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the OVIEDO 32765 market on paper
$360,000 is 23% below the OVIEDO 32765 median of $466,990.
02Fresh on the market
Only 7 days on market in a Oviedo market that averages 39 — if it fits, move quickly.
03Strong assigned schools
Jackson Heights Middle School, Lawton Elementary School, Oviedo High School — Jackson Heights Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CREEGAN GROUP · Chris Creegan. MLS #O6435485.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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