CENTURY 21 Edge
$360,0003 bd2 ba1,335 sqft$270 /sqft$2,615 /mo all-in ↓

2380 PEMBERTON STREET, OVIEDO, FL, 32765

Active7 days on marketListed Aug 21, 2026MLS #O6435485

Priced 23% below the OVIEDO 32765 medianSingle Family ResidenceKEW GARDENS

About this home

2380 PEMBERTON STREET

Welcome to 2380 Pemberton Street, an exceptional opportunity to own a SINGLE-FAMILY HOME IN OVIEDO FOR $360,000, located just 1.6 MILES FROM THE UNIVERSITY OF CENTRAL FLORIDA! Offering 3 bedrooms, 2 bathrooms, 1,335 square feet of living space, an attached 2-car garage and an oversized .29-acre lot with NO HOA, this single-story home delivers a hard-to-find combination of location, land, privacy and potential at an attractive price point. The ROOF WAS REPLACED IN 2016, there is NO CARPET throughout the home, and with no neighboring home directly to one side, the property offers additional privacy in a peaceful setting surrounded by mature trees. Step inside to a functional single-story floor plan filled with natural light and ready for the next owner to add their own finishing touches. The main living area features a large front window overlooking the property and flows into the dining and kitchen spaces. The kitchen offers abundant wood cabinetry, generous countertop space and stainless steel appliances, providing a great foundation for future updates while remaining functional today. Beyond the main living area is an enclosed rear porch offering additional flexible space overlooking the property’s mature landscaping and peaceful surroundings. The enclosed porch is pre-wired for electrical and provides plenty of possibilities for the next owner. Whether envisioned as a hobby space, workout area, additional sitting area or simply extra room to enjoy the property, it adds another dimension to the home’s potential. Outside is where 2380 Pemberton Street truly stands apart. Situated on approximately .29 ACRES with NO HOA, the oversized lot provides room to spread out while mature trees and established vegetation create a quiet, serene atmosphere. With no neighboring home immediately to one side, the property enjoys additional privacy that can be difficult to find this close to UCF and the conveniences of East Orlando. There is plenty of room for outdoor entertaining, gardening, pets, recreation or simply relaxing beneath the shade of the mature tree canopy. An attached 2-car garage provides valuable parking, storage and additional functionality. The home does need some TLC and finishing touches, making this an excellent opportunity for a buyer who would rather purchase at an attractive price and make improvements over time than pay a premium for someone else’s renovations. The major ingredients are already here: a SINGLE-STORY HOME, OVERSIZED LOT, NO HOA, 2-CAR GARAGE, NO CARPET, established neighborhood and an outstanding location. And the LOCATION is one of the biggest selling points! The UNIVERSITY OF CENTRAL FLORIDA CAMPUS IS ONLY APPROXIMATELY 1.6 MILES AWAY, placing UCF practically at your doorstep while still allowing you to come home to a quiet residential setting surrounded by mature trees. Shopping, dining, entertainment, Research Park, major roadways and everything offered throughout the UCF and East Orlando corridor are just minutes away. The property is serviced by WELL AND SEPTIC and is currently zoned for Evans Elementary, Jackson Heights Middle and Hagerty High School.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,335

Sqft

0.29 ac

Lot size

2

Garage

1984

Year built

One

Levels

$270

Per sqft

Pets allowed

Inside

FlooringLaminate · Luxury Vinyl · Tile
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorKitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Thermostat · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationOther · Slab
FacesEast
ParkingCommon · Driveway · Garage Door Opener
ExteriorPlayground · Private Yard

Community & fees

Taxes (2025)$2,117/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Fiber Optics · Phone Available · Public · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,615 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,119
FHA mortgage insurance (est.)$159
Property tax — 2025 actual bill$176
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,600Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,600
Interest rate6.00%
Loan term

Estimated payment

$2,615/mo

Principal & interest$2,119
FHA mortgage insurance (est.)$159
Property taxes (actual bill)$176
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $360K
$333KedgeAI estimate $380,504 · range $347K$440K$458K

vs edgeAI estimate

−5.4%

$/sqft vs Oviedo actives

$270 vs $251

Days on market

7 vs 39 typical

Where $270/sqft sits among the 192 Oviedo actives

60
67
40 · this home
13
2
10
$191–229$229–267$267–305$305–343$343–381$381+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Oviedo

Drive times from this address

Downtown Orlando23 min
Orlando Int’l Airport (MCO)32 min
Universal Orlando36 min
Walt Disney World48 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Oviedo. See the full Oviedo guide →

OVIEDO 32765 — neighborhood snapshot

Population

63,646

Median age

35.5

Median income

$99,161

Median home value

$418,600

Avg household

2.82

Households w/ children

8,093

For the school run

Seminole County School District

MiddleJackson Heights Middle School★★★★
ElementaryLawton Elementary School★★★★
HighOviedo High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Oviedo market

Seller’s marketSeller’s market2.7 months of inventoryBuyer’s market

$530K$540K

Oviedo median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

121 of 192

Oviedo actives have cut their price

Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 23% below the OVIEDO 32765 median. See the full Oviedo market guide →

Paper trail

This home's history

Aug 21, 2026Listed at $360,000 · 7 days on market since
1984Built · KEW GARDENS

Reality check

What actually sold near 2380 PEMBERTON STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1230 KEW CIRCLESold · Aug ’26

$290,000

1230 KEW CIRCLE · same community

3 bd · 2 ba · 1,102 sqft · $263/sqft · 44 DOM

4495 FLATBUSH AVENUESold · Sep ’25

$370,000

4495 FLATBUSH AVENUE · same community

2 bd · 2 ba · 1,059 sqft · $349/sqft · 21 DOM

5907 60TH PLACE ESold · Oct ’25

$370,000

5907 60TH PLACE E · same community

3 bd · 2 ba · 1,831 sqft · $202/sqft · 16 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kemarie Johnson

Your agent

Kemarie Johnson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2380 PEMBERTON STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2380 PEMBERTON STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2380 PEMBERTON STREET FAQs

What would the monthly payment be for 2380 PEMBERTON STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,615/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2380 PEMBERTON STREET?+

The most recent tax bill on record (2025) was $2,117. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2380 PEMBERTON STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Oviedo?+

At $360,000, this home is listed about 29% below the Oviedo median of $509,990. The market section on this page shows how the area is trending.

Which schools are assigned to 2380 PEMBERTON STREET?+

Jackson Heights Middle School (middle), Lawton Elementary School (elementary), Oviedo High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the OVIEDO 32765 market on paper

$360,000 is 23% below the OVIEDO 32765 median of $466,990.

02Fresh on the market

Only 7 days on market in a Oviedo market that averages 39 — if it fits, move quickly.

03Strong assigned schools

Jackson Heights Middle School, Lawton Elementary School, Oviedo High School — Jackson Heights Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of CREEGAN GROUP · Chris Creegan. MLS #O6435485.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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