1649 VICTORIA GARDENS DRIVE, DELAND, FL, 32724
Active24 days on marketListed Aug 27, 2026MLS #O6435816
About this home
1649 VICTORIA GARDENS DRIVE
Expect to be impressed by this MOVE-IN READY Kolter Lily with a fantastic Pond view within the 55+ Victoria Gardens neighborhood. This 2 Bedroom 2 Bath plus Den floorplan is LIGHT & BRIGHT and has a GREAT ROOM layout. The gourmet kitchen is a chef’s dream that offers 42” wood cabinets w/ crown molding, under cabinet lighting, Pot & Pan drawers, granite countertops, large breakfast island w/ pendant lighting above, 4-burner natural gas range, walk-in pantry & stainless-steel appliances. Porcelain tile floors flow throughout main living areas. Interior features include leaded glass front entry door w/ side light, 5” base boards, recessed lighting, tray ceilings & remote-controlled sheer blinds. The 14’ x 17’ Primary bedroom offers plenty of wall space for furniture placement & an en suite bathroom with raised height separate vanities, glass enclosed walk-in shower w/ bench seat & a 14’ x 5’6” walk-in closet. Guest bedroom provides a pocket door to the adjoining bathroom offering flexibility to function as an en suite. Homeowner will enjoy having their morning coffee or late afternoon beverage on the 23’ x 22’ screen enclosed covered lanai w/ brick pavers overlooking a scenic water view! Utility room comes with a laundry tub, storage cabinets, washer electric dryer & a natural gas connection for future use. The 19’ x 20’6” garage provides that additional depth for large vehicles. All appliances stay with the home. Victoria Gardens residents have access to their own Private Clubhouse. HOA fee includes lawn care, Spectrum HFC TV & internet and reclaimed water for yard irrigation. Community is within 1 mile of I-4 that offers great access to the east coast beaches, Orlando (40 minutes) and 3 International airports within 1 hour.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,933
Sqft
0.18 ac
Lot size
2
Garage
2015
Year built
One
Levels
$243
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,242 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,242/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.1%
$/sqft vs Deland actives
$243 vs $205
Days on market
24 vs 42 typical
Where $243/sqft sits among the 400 Deland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cresswind Gardens
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Deland. See the full Deland guide →
Cresswind Gardens — neighborhood snapshot
Population
1,787
Median age
66
Median income
$85,781
Median home value
$381,500
Avg household
2
Households w/ children
90%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deland market
$335K → $350K
Deland median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
237 of 400
Deland actives have cut their price
Median sold price, Deland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 47% above the DELAND 32724 median. See the full Deland market guide →
Paper trail
This home's history
Reality check
What actually sold near 1649 VICTORIA GARDENS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$425,000
1653 VICTORIA GARDENS DRIVE · same community
2 bd · 2 ba · 1,928 sqft · $220/sqft · 51 DOM
Sold · Jun ’26$473,000
1641 VICTORIA GARDENS DRIVE · same community
2 bd · 2 ba · 1,928 sqft · $245/sqft · 8 DOM
Sold · Jul ’26$475,000
319 KINGSLEY PLACE · same community
2 bd · 2 ba · 2,008 sqft · $237/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 1649 VICTORIA GARDENS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1649 VICTORIA GARDENS DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1649 VICTORIA GARDENS DRIVE FAQs
What would the monthly payment be for 1649 VICTORIA GARDENS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,242/mo — principal and interest, the actual property-tax bill, the $546/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1649 VICTORIA GARDENS DRIVE?+
The association fee works out to $546 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1649 VICTORIA GARDENS DRIVE?+
The most recent tax bill on record (2025) was $6,732. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1649 VICTORIA GARDENS DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Deland?+
At $470,000, this home is listed about 22% above the Deland median of $386,490. The market section on this page shows how the area is trending.
Which schools are assigned to 1649 VICTORIA GARDENS DRIVE?+
Freedom Elementary School (elementary), Deland Middle School (middle), Deland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$470,000 runs 47% above the DELAND 32724 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $546/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of BETTER HOMES AND GARDENS REAL ESTATE MANN GLOBAL P · Eric Hansen. MLS #O6435816.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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