CENTURY 21 Edge
$639,900$660,0003 bd2 ba2,123 sqft$301 /sqft$4,522 /mo all-in ↓

17307 BAL HARBOUR DRIVE, WINTER GARDEN, FL, 34787

Active28 days on marketListed Aug 25, 2026MLS #O6436527

Reduced $20KSingle Family ResidenceWATERSIDE/JOHNS LAKE PH 2B

About this home

17307 BAL HARBOUR DRIVE

Stone-and-stucco Mediterranean elevation on a paver driveway welcomes you into this beautifully maintained home in Waterside on Johns Lake. The open-concept great room flows into a chef's kitchen with white cabinetry, quartz counters, gas cooktop, double wall oven, and a large island — all overlooking a bright breakfast nook. A dedicated home office and separate den/flex space offer room to work or unwind. The primary suite features a tray ceiling, walk-in closet, and a spa-style bath with dual vanities and a frameless glass walk-in shower. Secondary bedrooms are generously sized, and the laundry room includes a utility sink and storage nook. Step outside to an extended, screened and covered lanai with an outdoor TV mount, overlooking a fenced backyard framed by mature hedges. Plantation shutters throughout, epoxy-coated garage floor, and thoughtful upgrades at every turn. Schedule your private showing today.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,123

Sqft

0.16 ac

Lot size

2

Garage

2019

Year built

One

Levels

$301

Per sqft

Pets allowed

Inside

FlooringCeramic Tile · Engineered Hardwood · Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Open Floorplan · Primary Bedroom Main Floor
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ExteriorIrrigation System · Sidewalk · Sliding Doors

Community & fees

HOA fee$215/mo
Taxes (2025)$5,452/yr
PetsYes

Utilities & systems

UtilitiesCable Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,522 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,453
PMI (est., until 20% equity)$240
Property tax — 2025 actual bill$454
HOA fee — from the listing$215
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $63,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $63,990
Interest rate6.00%
Loan term

Estimated payment

$4,522/mo

Principal & interest$3,453
PMI (est., until 20% equity)$240
Property taxes (actual bill)$454
HOA / condo fee$215
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $640K
$581KedgeAI estimate $616,420 · range $605K$644K$670K

vs edgeAI estimate

+3.8%

$/sqft vs Winter Garden actives

$301 vs $260

Days on market

28 vs 42 typical

Where $301/sqft sits among the 400 Winter Garden actives

62
115
127
42 · this home
24
30
$171–213$213–255$255–298$298–340$340–382$382+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Winter Garden

Drive times from this address

Walt Disney World26 min
Downtown Orlando27 min
Universal Orlando29 min
Orlando Int’l Airport (MCO)41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Garden. See the full Winter Garden guide →

WINTER GARDEN 34787 — neighborhood snapshot

Population

93,064

Median age

37.4

Median income

$114,988

Median home value

$475,000

Avg household

3.02

Households w/ children

13,499

For the school run

Orange County School District

ElementaryHamlin Elementary★★★★★
MiddleHamlin Middle★★★★
HighWest Orange High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Garden market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$585K$611K

Winter Garden median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

224 of 400

Winter Garden actives have cut their price

Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 30% above the WINTER GARDEN 34787 median. See the full Winter Garden market guide →

Paper trail

This home's history

CurrentPrice reduced to $639,900 $20K
Aug 25, 2026Listed at $660,000 · 28 days on market since
2019Built · WATERSIDE/JOHNS LAKE PH 2B

Reality check

What actually sold near 17307 BAL HARBOUR DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

17313 BAL HARBOUR DRIVESold · Dec ’25

$710,000

17313 BAL HARBOUR DRIVE · same community

4 bd · 2.5 ba · 3,046 sqft · $233/sqft · 22 DOM

17549 SEIDNER ROADSold · Jun ’26

$950,000

17549 SEIDNER ROAD

3 bd · 2.5 ba · 2,130 sqft · $446/sqft · 20 DOM

17090 HARBOR OAK PARKWAYSold · Jun ’26

$520,000

17090 HARBOR OAK PARKWAY

3 bd · 3 ba · 2,148 sqft · $242/sqft · 43 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gianfranco Di Flumeri

Your agent

Gianfranco Di Flumeri

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 17307 BAL HARBOUR DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 17307 BAL HARBOUR DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

17307 BAL HARBOUR DRIVE FAQs

What would the monthly payment be for 17307 BAL HARBOUR DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,522/mo — principal and interest, the actual property-tax bill, the $215/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 17307 BAL HARBOUR DRIVE?+

The association fee works out to $215 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 17307 BAL HARBOUR DRIVE?+

The most recent tax bill on record (2025) was $5,452. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 17307 BAL HARBOUR DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Garden?+

At $639,900, this home is listed about 11% above the Winter Garden median of $574,950. The market section on this page shows how the area is trending.

Which schools are assigned to 17307 BAL HARBOUR DRIVE?+

Hamlin Elementary (elementary), Hamlin Middle (middle), West Orange High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$639,900 runs 30% above the WINTER GARDEN 34787 median.

02Strong assigned schools

Hamlin Elementary, Hamlin Middle, West Orange High — Hamlin Elementary rates 5 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $660,000, now $639,900 — a $20K cut. The full history is in the market section below.

Listing courtesy of LOVELAND PROPERTIES · Cleve Loveland. MLS #O6436527.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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