CENTURY 21 Edge
$799,0005 bd4 ba3,203 sqft$249 /sqft$5,398 /mo all-in ↓

535 W OSCEOLA STREET, CLERMONT, FL, 34711

Active1 days on marketListed Aug 28, 2026MLS #O6436561

Single Family ResidenceCLERMONT

About this home

535 W OSCEOLA STREET

Step into timeless historic charm combined with modern luxury at 535 W Osceola St, nestled in the heart of DOWNTOWN CLERMONT. On arrival, the curb appeal is immediate with its picture-perfect front yard & distinctive styled 1920 home with wraparound porch providing both ambiance as well as a coveted space to relax & unwind. This residence has undergone an extensive TRANSFORMATION & has been thoughtfully reconfigured whilst cleverly staying true to the character of the original ornate designs. Offering incredible VERSATILITY, this property presents as both a standalone 5 bed/4 full bath family residence or alternatively a 4 bed/3 bath home with 1 bed/1 bath private, self-contained income-producing 2-story flat or in-law suite (potential for AirBnB, VRBO, B&B or short/long term leasing - note: buyer to verify all licensing/permits with City). Added benefit: no HOA’s and no CDD! Sitting on a 0.3 acre lot & with 3,403 sqft under air, there is an inviting living room anchored by a cozy wood burning fireplace, multiple entertaining and dining spaces with direct access to the yard & a stunning chef's kitchen adorned by solid wood cabinets & finished with premium quartzite countertops. Take the main staircase to the 2nd floor to where this residence showcases a reimagined primary bedroom retreat with French doors to a private balcony offering picturesque VIEWS OF LAKE MINNEOLA and features a custom walk-in closet and luxurious ensuite bathroom. There are an additional 3 bedrooms, full bathroom & generous sized closets on this level. The 3rd floor comprises of an expansive bonus loft (with storage built-ins) perfect for a home office, private movie theater, play area or 5th bedroom. The portion of the main home which can be effortlessly & seamlessly segregated/closed off to create separate living quarters features its own dedicated separate entrance, living room, eat in kitchen with garden views, washer & dryer, a unique dedicated spiral staircase leading to an upstairs bedroom with ensuite bathroom and has its own independent A/C and thermostat. 2024 UPDATES include interior & exterior paint, refinished original hardwood floors, modern lighting fixtures & fans, window treatments, new water heater and sterilized ducts for clean indoor air quality. Outside, the enviable fenced-in backyard serves as a private oasis and there is even a dedicated garden shed for all your tools. Complementing the property is a detached 2-car oversized 552 sqft garage built in 2000 with ample workspace and long driveway allowing for additional cars. A side entrance provides access to the house from the driveway and backyard for added convenience. Providing unmatched peace of mind & total confidence for the next owner, this exceptional gem boasts numerous TRANSFERABLE WARRANTIES including a lifetime warranty for the foundation, active termite bond & 2 year pest warranty. The roof was replaced in 2024 and is secured with hurricane clips whilst a comprehensive new gutter system was also installed. Premium location just moments from Lake Minneola's waterfront park featuring a splash pad, basketball courts, fishing piers, community boat ramp, walking & bike trails and more! Vibrant Downtown Clermont boasts shops & restaurants, hosts numerous events & festivals throughout the year. Don’t miss out on this incredible opportunity as properties in this location and with this SqFt are an EXTREMELY RARE FIND! Private SHOWINGS AVAILABLE upon request! [see 3D tour for floor plan]

Facts & features

The home at a glance

5

Bedrooms

4

Bathrooms

3,203

Sqft

0.3 ac

Lot size

2

Garage

1920

Year built

Three Or More

Levels

$249

Per sqft

FireplaceWater viewNegotiable

Inside

FlooringTile · Hardwood
AppliancesCooktop · Dishwasher · Dryer · Microwave · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · PrimaryBedroom Upstairs · Solid Wood Cabinets · Thermostat · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionWood Frame · Wood Siding
FoundationCrawlspace
ViewWater
FacesNorth
ParkingDriveway · Garage Door Opener
ExteriorBalcony · French Doors · Garden

Community & fees

Taxes (2025)$7,530/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,398 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,311
PMI (est., until 20% equity)$300
Property tax — 2025 actual bill$627
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $79,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $79,900
Interest rate6.00%
Loan term

Estimated payment

$5,398/mo

Principal & interest$4,311
PMI (est., until 20% equity)$300
Property taxes (actual bill)$627
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Indian Hills

Drive times from this address

Downtown Orlando30 min
Universal Orlando33 min
Walt Disney World36 min
Orlando Int’l Airport (MCO)45 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clermont. See the full Clermont guide →

Indian Hills — neighborhood snapshot

Population

2,405

Median age

37

Median income

$63,832

Median home value

$402,276

Avg household

2

Households w/ children

191

For the school run

Lake County School District

HighSouth Lake High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clermont market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$443K$445K

Clermont median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 78% above the CLERMONT 34711 median. See the full Clermont market guide →

Paper trail

This home's history

Aug 28, 2026Listed at $799,000 · 1 days on market since
1920Built · CLERMONT

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Colleen Brown

Your agent

Colleen Brown

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 535 W OSCEOLA STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 535 W OSCEOLA STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

535 W OSCEOLA STREET FAQs

What would the monthly payment be for 535 W OSCEOLA STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,398/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 535 W OSCEOLA STREET?+

The most recent tax bill on record (2025) was $7,530. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 535 W OSCEOLA STREET?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clermont?+

At $799,000, this home is listed about 74% above the Clermont median of $460,000. The market section on this page shows how the area is trending.

Which schools are assigned to 535 W OSCEOLA STREET?+

South Lake High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$799,000 runs 78% above the CLERMONT 34711 median — but at 3,203 sqft it's also 55% larger than the typical Clermont listing.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 1 day on market in a Clermont market that averages 46 — if it fits, move quickly.

Listing courtesy of CORCORAN PREMIER REALTY · Alice Anne Jackson. MLS #O6436561.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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