CENTURY 21 Edge
$880,0004 bd2.5 ba2,648 sqft$332 /sqft$6,119 /mo all-in ↓

6309 EARTHGOLD DRIVE, WINDERMERE, FL, 34786

Active25 days on marketListed Aug 26, 2026MLS #O6436644

Private poolSingle Family ResidenceWEST POINT COMMONS

About this home

6309 EARTHGOLD DRIVE

Welcome to this beautifully maintained and freshly painted 4-bedroom, 2.5-bath pool home with a versatile bonus room, situated on an oversized corner lot in the gated community of Eden Isle. Residents enjoy access to a private boat ramp on Lake Speer. A spacious covered front porch leads into an open living area with views of the pool and a generously sized kitchen. Outside, the covered lanai overlooks the private salt water pool and large, fully fenced backyard. The primary suite features a tray ceiling, walk-in closet, and an updated bathroom with marble-look tile, dual vanities, a soaking tub, and frameless glass shower. Three additional bedrooms and a full bathroom are located on the opposite side of the home. The bonus room is ideal for a home office, media room, or playroom.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,648

Sqft

0.24 ac

Lot size

2

Garage

2004

Year built

Two

Levels

$332

Per sqft

Private pool

Inside

FlooringOther
AppliancesCooktop · Dishwasher · Disposal · Microwave · Refrigerator
InteriorEating Space In Kitchen · Open Floorplan · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofOther
ConstructionStucco
FoundationSlab
FacesNorthwest
ExteriorGarden · Sidewalk · Sliding Doors

Community & fees

HOA fee$95/mo
Taxes (2025)$9,422/yr
PetsDogs OK

Utilities & systems

UtilitiesCable Available · Electricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,119 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,748
PMI (est., until 20% equity)$330
Property tax — 2025 actual bill$785
HOA fee — from the listing$95
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $88,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $88,000
Interest rate6.00%
Loan term

Estimated payment

$6,119/mo

Principal & interest$4,748
PMI (est., until 20% equity)$330
Property taxes (actual bill)$785
HOA / condo fee$95
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $880K
$640KedgeAI estimate $755,182 · range $667K$914K$951K

vs edgeAI estimate

+16.5%

$/sqft vs Windermere actives

$332 vs $337

Days on market

25 vs 48 typical

Where $332/sqft sits among the 223 Windermere actives

128 · this home
33
22
14
9
17
$222–374$374–526$526–679$679–831$831–984$984+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Eden Isle

Drive times from this address

Walt Disney World21 min
Downtown Orlando25 min
Universal Orlando26 min
Orlando Int’l Airport (MCO)40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Windermere. See the full Windermere guide →

Eden Isle — neighborhood snapshot

Population

1,497

Median age

30

Median income

$107,895

Median home value

$382,500

Avg household

3

Households w/ children

154

For the school run

Orange County School District

HighWindermere High★★★★
ElementaryKeenes Crossing Elementary★★★★★
MiddleBridgewater Middle★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Windermere market

Seller’s marketLeans seller4.0 months of inventoryBuyer’s market

$875K$840K

Windermere median sold, yr/yr

96.5%

Sale-to-list ratio (12 mo)

118 of 223

Windermere actives have cut their price

Median sold price, Windermere, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 29% above the WINDERMERE 34786 median. See the full Windermere market guide →

Paper trail

This home's history

Aug 26, 2026Listed at $880,000 · 25 days on market since
2004Built · WEST POINT COMMONS

Reality check

What actually sold near 6309 EARTHGOLD DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13826 EDEN ISLE BOULEVARDSold · Mar ’26

$637,000

13826 EDEN ISLE BOULEVARD · same community

4 bd · 3.5 ba · 3,078 sqft · $207/sqft · 142 DOM

13914 FLORIGOLD DRIVESold · Jul ’26

$685,000

13914 FLORIGOLD DRIVE · same community

3 bd · 2 ba · 1,968 sqft · $348/sqft · 2 DOM

14835 OLD THICKET TRACESold · Dec ’25

$570,000

14835 OLD THICKET TRACE

4 bd · 3.5 ba · 2,646 sqft · $215/sqft · 164 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Bridget McLennon

Your agent

Bridget McLennon

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6309 EARTHGOLD DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6309 EARTHGOLD DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

6309 EARTHGOLD DRIVE FAQs

What would the monthly payment be for 6309 EARTHGOLD DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,119/mo — principal and interest, the actual property-tax bill, the $95/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6309 EARTHGOLD DRIVE?+

The association fee works out to $95 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6309 EARTHGOLD DRIVE?+

The most recent tax bill on record (2025) was $9,422. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6309 EARTHGOLD DRIVE?+

The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Windermere?+

At $880,000, this home is listed about 19% below the Windermere median of $1,089,500. The market section on this page shows how the area is trending.

Which schools are assigned to 6309 EARTHGOLD DRIVE?+

Windermere High (high), Keenes Crossing Elementary (elementary), Bridgewater Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$880,000 runs 29% above the WINDERMERE 34786 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Windermere High, Keenes Crossing Elementary, Bridgewater Middle — Windermere High rates 4 of 5. Always verify assignments with the district.

Listing courtesy of REALTY HUB · Vanessa Bruno Juca. MLS #O6436644.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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6309 EARTHGOLD DRIVE, WINDERMERE, FL — 4 Bed, 2.5 Bath — $880,000 | CENTURY 21 Edge