8110 TOM COSTINE ROAD, LAKELAND, FL, 33809
Active6 days on marketListed Aug 28, 2026MLS #O6436678
About this home
8110 TOM COSTINE ROAD
Stunning! Fresh Farm Style, situated on almost a full acre (0.93) and located down the street from Lake Gibson Schools. Split floor plan, 3bed/2 bath; Vaulted ceilings; Inside are new solid wood wht shaker cabinets with 'Sparkling Wht' granite in kitchen & baths w/ under mount sinks; All NEW Samsung gourmet stainless steel appliances; Large breakfast bar with TONS of cabinetry with built-in desk area; All new luxury vinyl plank flooring thru-out entire home (no carpet); Inside laundry; Brand NEW metal roof; Updated AC; All new faucets, fixtures, fans & LED lighting; Bathrooms have custom tile and tub surrounds; Master has giant bath vanity and walk-closet; New 3 tone paint inside and out; Large, fully enclosed cabana Florida room patio to relax in all year 'round; Yard is fully fenced in; Property lot has enough room for all the toys, trailers, airplanes and enough room to roam freely; Triple wide & deep driveway; Separate parking/storage garage/workshop included; No HOA... this home has it all!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,120
Sqft
0.93 ac
Lot size
2
Garage
1988
Year built
One
Levels
$250
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,119 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,119/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+36%
$/sqft vs NOT IN SUBDIVISION
$250 vs $241
Days on market
6 vs 43 typical
Where $250/sqft sits among the 142 homes for sale in NOT IN SUBDIVISION
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33809 — neighborhood snapshot
Population
30,498
Median age
42.6
Median income
$67,112
Median home value
$248,700
Avg household
2.58
Households w/ children
3,738
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $323K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
73 of 142
NOT IN SUBDIVISION have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% below the LAKELAND 33809 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 8110 TOM COSTINE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$210,000
3250 NW 48TH AVENUE · same community
3 bd · 2 ba · 1,188 sqft · $177/sqft · 34 DOM
Sold · Mar ’26$125,000
2747 OLD BARTOW ROAD · same community
3 bd · 2 ba · 1,188 sqft · $105/sqft · 78 DOM
Sold · Dec ’25$230,000
434 ELLERBE WAY · same community
3 bd · 1 ba · 1,051 sqft · $219/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8110 TOM COSTINE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8110 TOM COSTINE ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8110 TOM COSTINE ROAD FAQs
What would the monthly payment be for 8110 TOM COSTINE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,119/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 8110 TOM COSTINE ROAD?+
The most recent tax bill on record (2025) was $2,244. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lakeland?+
At $279,900, this home is listed about 16% below the Lakeland median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8110 TOM COSTINE ROAD?+
Edgar L. Padgett Elementary (elementary), Lake Gibson Middle School (middle), Lake Gibson Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of XCELLENCE · Allison McDaniel. MLS #O6436678.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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