CENTURY 21 Edge
$304,900$324,9003 bd2 ba1,760 sqft$173 /sqft$2,549 /mo all-in ↓

2983 ONTARIO CIRCLE W, MELBOURNE, FL, 32935

Active20 days on marketListed Aug 31, 2026MLS #O6436740

Reduced $20KPrivate poolSingle Family ResidenceNORTH POINTE UNIT 03

About this home

2983 ONTARIO CIRCLE W

Welcome to this spacious pool home situated on a desirable corner lot with a fully fenced backyard offering plenty of privacy and room to enjoy the Florida lifestyle. The home features tile flooring throughout the main living areas, an open living and dining area, a large kitchen with abundant cabinetry and counter space, and a screened patio overlooking the private in ground pool. The backyard offers additional patio space and mature landscaping, creating great potential for outdoor entertaining and relaxation. Well maintained with an opportunity for a new owner to make cosmetic updates and personalize it to their taste. Conveniently located near Wickham Park, the King Center for the Performing Arts, shopping, dining, golf, Downtown Melbourne and the beautiful Space Coast beaches.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,760

Sqft

0.22 ac

Lot size

2

Garage

1981

Year built

One

Levels

$173

Per sqft

Private pool

Inside

FlooringOther
AppliancesOther
InteriorOther
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesWest
ExteriorOther

Community & fees

Taxes (2025)$5,515/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,549 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,795
FHA mortgage insurance (est.)$135
Property tax — 2025 actual bill$460
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,672Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,672
Interest rate6.00%
Loan term

Estimated payment

$2,549/mo

Principal & interest$1,795
FHA mortgage insurance (est.)$135
Property taxes (actual bill)$460
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Melbourne actives

$173 vs $221

Days on market

20 vs 39 typical

Where $173/sqft sits among the 74 Melbourne actives

10 · this home
26
8
15
7
8
$140–174$174–208$208–243$243–277$277–311$311+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside North Pointe

Drive times from this address

Orlando Int’l Airport (MCO)64 min
Downtown Orlando71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Melbourne. See the full Melbourne guide →

North Pointe — neighborhood snapshot

Population

437

Median age

58

Median income

$83,495

Median home value

$278,800

Avg household

2

Households w/ children

32%

For the school run

Brevard County School District

MiddleLyndon B. Johnson Middle School★★★★★
ElementaryDr. W.J. Creel Elementary School★★★★★
HighEau Gallie High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Melbourne market

Seller’s marketLeans seller3.4 months of inventoryBuyer’s market

$375K$320K

Melbourne median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

37 of 74

Melbourne actives have cut their price

Median sold price, Melbourne, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

CurrentPrice reduced to $304,900 $20K
Aug 31, 2026Listed at $324,900 · 20 days on market since
1981Built · NORTH POINTE UNIT 03

Reality check

What actually sold near 2983 ONTARIO CIRCLE W

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2400 WOLF CREEK DRIVESold · Aug ’26

$415,000

2400 WOLF CREEK DRIVE

4 bd · 2 ba · 1,824 sqft · $228/sqft · 17 DOM

2550 REVOLUTION STREET UNIT 104Sold · Jun ’26

$275,000

2550 REVOLUTION STREET UNIT 104

3 bd · 2.5 ba · 1,692 sqft · $163/sqft · 130 DOM

1858 KENDALL POINTE PLACESold · Jun ’26

$319,600

1858 KENDALL POINTE PLACE

3 bd · 2.5 ba · 1,674 sqft · $191/sqft · 125 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 2983 ONTARIO CIRCLE W — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2983 ONTARIO CIRCLE W — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2983 ONTARIO CIRCLE W FAQs

What would the monthly payment be for 2983 ONTARIO CIRCLE W?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,549/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2983 ONTARIO CIRCLE W?+

The most recent tax bill on record (2025) was $5,515. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Melbourne?+

At $304,900, this home is listed about 9% below the Melbourne median of $333,993. The market section on this page shows how the area is trending.

Which schools are assigned to 2983 ONTARIO CIRCLE W?+

Lyndon B. Johnson Middle School (middle), Dr. W.J. Creel Elementary School (elementary), Eau Gallie High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of CORBELO LLC · Michael Kara. MLS #O6436740.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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