4787 TERRA ESMERALDA DRIVE, KISSIMMEE, FL, 34746
Active24 days on marketListed Aug 28, 2026MLS #O6436741
About this home
4787 TERRA ESMERALDA DRIVE
Fully Furnished Townhome for Sale in Terra Esmeralda – Short & Long-Term Rental Allowed! Welcome to this beautiful fully furnished 3-bedroom, 2.5-bathroom townhome in the desirable gated community of Terra Esmeralda in Kissimmee. This move-in-ready home offers an excellent combination of comfort, convenience, and investment potential. The home features 3 spacious bedrooms, 2 full bathrooms, and 1 half bathroom, with an open and functional floor plan. The kitchen is equipped with stainless steel appliances, and the spacious living area features sliding glass doors leading to the private, fenced-in outdoor area, providing additional privacy and an inviting space to enjoy the outdoors. Short-term and long-term rentals are allowed, making this property an excellent opportunity for investors, a vacation home, or a primary residence. Another outstanding advantage is the property's location next door to Mater Palms Academy, a highly regarded charter school, with a gated access point connecting the school directly to the community, offering exceptional convenience for families with school-age children. Terra Esmeralda is a gated community offering a community pool, jacuzzi, lounge areas, and playground. The property includes 1 assigned parking space directly in front of the home. Ideally located in Kissimmee, the home is close to Walt Disney World, major theme parks, shopping, restaurants, entertainment, and major highways, making it convenient for both residents and rental guests. Fully furnished • Short- & Long-Term Rental Allowed • Fenced Outdoor Area • Next to Mater Palms Academy • Gated Community • Prime Kissimmee Location Don't miss this fantastic opportunity to own a versatile property in one of the most sought-after areas of Central Florida. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,352
Sqft
0.03 ac
Lot size
2020
Year built
Two
Levels
$274
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,252 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,252/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+42.2%
$/sqft vs Kissimmee actives
$274 vs $210
Days on market
24 vs 55 typical
Where $274/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Kissimmee
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
203 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% above the KISSIMMEE 34746 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 4787 TERRA ESMERALDA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$345,000
4758 TERRA ESMERALDA DRIVE · same community
4 bd · 3.5 ba · 1,721 sqft · $200/sqft · 28 DOM
Sold · Oct ’25$370,000
4715 TERRA ESMERALDA DRIVE · same community
4 bd · 3.5 ba · 1,721 sqft · $215/sqft · 291 DOM
Sold · Jul ’26$350,000
4742 TERRA ESMERALDA DRIVE · same community
4 bd · 3.5 ba · 1,721 sqft · $203/sqft · 229 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4787 TERRA ESMERALDA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4787 TERRA ESMERALDA DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4787 TERRA ESMERALDA DRIVE FAQs
What would the monthly payment be for 4787 TERRA ESMERALDA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,252/mo — principal and interest, the actual property-tax bill, the $383/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4787 TERRA ESMERALDA DRIVE?+
The association fee works out to $383 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4787 TERRA ESMERALDA DRIVE?+
The most recent tax bill on record (2025) was $4,410. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4787 TERRA ESMERALDA DRIVE?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $369,900, this home is listed about 2% below the Kissimmee median of $379,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of WRA BUSINESS & REAL ESTATE · Barbara Figueiredo. MLS #O6436741.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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