
2998 RIDERS PASS, ODESSA, FL, 33556
Active1 days on marketListed Aug 27, 2026MLS #O6436771
Come see it
Upcoming open house
Sat, Aug 29
10:00 AM – 2:00 PM
About this home
2998 RIDERS PASS
Enough Looking! Come experience this beautifully designed Starkey Ranch home, ideally positioned with a SERENE WATER VIEW and offering 5 bedrooms, 4 full baths, 3,808 square feet, and an exceptional open-concept layout designed for comfort, entertaining, and multigenerational living. From the moment you arrive, the CONTEMPORARY CRAFTSMAN EXTERIOR, stone accents, soaring ceilings, and EXPANSIVE WINDOWS create an impressive first impression. Walls of glass and abundant natural light fill the home, creating a bright, open atmosphere. The dramatic TWO-STORY GREAT ROOM features large sliding glass doors connecting the interior to the covered lanai and picturesque backyard. The OVERSIZED GOURMET KITCHEN features an expansive GRANITE ISLAND, abundant solid-wood cabinetry, stainless steel appliances, convection double oven, range hood, generous workspace, and seating for casual meals. A LARGE WALK-IN PANTRY provides exceptional storage, while the adjoining dining and living areas provide flexibility for intimate dinners and larger gatherings. A FIRST-FLOOR BEDROOM/OFFICE AND FULL BATH provide flexibility for a private guest suite. Additional features include TRAY AND VAULTED CEILINGS, BUILT-IN FEATURES, CEILING FANS, WINDOW TREATMENTS, and an IN-WALL PEST SYSTEM. Upstairs, the PRIMARY SUITE IS A PRIVATE SANCTUARY, offering a tray ceiling, multiple windows, and a spectacular PRIVATE WALK-OUT BALCONY OVERLOOKING THE WATER-the perfect place to enjoy your morning coffee or unwind at the end of the day. The luxurious primary bath features DUAL SPLIT VANITIES, STONE COUNTERTOPS, DEDICATED MAKEUP AREA, HIS & HERS HUGE WALK-IN CLOSETS, and an OVERSIZED WALK-THROUGH SHOWER WITH MULTIPLE SHOWER HEADS. Three additional bedrooms feature WALK-IN CLOSETS. One offers an EN-SUITE BATH AND GIANT WALK-IN CLOSET, ideal for multigenerational living, while two share a JACK-AND-JILL BATHROOM. Outdoor living is where this home truly shines. Multiple sliding doors open to TWO EXPANSIVE COVERED REAR LANAI AREAS, featuring CEILING FANS, TVs, and ample space for dining and conversation. The meticulously maintained landscaping creates a PRIVATE OASIS-LIKE RETREAT, with LUSH GREENERY AND BEAUTIFULLY ESTABLISHED, CASCADING VINES adorning the exterior patios and creating privacy and tranquility. The LARGE, LEVEL, FULLY FENCED BACKYARD offers room to play, garden, entertain, or explore a future pool. A CUSTOM GAS FIRE PIT creates the perfect setting for relaxing evenings overlooking the water, complemented by built-in exterior lighting. Located in one of Tampa Bay’s most sought-after master-planned communities, STARKEY RANCH offers FOUR COMMUNITY POOLS, CLUBHOUSES, PARKS, PLAYGROUNDS, DOG PARKS, TENNIS COURTS, FISHING, LAKES, 22 MILES OF SIDEWALKS AND TRAILS, PRESERVED NATURAL AREAS, and neighborhood gathering spaces. Conveniently located near STARKEY RANCH K-8 SCHOOL and the community’s recreation and outdoor amenities. Additional highlights include a THREE-CAR GARAGE, HURRICANE SHUTTERS, FOUR OUTDOOR TVs, LOW ANNUAL HOA FEE, FLOOD ZONE X LOCATION, and a thoughtfully designed floor plan offering exceptional size and flexibility. Close to VETERANS EXPRESSWAY, HOSPITALS, SHOPPING, BEACHES, and everything Tampa Bay provides. THIS IS A RARE COMBINATION OF WATER VIEWS, SPACE, LUXURY, FLEXIBILITY, AND EXCEPTIONAL OUTDOOR LIVING—THIS IS THE STARKEY RANCH HOME YOU’VE BEEN WAITING FOR!
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,821
Sqft
0.21 ac
Lot size
3
Garage
2017
Year built
Two
Levels
$251
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,718 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,718/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.9%
$/sqft vs Odessa actives
$251 vs $273
Days on market
1 vs 51 typical
Where $251/sqft sits among the 199 Odessa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Starkey Ranch
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Odessa. See the full Odessa guide →
Starkey Ranch — neighborhood snapshot
Population
5,445
Median age
40
Median income
$127,978
Median home value
$488,100
Avg household
3
Households w/ children
764
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Odessa market
$725K → $775K
Odessa median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
109 of 199
Odessa actives have cut their price
Median sold price, Odessa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% above the ODESSA 33556 median. See the full Odessa market guide →
Paper trail
This home's history
Reality check
What actually sold near 2998 RIDERS PASS
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,200,000
3622 ABERDEEN GAIT COURT
5 bd · 4 ba · 3,691 sqft · $325/sqft · 7 DOM
Sold · Sep ’25$975,000
1947 MARSHBERRY COURT
5 bd · 4 ba · 4,085 sqft · $239/sqft · 48 DOM
Sold · Sep ’25$1,010,000
3477 BARBOUR TRAIL
5 bd · 3 ba · 3,513 sqft · $288/sqft · 22 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 2998 RIDERS PASS — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2998 RIDERS PASS — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2998 RIDERS PASS FAQs
What would the monthly payment be for 2998 RIDERS PASS?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,718/mo — principal and interest, the actual property-tax bill, the $6/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2998 RIDERS PASS?+
The association fee works out to $6 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2998 RIDERS PASS?+
The most recent tax bill on record (2025) was $12,141. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2998 RIDERS PASS?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Odessa?+
At $960,000, this home is listed about 36% above the Odessa median of $705,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2998 RIDERS PASS?+
Longleaf Elementary School (elementary), James W. Mitchell High School (high), Seven Springs Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$960,000 runs 41% above the ODESSA 33556 median — but at 3,821 sqft it's also 44% larger than the typical Odessa listing.
02Park/Greenbelt & Water views
The park/greenbelt and water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 1 day on market in a Odessa market that averages 51 — if it fits, move quickly.
04Strong assigned schools
Longleaf Elementary School, James W. Mitchell High School, Seven Springs Middle School — James W. Mitchell High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · T.J. O'Donnell. MLS #O6436771.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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