CENTURY 21 Edge
$10,0006 bd4.5 ba3,806 sqft$3 /sqft$232 /mo all-in ↓

1620 PALM AVENUE, WINTER PARK, FL, 32789

Active20 days on marketListed Sep 1, 2026MLS #O6436831

Priced 99% below the WINTER PARK 32789 medianPrivate poolSingle Family ResidenceWINTER PARK HEIGHTS

About this home

1620 PALM AVENUE

Exceptional luxury rental opportunity in the heart of Winter Park! Located along a beautiful tree lined brick street, this custom built residence offers an impressive combination of sophisticated finishes, generous living spaces and resort style outdoor living. Featuring 6 bedrooms, 4.5 baths and a 3-car garage, the thoughtfully designed two-story floor plan provides exceptional flexibility for everyday living, entertaining, working from home and hosting guests. Step inside to an open, light filled interior highlighted by beautiful wood flooring, custom millwork, crown molding and quality finishes throughout. At the center of the home is an outstanding chef inspired kitchen featuring custom solid wood cabinetry, quartz countertops, an oversized center island, walk-in pantry and an exceptional suite of Thermador appliances. The kitchen includes separate refrigerator and freezer units, a dual zone wine refrigerator, 6-burner natural gas range with griddle, pot filler, convection oven and warming drawer. The kitchen opens directly to the spacious great room, creating a seamless flow while offering views of the pool and backyard. The first floor primary suite is a true retreat, complete with a tray ceiling, sitting area, custom walk-in closet and direct access to the outdoor living area. The luxurious primary bath features dual vanities, extensive custom cabinetry, a soaking tub, separate water closet and an oversized walk-in shower with multiple shower heads. Also located on the first floor is an additional guest suite with a walk-in closet and private bath, providing excellent separation and privacy. Upstairs are four additional bedrooms with custom closets, two full bathrooms and a large bonus room offering numerous possibilities as a media room, home office, fitness space, hobby room or additional living area. Florida outdoor living takes center stage in the private fenced backyard. The expansive covered lanai features retractable screens and a complete summer kitchen, overlooking the impressive saltwater swimming pool with sun shelf and solar heating. An outdoor shower and convenient pool-bath access complete this resort-inspired setting. Additional features include a spacious interior laundry room with cabinetry, storage and utility sink; automated/motorized solar and blackout window shades; two tankless water heaters; abundant storage; a large 2-car garage plus separate 1-car garage; and an electric vehicle charging station. Conveniently located near Park Avenue's renowned shopping and dining, Phelps Park, the Winter Park YMCA, Winter Park Racquet Club, Interlachen Country Club and the many recreational, cultural and dining destinations that make Winter Park such a sought after location. Lawn care and pool care are included, allowing tenants to enjoy the outdoor spaces without the routine maintenance. Owner will consider a small pet subject to owner approval and applicable pet/breed restrictions. This is an exceptional opportunity to lease a beautifully appointed Winter Park residence offering luxury finishes, flexible living space, an outstanding private pool and a location convenient to everything Winter Park has to offer. Schedule your private showing today!

Facts & features

The home at a glance

6

Bedrooms

4.5

Bathrooms

3,806

Sqft

0.26 ac

Lot size

3

Garage

2018

Year built

Two

Levels

$3

Per sqft

Private pool

Inside

AppliancesConvection Oven · Dishwasher · Disposal · Dryer · Microwave · Range · Range Hood · Refrigerator · Tankless Water Heater · Washer · Wine Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

Community & fees

PetsBreed Restrictions, Cats OK, Dogs OK, Pet Deposit

Utilities & systems

WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$232 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$59
FHA mortgage insurance (est.)$4
Est. property taxes (1.1%/yr)$9
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $350Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $350
Interest rate6.00%
Loan term

Estimated payment

$232/mo

Principal & interest$59
FHA mortgage insurance (est.)$4
Est. property taxes$9
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Winter Park actives

$3 vs $351

Days on market

20 vs 43 typical

Where $3/sqft sits among the 351 Winter Park actives

17 · this home
135
83
54
28
34
$3–164$164–324$324–485$485–646$646–807$807+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Winter Park Heights

Drive times from this address

Downtown Orlando17 min
Orlando Int’l Airport (MCO)28 min
Universal Orlando29 min
Walt Disney World41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Park. See the full Winter Park guide →

Winter Park Heights — neighborhood snapshot

Population

245

Median age

49

Median income

$193,750

Median home value

$808,200

Avg household

3

Households w/ children

34%

For the school run

Orange County School District

ElementaryLakemont Elementary★★★★★
MiddleMaitland Middle★★★★★
HighWinter Park High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Park market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$470K$512K

Winter Park median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

158 of 351

Winter Park actives have cut their price

Median sold price, Winter Park, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the WINTER PARK 32789 median. See the full Winter Park market guide →

Paper trail

This home's history

Sep 1, 2026Listed at $10,000 · 20 days on market since
2018Built · WINTER PARK HEIGHTS

Reality check

What actually sold near 1620 PALM AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1661 PALM AVENUESold · Dec ’25

$2,295,000

1661 PALM AVENUE · same community

4 bd · 5 ba · 3,570 sqft · $643/sqft · 26 DOM

1710 ONECO AVENUESold · Mar ’26

$1,810,000

1710 ONECO AVENUE · same community

5 bd · 4.5 ba · 3,240 sqft · $559/sqft · 0 DOM

1600 ONECO AVENUESold · Sep ’26

$875,000

1600 ONECO AVENUE · same community

3 bd · 3 ba · 2,538 sqft · $345/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kamilla Pagotto

Your agent

Kamilla Pagotto

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1620 PALM AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1620 PALM AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1620 PALM AVENUE FAQs

What would the monthly payment be for 1620 PALM AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $232/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 1620 PALM AVENUE?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Pet Deposit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Park?+

At $10,000, this home is listed about 98% below the Winter Park median of $575,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1620 PALM AVENUE?+

Lakemont Elementary (elementary), Maitland Middle (middle), Winter Park High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the WINTER PARK 32789 market on paper

$10,000 is 99% below the WINTER PARK 32789 median of $825,000, and at $3/sqft it sits under the Winter Park average of $419.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Lakemont Elementary, Maitland Middle, Winter Park High — Winter Park High rates 4 of 5. Always verify assignments with the district.

Listing courtesy of MAINFRAME REAL ESTATE · Rob Gaudreau. MLS #O6436831.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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1620 PALM AVENUE, WINTER PARK, FL — 6 Bed, 4.5 Bath — $10,000 | CENTURY 21 Edge