CENTURY 21 Edge
$719,5004 bd2.5 ba3,009 sqft$239 /sqft$5,290 /mo all-in ↓

502 PALM DRIVE, WINTER GARDEN, FL, 34787

Active15 days on marketListed Sep 6, 2026MLS #O6436846

Single Family ResidenceWINTER GARDEN SHORES REP

About this home

502 PALM DRIVE

Experience the perfect blend of comfort, charm, and functionality in this beautiful Winter Garden home! Featuring 4 bedrooms and 2.5 baths, this spacious residence offers an impressive second-story loft and a versatile fourth bedroom with its own half bath—perfect for guests, a media room, or flexible living space. The thoughtfully designed first floor features a private primary suite with an ensuite bath, two additional bedrooms sharing a full bath, a spacious family room, and a beautifully appointed kitchen that truly serves as the heart of the home. Kitchen features include built-ins and French doors that open to a gorgeous deck, creating an ideal setting for indoor/outdoor entertaining. A formal dining room and separate office with French doors provide additional space and privacy. Step outside to enjoy peaceful outdoor living in the landscaped backyard, complete with a private patio/deck perfect for relaxing or entertaining. A 3-car garage plus a dedicated golf cart garage adds exceptional convenience and storage. Located in highly sought-after Downtown Winter Garden, this home is close to top-rated schools, shopping, parks, West Orange Trail, and popular dining destinations. Enjoy the unique lifestyle of a golf-cart-friendly downtown district while being just minutes from everything you need. ON-SITE Generator for Hurricane season too. Recent updates include a New Roof (2020), New hot water tank, New mini-split, A/C Main (2023), and fresh interior paint (2026). Buyers....$10k towards rate buy down or closing costs/prepaids at closing w/ full price offer. Come discover all this wonderful home has to offer and make it yours!

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

3,009

Sqft

0.38 ac

Lot size

4

Garage

1999

Year built

Two

Levels

$239

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringCarpet · Ceramic Tile · Laminate
AppliancesDishwasher · Disposal · Electric Water Heater · Exhaust Fan · Range · Refrigerator
InteriorCeiling Fan(s) · Primary Bedroom Main Floor · Solid Wood Cabinets · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air · Mini-Split Unit(s)
HeatingCentral · Electric · Natural Gas

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Siding
FoundationBlock
ViewTrees/Woods
FacesEast
ParkingDriveway · Garage Door Opener · Garage Faces Side · Golf Cart Garage · Golf Cart Parking · Ground Level · Off Street · On Street · Split Garage
ExteriorFrench Doors · Private Mailbox · Storage

Community & fees

Taxes (2025)$11,739/yr
PetsCats OK, Dogs OK, Yes

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,290 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,882
PMI (est., until 20% equity)$270
Property tax — 2025 actual bill$978
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $71,950Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $71,950
Interest rate6.00%
Loan term

Estimated payment

$5,290/mo

Principal & interest$3,882
PMI (est., until 20% equity)$270
Property taxes (actual bill)$978
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $720K
$691KedgeAI estimate $967,615 · range $777K$1.4M$1.4M

vs edgeAI estimate

−25.6%

$/sqft vs Winter Garden actives

$239 vs $260

Days on market

15 vs 42 typical

Where $239/sqft sits among the 400 Winter Garden actives

60
120 · this home
124
42
24
30
$171–213$213–255$255–298$298–340$340–382$382+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Winter Garden

Drive times from this address

Downtown Orlando22 min
Universal Orlando24 min
Walt Disney World30 min
Orlando Int’l Airport (MCO)36 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Garden. See the full Winter Garden guide →

WINTER GARDEN 34787 — neighborhood snapshot

Population

93,064

Median age

37.4

Median income

$114,988

Median home value

$475,000

Avg household

3.02

Households w/ children

13,499

For the school run

Orange County School District

ElementaryHamlin Elementary★★★★★
MiddleHamlin Middle★★★★
HighWest Orange High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Garden market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$585K$611K

Winter Garden median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

222 of 400

Winter Garden actives have cut their price

Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 45% above the WINTER GARDEN 34787 median. See the full Winter Garden market guide →

Paper trail

This home's history

Sep 6, 2026Listed at $719,500 · 15 days on market since
1999Built · WINTER GARDEN SHORES REP

Reality check

What actually sold near 502 PALM DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

515 N BOYD STREETSold · Feb ’26

$825,000

515 N BOYD STREET · same community

5 bd · 4 ba · 3,152 sqft · $262/sqft · 525 DOM

627 AUTUMN OAKS LOOPSold · Jan ’26

$720,000

627 AUTUMN OAKS LOOP

5 bd · 3 ba · 3,000 sqft · $240/sqft · 42 DOM

149 S PARK AVENUESold · Apr ’26

$902,500

149 S PARK AVENUE

3 bd · 3.5 ba · 2,938 sqft · $307/sqft · 222 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Headley

Your agent

Shawn Headley

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 502 PALM DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 502 PALM DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

502 PALM DRIVE FAQs

What would the monthly payment be for 502 PALM DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,290/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 502 PALM DRIVE?+

The most recent tax bill on record (2025) was $11,739. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 502 PALM DRIVE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Garden?+

At $719,500, this home is listed about 25% above the Winter Garden median of $574,950. The market section on this page shows how the area is trending.

Which schools are assigned to 502 PALM DRIVE?+

Hamlin Elementary (elementary), Hamlin Middle (middle), West Orange High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$719,500 runs 45% above the WINTER GARDEN 34787 median — but at 3,009 sqft it's also 41% larger than the typical Winter Garden listing.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Hamlin Elementary, Hamlin Middle, West Orange High — Hamlin Elementary rates 5 of 5. Always verify assignments with the district.

Listing courtesy of WINDSOR REALTY GROUP INC · Sheri Loiacono. MLS #O6436846.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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