
9104 LAKE LOTTA CIRCLE, GOTHA, FL, 34734
Active6 days on marketListed Sep 17, 2026MLS #O6436874
About this home
9104 LAKE LOTTA CIRCLE
BEAUTIFUL 3 BEDROOM 2 BATH HOME LOCATED IN GOTHA FLRECENTLY RENOVATED OPEN FLOORPLAN WITH KITCHEN OVERLOOKING THE DINING AND FAMILY ROOM STAINLESS STEEL APPLIANCES, GRANITE COUNTERTOPS, TILE FLOORING THROUGHOUT THE HOME. BACK YARD FOR KIDS TO PLAY GREAT LOCATIOIN NEAR SCHOOLS, SHOPPING, AND MAJOR HIGHWAYS. WILL NOT LAST LONG, CALL TODAY TO SCHEDULE YOUR SHOWING BUYER/BUYERS AGENT TO VERIFY ALL INFORMATION IN LISTING IS CORRECT
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,413
Sqft
0.15 ac
Lot size
2
Garage
1997
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$181 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$181/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Gotha actives
$2 vs $374
Days on market
6 vs 53 typical
Where $2/sqft sits among the 13 Gotha actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Azalea
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Gotha. See the full Gotha guide →
Azalea — neighborhood snapshot
Population
389
Median age
36
Median income
$50,197
Median home value
$292,000
Avg household
3
Households w/ children
51%
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gotha market
$430K → $615K
Gotha median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
6 of 13
Gotha actives have cut their price
Median sold price, Gotha, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the GOTHA 34734 median. See the full Gotha market guide →
Paper trail
This home's history
Reality check
What actually sold near 9104 LAKE LOTTA CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$355,000
9341 AZALEA RIDGE WAY · same community
3 bd · 2 ba · 1,298 sqft · $273/sqft · 64 DOM
Sold · Jun ’26$325,000
1609 COROLLA COURT · same community
3 bd · 2 ba · 1,233 sqft · $264/sqft · 9 DOM
Sold · Oct ’25$340,000
3664 MARKET STREET
3 bd · 2 ba · 1,327 sqft · $256/sqft · 73 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 9104 LAKE LOTTA CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9104 LAKE LOTTA CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9104 LAKE LOTTA CIRCLE FAQs
What would the monthly payment be for 9104 LAKE LOTTA CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $181/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 9104 LAKE LOTTA CIRCLE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gotha?+
At $2,950, this home is listed about 100% below the Gotha median of $725,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9104 LAKE LOTTA CIRCLE?+
Gotha Middle (middle), Westbrooke Elementary (elementary), Olympia High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the GOTHA 34734 market on paper
$2,950 is 100% below the GOTHA 34734 median of $799,999, and at $2/sqft it sits under the Gotha average of $365.
02Fresh on the market
Only 6 days on market in a Gotha market that averages 53 — if it fits, move quickly.
03Strong assigned schools
Gotha Middle, Westbrooke Elementary, Olympia High — Westbrooke Elementary rates 4 of 5. Always verify assignments with the district.
Listing courtesy of CROWN REALTY COMPANY · Aleem Kanji. MLS #O6436874.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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