
4386 LAKE UNDERHILL ROAD UNIT D, ORLANDO, FL, 32803
Active24 days on marketListed Aug 27, 2026MLS #O6436986
About this home
4386 LAKE UNDERHILL ROAD UNIT D
Pride of ownership shines throughout this beautifully UPDATED 2-bedroom, 2-bathroom TOP-FLOOR condo in the highly desirable community of Plantation Garden, where resort-style amenities and an impressive list of INCLUDED SERVICES create an exceptional low-maintenance lifestyle! Step inside to beautiful laminate flooring gracefully flowing throughout the living areas and bedrooms. The updated kitchen features an abundance of cabinetry, ADDITIONAL PANTRY CABINETS, GRANITE countertops, stainless steel appliances, and a spacious breakfast bar that opens seamlessly to the living and dining areas. A ROLLING KITCHEN ISLAND with a matching granite countertop provides even more prep space, storage, and flexibility, making this kitchen perfect for everyday living or entertaining. The spacious primary suite offers a custom wall unit, generous WALK-IN CLOSET, and beautifully updated en suite featuring an oversized vanity and tub/shower combination with tiled walls. The secondary bedroom is also nicely sized and includes its own HUGE walk-in closet, while the second bathroom also features a tub/shower combination with tiled walls. Storage is abundant throughout, and the convenience continues with INSIDE LAUNDRY and a WASHER & DRYER INCLUDED! Step outside to your private SCREENED BALCONY with additional storage, the perfect spot for morning coffee, unwinding after a long day, or simply enjoying the Florida weather. But what truly sets Plantation Garden apart is everything you receive beyond your front door. Residents enjoy TWO swimming pools, fitness center, men's and women's saunas, tennis courts, dog park, game room, car wash station, workshop, on-site maintenance, common laundry facilities, and a beautifully renovated clubhouse with an elevator-accessible event space and full kitchen. And here's where the VALUE really adds up! The monthly association fee includes Spectrum high-speed internet up to 600 Mbps, Spectrum TV Select Plus with streaming apps, gas, unlimited hot water through the community's commercial boiler system, sewer, trash, pest control, exterior maintenance, and landscaping. The community even utilizes a commercial water-chiller system designed to help reduce individual utility expenses. That's fewer separate household bills to worry about each month and more time to simply enjoy where you live! Outdoor enthusiasts will especially appreciate the location! Plantation Garden features a scenic community lake with canoe and kayak storage, fishing dock, and peaceful waterfront views, while Lake Underhill Park is located directly across from the community, putting even more outdoor recreation right at your doorstep. Whether you're looking for a move-in-ready residence, a low-maintenance lifestyle, impressive amenities, or simply MORE VALUE for your monthly housing expenses, this home and community deliver! Centrally located just moments from the 408 and directly across from Lake Underhill Park, you'll enjoy convenient access to Downtown Orlando, Orlando International Airport, shopping, dining, entertainment, and everything Central Florida has to offer. Come experience the lifestyle and incredible value Plantation Garden has to offer and schedule your private tour TODAY!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,250
Sqft
12.58 ac
Lot size
1970
Year built
One
Levels
$168
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,581 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,581/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.1%
$/sqft vs Orlando actives
$168 vs $242
Days on market
24 vs 42 typical
Where $168/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Underhill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Lake Underhill — neighborhood snapshot
Population
2,624
Median age
36
Median income
$78,209
Median home value
$264,842
Avg household
2
Households w/ children
178
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
211 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 51% below the ORLANDO 32803 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 4386 LAKE UNDERHILL ROAD UNIT D
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$200,000
4310 LAKE UNDERHILL ROAD UNIT D · same community
2 bd · 2 ba · 1,250 sqft · $160/sqft · 86 DOM
Sold · Nov ’25$238,000
4394 LAKE UNDERHILL ROAD UNIT A · same community
2 bd · 2 ba · 1,250 sqft · $190/sqft · 46 DOM
Sold · Nov ’25$245,000
4268 LAKE UNDERHILL ROAD UNIT C · same community
2 bd · 2 ba · 1,250 sqft · $196/sqft · 49 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 4386 LAKE UNDERHILL ROAD UNIT D — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4386 LAKE UNDERHILL ROAD UNIT D — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4386 LAKE UNDERHILL ROAD UNIT D FAQs
What would the monthly payment be for 4386 LAKE UNDERHILL ROAD UNIT D?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,581/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4386 LAKE UNDERHILL ROAD UNIT D?+
The most recent tax bill on record (2025) was $1,106. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4386 LAKE UNDERHILL ROAD UNIT D?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $210,000, this home is listed about 45% below the Orlando median of $385,250. The market section on this page shows how the area is trending.
Which schools are assigned to 4386 LAKE UNDERHILL ROAD UNIT D?+
Lake Como School (elementary), William R Boone High (high), Hillcrest Elementary (elementary) — Orange County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of THE SHUGAN GROUP INC · Elliot Shugan. MLS #O6436986.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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