CENTURY 21 Edge
$1,295,0002 bd2 ba2,024 sqft$640 /sqft$7,851 /mo all-in ↓

3030 SE HIGHWAY 31, ARCADIA, FL, 34266

Active21 days on marketListed Sep 1, 2026MLS #O6437736

FarmNA

About this home

3030 SE HIGHWAY 31

NO HOA and 16.81 acres in Arcadia, Florida! This private ranch property at 3030 SE Hwy 31 offers a 2-bedroom, 2-bath home with 2,024 sq ft of heated/cooled living space, fenced pasture and approximately 15.81 acres of agricultural land. Ideal for buyers searching for an acreage home, horse property, livestock property, hobby farm, homestead or Florida ranch. The home features 10-foot ceilings, tile flooring, shaker-style cabinetry, soft-close features, farmhouse sink, electric range, propane cooktop and metal roof. A unique crow’s-nest observation room/office offers 360-degree views of the property. Outside you’ll find a 30x32 barn with loft, warehouse/storage, chicken coop, pig pen, freshwater pond, multiple decks, gated entrance and circular driveway. Joshua Creek runs through the northwest corner of the property. Fenced pasture provides room for horses, cattle and other livestock, while the acreage offers plenty of space for equipment, RVs, boats and recreational use. With NO HOA, agricultural acreage, barn, pasture, pond, creek and direct SE Hwy 31 frontage, this unique Arcadia property delivers the privacy and versatility of true Florida country living.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

2,024

Sqft

16.81 ac

Lot size

2009

Year built

Two

Levels

$640

Per sqft

Trees/Woods view

Inside

FlooringCeramic Tile
AppliancesBuilt-In Oven · Microwave · Range · Tankless Water Heater · Water Softener
InteriorCeiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionStucco
FoundationSlab
ViewTrees/Woods
FacesWest
ParkingCircular Driveway · Driveway · Ground Level · Off Street · Oversized
ExteriorOutdoor Kitchen · Private Yard · Storage

Community & fees

Taxes (2025)$2,607/yr

Utilities & systems

UtilitiesElectricity Available · Electricity Connected · Propane
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$7,851 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,988
PMI (est., until 20% equity)$486
Property tax — 2025 actual bill$217
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $129,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $129,500
Interest rate6.00%
Loan term

Estimated payment

$7,851/mo

Principal & interest$6,988
PMI (est., until 20% equity)$486
Property taxes (actual bill)$217
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs NA

$640 vs $271

Days on market

21 vs 42 typical

Where $640/sqft sits among the 128 homes for sale in NA

71
34
11 · this home
2
2
8
$110–300$300–490$490–680$680–871$871–1061$1061+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Arcadia

Get to know Arcadia. See the full Arcadia guide →

ARCADIA 34266 — neighborhood snapshot

Population

29,065

Median age

39.7

Median income

$47,414

Median home value

$144,600

Avg household

2.55

Households w/ children

3,349

For the school run

DeSoto County School District

ElementaryMemorial Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Arcadia market

Seller’s marketBalanced6.1 months of inventoryBuyer’s market

$260K$260K

Arcadia median sold, yr/yr

94.1%

Sale-to-list ratio (12 mo)

60 of 128

NA have cut their price

Median sold price, Arcadia, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 418% above the ARCADIA 34266 median. See the full Arcadia market guide →

Paper trail

This home's history

Sep 1, 2026Listed at $1,295,000 · 21 days on market since
2009Built · NA

Reality check

What actually sold near 3030 SE HIGHWAY 31

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1219 N RIDGEWOOD AVENUESold · Feb ’26

$460,000

1219 N RIDGEWOOD AVENUE · same community

3 bd · 2 ba · 2,021 sqft · $228/sqft · 3 DOM

14777 ERICE AVENUESold · Jan ’26

$638,839

14777 ERICE AVENUE · same community

3 bd · 2.5 ba · 2,113 sqft · $302/sqft · 0 DOM

2712 S CRYSTAL LAKE DRIVESold · Dec ’25

$400,000

2712 S CRYSTAL LAKE DRIVE · same community

5 bd · 3 ba · 2,135 sqft · $187/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Colleen Brown

Your agent

Colleen Brown

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3030 SE HIGHWAY 31 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3030 SE HIGHWAY 31 — before you fall in love.

See it in person

Schedule a tour

Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3030 SE HIGHWAY 31 FAQs

What would the monthly payment be for 3030 SE HIGHWAY 31?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,851/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3030 SE HIGHWAY 31?+

The most recent tax bill on record (2025) was $2,607. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Arcadia?+

At $1,295,000, this home is listed about 255% above the Arcadia median of $365,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3030 SE HIGHWAY 31?+

Memorial Elementary School (elementary) — DeSoto County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ERA AMERICAN REAL ESTATE · Marcella Stefani. MLS #O6437736.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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