16870 SANCTUARY DRIVE, WINTER GARDEN, FL, 34787
Active3 days on marketListed Aug 31, 2026MLS #O6437883
About this home
16870 SANCTUARY DRIVE
Welcome to an exceptional lakefront residence, set on an expansive approximately 0.67-acre lot with breathtaking water views and a private infinity pool. Built in 2022, this impressive two-story home offers 4.132 square feet of living space with 5 spacious bedrooms and an elegant layout designed for both everyday living and entertaining. The main level features a desirable primary suite, soaring ceilings, abundant natural light and beautifully designed living spaces. High-end custom built-ins add character and functionality throughout the home, while the open design creates a seamless connection between the interior and the spectacular outdoor setting. Step outside to enjoy the private pool and generous outdoor living areas overlooking the lake. The oversized lot provides a rare sense of privacy and space while showcasing one of the property's most compelling features: its beautiful waterfront setting. Ideally located with convenient access to major roads, shopping, dining, recreation and the area's highly sought-after amenities. A remarkable opportunity to enjoy luxury living, expansive grounds and stunning lakefront views in one of Central Florida's desirable communities.
Facts & features
The home at a glance
5
Bedrooms
5
Bathrooms
4,132
Sqft
0.67 ac
Lot size
2
Garage
2022
Year built
Two
Levels
$545
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$14,862 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$14,862/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+29.5%
$/sqft vs Winter Garden actives
$545 vs $257
Days on market
3 vs 42 typical
Where $545/sqft sits among the 400 Winter Garden actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Winter Garden
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Garden. See the full Winter Garden guide →
WINTER GARDEN 34787 — neighborhood snapshot
Population
93,064
Median age
37.4
Median income
$114,988
Median home value
$475,000
Avg household
3.02
Households w/ children
13,499
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Garden market
$585K → $611K
Winter Garden median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
203 of 400
Winter Garden actives have cut their price
Median sold price, Winter Garden, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 337% above the WINTER GARDEN 34787 median. See the full Winter Garden market guide →
Paper trail
This home's history
Reality check
What actually sold near 16870 SANCTUARY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,530,000
16768 SANCTUARY DRIVE · same community
5 bd · 4.5 ba · 4,258 sqft · $359/sqft · 107 DOM
Sold · Jan ’26$850,000
15504 SANDFIELD LOOP
4 bd · 3.5 ba · 4,126 sqft · $206/sqft · 114 DOM
Sold · Feb ’26$772,500
15485 SANDFIELD LOOP
4 bd · 3.5 ba · 4,010 sqft · $193/sqft · 53 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 16870 SANCTUARY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16870 SANCTUARY DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
16870 SANCTUARY DRIVE FAQs
What would the monthly payment be for 16870 SANCTUARY DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $14,862/mo — principal and interest, the actual property-tax bill, the $165/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 16870 SANCTUARY DRIVE?+
The association fee works out to $165 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 16870 SANCTUARY DRIVE?+
The most recent tax bill on record (2025) was $18,628. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16870 SANCTUARY DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Winter Garden?+
At $2,250,000, this home is listed about 291% above the Winter Garden median of $574,950. The market section on this page shows how the area is trending.
Which schools are assigned to 16870 SANCTUARY DRIVE?+
Hamlin Elementary (elementary), Hamlin Middle (middle), West Orange High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$2,250,000 runs 337% above the WINTER GARDEN 34787 median — but at 4,132 sqft it's also nearly twice the size of the typical Winter Garden listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 3 days on market in a Winter Garden market that averages 42 — if it fits, move quickly.
04Strong assigned schools
Hamlin Elementary, Hamlin Middle, West Orange High — Hamlin Elementary rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of WRA BUSINESS & REAL ESTATE · Jennifer Olmeda. MLS #O6437883.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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