116 44TH STREET S, ST PETERSBURG, FL, 33711
Active20 days on marketListed Sep 1, 2026MLS #O6437939
About this home
116 44TH STREET S
Imagine owning a property where multiple homes work together to help build your future. 116 44th St S offers three separate living spaces on one St. Petersburg property, creating an exciting opportunity for an investor seeking immediate income, a first-time investor ready to begin building a rental portfolio, a seasoned investor looking to add a gem to their portfolio, or a future owner exploring a house-hacking strategy after the existing leases expire. The property includes a remodeled 2-bedroom, 1-bathroom main house plus a duplex with two 1-bedroom residences. Two units are already occupied and producing income, and the existing tenants have expressed interest in remaining long-term. The third residence offers additional rental potential, allowing the next owner to step into an established investment. Modern improvements include luxury vinyl plank flooring, white shaker cabinets, quartz countertops, new windows, updated HVAC systems, and a 2023 roof.. Each residence also includes its own in-unit washer and dryer. Whether your goal is to create additional income, expand your investment portfolio, or position yourself for a future live-in investment strategy, this versatile St. Petersburg property offers multiple possibilities in one purchase. Begin building the next chapter of your real estate portfolio with income already in place. Ideally positioned just minutes from downtown St. Petersburg and approximately 15 minutes from the Gulf beaches, offering convenient access to the area’s coastal lifestyle, dining, entertainment, and recreation.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
2,232
Sqft
0.14 ac
Lot size
1955
Year built
Two
Levels
$305
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,744 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,744/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.5%
$/sqft vs HALLS CENTRAL AVE 3
$305 vs $296
Days on market
20 vs 57 typical
Where $305/sqft sits among the 7 homes for sale in HALLS CENTRAL AVE 3
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside United Central
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
United Central — neighborhood snapshot
Population
8,420
Median age
45
Median income
$69,173
Median home value
$300,876
Avg household
2
Households w/ children
806
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
3 of 7
HALLS CENTRAL AVE 3 have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 128% above the ST PETERSBURG 33711 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 116 44TH STREET S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$750,000
4100 CENTRAL AVENUE · same community
1 bd · 3 ba · 2,164 sqft · $347/sqft · 155 DOM
Sold · Jan ’26$390,000
4100 1ST AVENUE S · same community
5 bd · 2.5 ba · 1,974 sqft · $198/sqft · 49 DOM
Sold · Jul ’26$570,000
4300 3RD AVENUE S · same community
3 bd · 2 ba · 1,940 sqft · $294/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 116 44TH STREET S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 116 44TH STREET S — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
116 44TH STREET S FAQs
What would the monthly payment be for 116 44TH STREET S?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,744/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 116 44TH STREET S?+
The most recent tax bill on record (2025) was $7,912. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $680,000, this home is listed about 58% above the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 116 44TH STREET S?+
Northwest Elementary School (elementary), St. Petersburg High School (high), Azalea Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LA ROSA REALTY CW PROPERTIES L · Shakyra Cortes Mendez, PA. MLS #O6437939.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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