CENTURY 21 Edge
$325,0002 bd2 ba1,069 sqft$304 /sqft$3,366 /mo all-in ↓

825 WATERSIDE LANE, BRADENTON, FL, 34209

Active16 days on marketListed Sep 4, 2026MLS #O6438297

Townhouse43 WATERSIDE LANE 1 AT PERICO

About this home

825 WATERSIDE LANE

Virtually Staged. Welcome to this inviting 2-bedroom, 2-bathroom townhome in the desirable Perico Bay Club community. The comfortable layout offers a spacious living area for relaxing or entertaining, while the bedrooms provide flexibility for guests, a home office, or personal space. Enjoy the community’s resort-style amenities, including pools, clubhouse, tennis and pickleball courts, fitness facilities, and relaxing outdoor spaces. Conveniently located near beautiful Gulf Coast beaches, shopping, dining, parks, and major roadways, this home offers an appealing opportunity to enjoy the Bradenton lifestyle.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,069

Sqft

0.08 ac

Lot size

1

Garage

1988

Year built

One

Levels

$304

Per sqft

Garden & Water viewPets allowed

Inside

FlooringTile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorEating Space In Kitchen · High Ceilings · Open Floorplan
LaundryOther
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco · Vinyl Siding
FoundationSlab
ViewGarden · Water
FacesNorth
ExteriorGarden

Community & fees

HOA fee$682/mo
Taxes (2025)$5,601/yr
PetsYes
CommunityClubhouse · Fitness Center · Tennis Court(s)

Utilities & systems

UtilitiesOther
WaterSee Remarks

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,366 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,913
FHA mortgage insurance (est.)$144
Property tax — 2025 actual bill$467
HOA fee — from the listing$682
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,375Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,375
Interest rate6.00%
Loan term

Estimated payment

$3,366/mo

Principal & interest$1,913
FHA mortgage insurance (est.)$144
Property taxes (actual bill)$467
HOA / condo fee$682
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Bradenton actives

$304 vs $241

Days on market

16 vs 56 typical

Where $304/sqft sits among the 400 Bradenton actives

122
115
78 · this home
41
18
26
$128–193$193–258$258–322$322–387$387–451$451+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Perico

Drive times from this address

Downtown Tampa63 min
Tampa Int’l Airport (TPA)66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Perico — neighborhood snapshot

Population

1,539

Median age

70

Median income

$86,042

Median home value

$527,300

Avg household

2

Households w/ children

43%

For the school run

Manatee County School District

MiddleMartha B. King Middle School★★★★★
ElementaryIda M. Stewart Elementary School★★★★★
HighManatee High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketLeans seller4.0 months of inventoryBuyer’s market

$395K$420K

Bradenton median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

255 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 11% above the BRADENTON 34209 median. See the full Bradenton market guide →

Paper trail

This home's history

Sep 4, 2026Listed at $325,000 · 16 days on market since
1988Built · 43 WATERSIDE LANE 1 AT PERICO

Reality check

What actually sold near 825 WATERSIDE LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

967 WATERSIDE LANESold · Dec ’25

$290,000

967 WATERSIDE LANE

2 bd · 2 ba · 1,069 sqft · $271/sqft · 7 DOM

946 SANDPIPER CIRCLE UNIT 946Sold · May ’26

$306,000

946 SANDPIPER CIRCLE UNIT 946

2 bd · 2 ba · 1,096 sqft · $279/sqft · 36 DOM

839 AUDUBON DRIVE UNIT 839Sold · Mar ’26

$298,000

839 AUDUBON DRIVE UNIT 839

2 bd · 2 ba · 1,096 sqft · $272/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tyler Stoddard

Your agent

Tyler Stoddard

REALTOR · CENTURY 21 Edge

Tours, negotiation, and every question about 825 WATERSIDE LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 825 WATERSIDE LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

825 WATERSIDE LANE FAQs

What would the monthly payment be for 825 WATERSIDE LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,366/mo — principal and interest, the actual property-tax bill, the $682/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 825 WATERSIDE LANE?+

The association fee works out to $682 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 825 WATERSIDE LANE?+

The most recent tax bill on record (2025) was $5,601. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 825 WATERSIDE LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $325,000, this home is listed about 17% below the Bradenton median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 825 WATERSIDE LANE?+

Martha B. King Middle School (middle), Ida M. Stewart Elementary School (elementary), Manatee High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$325,000 runs 11% above the BRADENTON 34209 median.

02Garden & Water views

The garden and water view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $682/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Martha B. King Middle School, Ida M. Stewart Elementary School, Manatee High School — Ida M. Stewart Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of MAINSTAY BROKERAGE LLC · Eva Hockenberry. MLS #O6438297.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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