37108 SANDRA AVENUE, ZEPHYRHILLS, FL, 33542
Active20 days on marketListed Sep 3, 2026MLS #O6438581
About this home
37108 SANDRA AVENUE
PRICE DROP. SELLER MOTIVATED. Welcome to your new oasis in Betmar Acres active 55+ GOLF community where you own the land with a low annual community fee. This home offers 2 bedrooms and 2 baths including laminate flooring throughout. The eat-in kitchen has stainless steel appliances and offers plenty of storage. The kitchen is open with living room and has ample space for your family entertainment. One of the bedrooms has its own private bathroom inside for your convenience. The bathroom includes a step-in shower, vanity, light fixtures, flooring, and toilet. The second bedroom is located next to the living room ,which is has the central heating and cooling system. The second bathroom has step-in shower, a vanity and bold light fixtures. The inside laundry area is an added bonus located inside. The home has central heating and cooling system. The community has 27 holes of golf, 2 swimming pools and 2 hot tubs along with 3 clubhouses, a library, walking paths, game rooms (Billiards, Table Tennis, Board Games) miniature golf, enclosed shuffleboard courts, tennis courts, pickleball courts, basketball court, Bocce courts, pickleball courts for your entertainment right there inside the community.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
832
Sqft
0.09 ac
Lot size
1974
Year built
One
Levels
$150
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,125 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,125/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.2%
$/sqft vs BETMAR ACRES
$150 vs $139
Days on market
20 vs 49 typical
Where $150/sqft sits among the 8 homes for sale in BETMAR ACRES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Betmar Acres
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
Betmar Acres — neighborhood snapshot
Population
800
Median age
66
Median income
$43,762
Median home value
$93,642
Avg household
2
Households w/ children
25%
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $342K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
2 of 8
BETMAR ACRES have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 37% below the ZEPHYRHILLS 33542 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 37108 SANDRA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$124,800
37320 8TH AVENUE · same community
2 bd · 1 ba · 832 sqft · $150/sqft · 84 DOM
Sold · Nov ’25$120,000
37235 CORA AVENUE · same community
2 bd · 1 ba · 828 sqft · $145/sqft · 207 DOM
Sold · Apr ’26$100,000
5428 JOYCE STREET · same community
2 bd · 2 ba · 840 sqft · $119/sqft · 349 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Erwin Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 37108 SANDRA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 37108 SANDRA AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
37108 SANDRA AVENUE FAQs
What would the monthly payment be for 37108 SANDRA AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,125/mo — principal and interest, the actual property-tax bill, the $39/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 37108 SANDRA AVENUE?+
The association fee works out to $39 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 37108 SANDRA AVENUE?+
The most recent tax bill on record (2025) was $1,613. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 37108 SANDRA AVENUE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $125,000, this home is listed about 61% below the Zephyrhills median of $319,700. The market section on this page shows how the area is trending.
Which schools are assigned to 37108 SANDRA AVENUE?+
West Zephyrhills Elementary School (elementary), Raymond B. Stewart Middle School (middle), Zephyrhills High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FOWLKES REALTY CO · Mera Gunter. MLS #O6438581.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Zephyrhills homes, in your inbox
Like 37108 SANDRA AVENUE but not quite? A daily digest of every new listing in Zephyrhills — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Erwin to ping you on any price or status change →