664 CEDAR FOREST CIRCLE, ORLANDO, FL, 32828
Active17 days on marketListed Sep 3, 2026MLS #O6438856
About this home
664 CEDAR FOREST CIRCLE
Welcome to this stunning 5 bedrooms/4 baths pool home with exquisite views of two ponds in the desirable The Reserve community in Waterford Lakes. This home has luxury vinyl plank flooring installed in the Dining Room and Formal Living Room. The kitchen is fully equipped with stainless steel appliances and high-quality granite countertops. The primary bedroom is on the 1st floor and has 2 large walk-in closets, a private bathroom with his-and-hers sinks, a garden tub, and a separate shower. The laundry room, located on the 1st floor, has washer/dryer hook-ups. A 2nd bedroom on the 1st floor has an attached full-size bathroom. It can also be used as a home office. On the second floor, Brazilian chestnut flooring runs through the stairs and hallway. You will find 3 additional bedrooms, 2 full bathrooms, and a bonus loft area. The outdoor living space has plenty of room for entertaining with a large pool and covered lanai. Lawn and Pool maintenance is included in the rent. 1st Month’s Rent, Security Deposit, and Last Month’s Rent are required. The HOA: no roommates are permitted. Minutes from Waterford Lakes shopping and restaurants. Short commute to FL-408 Toll Road, FL-417 Toll Road, and Alafaya Trail. Close to UCF, Valencia, Lockheed Martin, and Siemens. With all the amenities this home offers, you will love your dream home. Schedule your appointment today!
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,883
Sqft
0.2 ac
Lot size
2
Garage
1999
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$187 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$187/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Orlando actives
$1 vs $242
Days on market
17 vs 42 typical
Where $1/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Waterford Chase Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Waterford Chase Village — neighborhood snapshot
Population
3,350
Median age
43
Median income
$93,720
Median home value
$394,329
Avg household
3
Households w/ children
370
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
209 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ORLANDO 32828 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 664 CEDAR FOREST CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$540,000
118 FAIRWAY POINTE CIRCLE
4 bd · 3.5 ba · 3,716 sqft · $145/sqft · 49 DOM
Sold · Sep ’26$820,000
118 FAIRWAY POINTE CIRCLE
4 bd · 3.5 ba · 3,716 sqft · $221/sqft · 47 DOM
Sold · Jan ’26$536,500
206 HAMMOCK DUNES PLACE
6 bd · 3.5 ba · 4,058 sqft · $132/sqft · 29 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Julian Rivera
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 664 CEDAR FOREST CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 664 CEDAR FOREST CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Julian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
664 CEDAR FOREST CIRCLE FAQs
What would the monthly payment be for 664 CEDAR FOREST CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $187/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 664 CEDAR FOREST CIRCLE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $3,750, this home is listed about 99% below the Orlando median of $385,250. The market section on this page shows how the area is trending.
Which schools are assigned to 664 CEDAR FOREST CIRCLE?+
Camelot Elementary (elementary), Discovery Middle (middle), Timber Creek High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ORLANDO 32828 market on paper
$3,750 is 99% below the ORLANDO 32828 median of $411,495, and at $1/sqft it sits under the Orlando average of $262.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Camelot Elementary, Discovery Middle, Timber Creek High — Camelot Elementary rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY AT THE PARKS · Kelly Popchock. MLS #O6438856.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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