814 PALM HARBOR COURT, LEESBURG, FL, 34748
Active11 days on marketListed Sep 11, 2026MLS #O6439054
About this home
814 PALM HARBOR COURT
Waterfront Living with No HOA! Welcome to a truly special two-bedroom, two-bath Chain of Lakes waterfront retreat where relaxed Florida living meets thoughtful design and exceptional outdoor spaces. Ideally positioned on the water, this charming home offers a reinforced seawall and oversized patio overlooking the water, creating an incredible setting for morning coffee, sunset gatherings or simply enjoying the peaceful waterfront views. With no HOA, you have the freedom to enjoy your property your way. From the moment you arrive, the home makes a memorable impression with its front courtyard and inviting entryway, complete with a beautiful leaded-glass front door. Inside, tall ceilings enhance the sense of space and light, while thoughtful custom details and an abundance of storage make the home just as functional as it is beautiful. The heart of the home extends effortlessly outdoors, where a summer kitchen and expansive waterfront patio create an ideal space for entertaining. A composite deck extends from the rear patio, offering another wonderful vantage point to relax and take in the water. The luxurious primary suite is a private retreat, featuring two generous closets, each with custom built-ins, providing exceptional organization and storage. The kitchen is equally well-appointed, including stainless steel appliances and a pantry with built-ins, while a custom wine bar with dedicated storage adds a sophisticated touch for entertaining. Storage is truly exceptional throughout the home, with custom solutions designed to keep everything organized. The laundry room features a built-in desk and oversized storage closet, adding valuable workspace and utility rarely found in a home of this size. With its prime waterfront setting, expansive outdoor living spaces, no HOA, tall ceilings, luxurious primary suite, custom built-ins and incredible storage, this home offers a rare combination of charm, functionality and Florida waterfront living. Come experience the setting and see why this one is so special.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,897
Sqft
0.24 ac
Lot size
2
Garage
1997
Year built
One
Levels
$227
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,161 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,161/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+26%
$/sqft vs Leesburg actives
$227 vs $167
Days on market
11 vs 57 typical
Where $227/sqft sits among the 400 Leesburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Leesburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Leesburg. See the full Leesburg guide →
LEESBURG 34748 — neighborhood snapshot
Population
45,960
Median age
60.4
Median income
$53,768
Median home value
$226,200
Avg household
2.14
Households w/ children
3,516
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Leesburg market
$269K → $290K
Leesburg median sold, yr/yr
96.1%
Sale-to-list ratio (12 mo)
240 of 400
Leesburg actives have cut their price
Median sold price, Leesburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 54% above the LEESBURG 34748 median. See the full Leesburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 814 PALM HARBOR COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$280,000
504 S 12TH STREET
3 bd · 2 ba · 2,042 sqft · $137/sqft · 75 DOM
Sold · Nov ’25$456,000
709 BOYLSTON STREET
3 bd · 2 ba · 2,071 sqft · $220/sqft · 5 DOM
Sold · Oct ’25$280,000
1417 PARK DRIVE
2 bd · 2 ba · 1,654 sqft · $169/sqft · 16 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 814 PALM HARBOR COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 814 PALM HARBOR COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
814 PALM HARBOR COURT FAQs
What would the monthly payment be for 814 PALM HARBOR COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,161/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 814 PALM HARBOR COURT?+
The most recent tax bill on record (2025) was $3,357. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 814 PALM HARBOR COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Leesburg?+
At $429,900, this home is listed about 44% above the Leesburg median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 814 PALM HARBOR COURT?+
Oak Park Middle School (middle), Leesburg Elementary School (elementary), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBYS INT'L REALTY · Lori Baker. MLS #O6439054.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Leesburg homes, in your inbox
Like 814 PALM HARBOR COURT but not quite? A daily digest of every new listing in Leesburg — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Gianfranco to ping you on any price or status change →