
145 CUIABA DRIVE, PUNTA GORDA, FL, 33983
Active17 days on marketListed Sep 3, 2026MLS #O6439070
About this home
145 CUIABA DRIVE
Pre-Construction. To be built. Your dream home awaits : Experience the Sierra, a beautifully appointed home where impressive scale, refined finishes, and thoughtful design come together on an oversized lot tucked into a quiet cul-de-sac in the desirable deed-restricted community of Deep Creek. From the welcoming covered porch, driveway and entry pavers, and distinctive stone exterior accent, the home immediately makes a lasting impression. Inside, 9’4” flat ceilings and an open-concept layout create a bright, expansive feel, while ceramic tile flooring throughout the entire home brings a polished, cohesive finish from room to room. The foyer opens to a Formal Dining Room and a Private Den, creating an inviting introduction with versatile spaces for entertaining, working, or relaxing. At the heart of the home, the expansive Great Room takes center stage with enhanced flush-mount lighting and additional windows that bring in abundant natural light. The impressive Kitchen flows effortlessly into the living space and features quartz countertops, soft-close cabinets, a large island, stainless steel appliances, and a spacious pantry. Adjacent to the Kitchen, the Casual Dining area provides a natural gathering space for everyday meals, while the open arrangement keeps conversation and activity connected throughout the main living areas. Beyond the Great Room, the covered Lanai extends the living space outdoors, creating an ideal setting for morning coffee, evening relaxation, and entertaining beneath the Florida sky. Privately positioned at the rear of the home, the spacious Primary Suite creates a peaceful retreat with multiple closets and a Deluxe Bath appointed with soft-close cabinets, quartz countertops, and a tiled shower surround with glass enclosure. Three generously sized Secondary Bedrooms are positioned on the opposite side of the home, providing excellent separation and flexibility. One Secondary Bedroom features an En-Suite Bath with a tiled shower and enclosure, adding an elevated touch for guests or multigenerational living. Thoughtful details continue throughout the home with impact glass windows, architectural shingles, Energy Star-rated features, and irrigated landscaping. Smart home technology adds modern convenience with a Ring Video Doorbell, Smart Thermostat, Keyless Entry Smart Door Lock, and Deako Smart Switches throughout. The oversized three-car garage provides abundant room for vehicles, storage, or a workshop. Set within Deep Creek, residents enjoy an 18-hole championship golf course, scenic freshwater lakes, local parks, and a community with no CDD fees. Backed by a full builder warranty, the Sierra brings together impressive indoor and outdoor living spaces, elevated finishes, modern technology, and a distinctive setting for a home that truly stands apart. Schedule your private tour today. We can’t wait to welcome you home!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,435
Sqft
0.25 ac
Lot size
3
Garage
2027
Year built
One
Levels
$185
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,070 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,070/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.2%
$/sqft vs PUNTA GORDA ISLES SEC 20
$185 vs $187
Days on market
17 vs 63 typical
Where $185/sqft sits among the 44 homes for sale in PUNTA GORDA ISLES SEC 20
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deep Creek
Get to know Punta Gorda. See the full Punta Gorda guide →
Deep Creek — neighborhood snapshot
Population
13,000
Median age
55
Median income
$70,043
Median home value
$306,257
Avg household
2
Households w/ children
1,092
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
16 of 44
PUNTA GORDA ISLES SEC 20 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 406% above the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 145 CUIABA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$575,000
330 JAPURA STREET · same community
3 bd · 2.5 ba · 2,472 sqft · $233/sqft · 54 DOM
Sold · Jun ’26$400,000
27052 PARATINS DRIVE · same community
3 bd · 2 ba · 2,363 sqft · $169/sqft · 227 DOM
Sold · Mar ’26$330,000
27519 PASTO DRIVE · same community
3 bd · 2 ba · 2,339 sqft · $141/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 145 CUIABA DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 145 CUIABA DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
145 CUIABA DRIVE FAQs
What would the monthly payment be for 145 CUIABA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,070/mo — principal and interest, the actual property-tax bill, the $1/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 145 CUIABA DRIVE?+
The association fee works out to $1 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 145 CUIABA DRIVE?+
The most recent tax bill on record (2025) was $743. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 145 CUIABA DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $449,900, this home is listed about 33% above the Punta Gorda median of $339,094. The market section on this page shows how the area is trending.
Which schools are assigned to 145 CUIABA DRIVE?+
Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of NEW HOME STAR FLORIDA LLC · Dakota DuBois. MLS #O6439070.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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