
2113 WATER KEY DRIVE, WINDERMERE, FL, 34786
Pending18 days on marketListed Sep 4, 2026MLS #O6439167
About this home
2113 WATER KEY DRIVE
Set along the shores of Lake Roberts within guard-gated Waterford Pointe, this four-bedroom, four-bath lakefront residence offers a rare opportunity to enjoy the quintessential Windermere waterfront lifestyle. With a private covered boat dock and direct access to the ski lake, the home is designed around both the water and effortless indoor-outdoor living. Inside, an expansive floor plan features a gracious living and dining areas accented by architectural columns, detailed crown molding, tray and coffered ceilings, custom built-ins and a fireplace. Large windows and glass doors frame views of the lake and bring natural light throughout the main living areas. The kitchen offers granite countertops, abundant cabinetry, stainless steel appliances, a Sub-Zero refrigerator and adjoining butler's pantry, creating a functional connection between everyday living and entertaining. The primary suite is a private retreat with hardwood flooring, lake views and a generously proportioned bath featuring dual vanities, a jetted soaking tub and extensive cabinetry. A dedicated library or home office with custom built-ins provides another distinctive space within the residence, while the game room adds flexibility for entertaining and recreation. Outdoors, the screened lanai creates a private waterfront retreat with a heated pool and spa, covered living areas and a summer kitchen. Beyond the pool, the backyard leads to the home's private covered dock, placing boating, watersports and evenings on Lake Roberts just steps from the door. Additional features include a side-entry three-car garage, paver driveway and stone-accented exterior, along with valuable recent improvements including a whole-home generator, solar panels, solar pool heating, newer A/C units and refinished garage floors. Combining substantial living spaces, private lake access and a coveted Windermere address, this Waterford Pointe residence offers an exceptional setting for enjoying Florida lakefront living.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
4,206
Sqft
1.16 ac
Lot size
3
Garage
2001
Year built
One
Levels
$380
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$11,606 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$11,606/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.6%
$/sqft vs Windermere actives
$380 vs $339
Days on market
18 vs 48 typical
Where $380/sqft sits among the 234 Windermere actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Reserve At Waterford Pointe
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Windermere. See the full Windermere guide →
Reserve At Waterford Pointe — neighborhood snapshot
Population
682
Median age
43
Median income
$224,336
Median home value
$771,900
Avg household
3
Households w/ children
81%
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Windermere market
$875K → $840K
Windermere median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
121 of 234
Windermere actives have cut their price
Median sold price, Windermere, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 135% above the WINDERMERE 34786 median. See the full Windermere market guide →
Paper trail
This home's history
Reality check
What actually sold near 2113 WATER KEY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$1,140,000
1839 BLACKWATER COURT
5 bd · 4 ba · 4,150 sqft · $275/sqft · 4 DOM
Sold · Jun ’26$1,890,000
13048 LAKE ROPER CT.
5 bd · 3.5 ba · 4,130 sqft · $458/sqft · 207 DOM
Sold · May ’26$1,039,000
2217 RICKOVER PLACE
5 bd · 5 ba · 4,324 sqft · $240/sqft · 47 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Lewis
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 2113 WATER KEY DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2113 WATER KEY DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2113 WATER KEY DRIVE FAQs
What would the monthly payment be for 2113 WATER KEY DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,606/mo — principal and interest, the actual property-tax bill, the $335/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2113 WATER KEY DRIVE?+
The association fee works out to $335 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2113 WATER KEY DRIVE?+
The most recent tax bill on record (2025) was $22,596. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2113 WATER KEY DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Windermere?+
At $1,599,000, this home is listed about 47% above the Windermere median of $1,089,500. The market section on this page shows how the area is trending.
Which schools are assigned to 2113 WATER KEY DRIVE?+
Lake Whitney Elementary (elementary), West Orange High (high), Sunridge Middle (middle) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,599,000 runs 135% above the WINDERMERE 34786 median — but at 4,206 sqft it's also 29% larger than the typical Windermere listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Lake Whitney Elementary, West Orange High, Sunridge Middle — Lake Whitney Elementary rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CORCORAN PREMIER REALTY · Steve Healy. MLS #O6439167.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Windermere homes, in your inbox
Like 2113 WATER KEY DRIVE but not quite? A daily digest of every new listing in Windermere — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Shawn to ping you on any price or status change →


