
16731 SE 181ST TERRACE, WEIRSDALE, FL, 32195
Active12 days on marketListed Sep 9, 2026MLS #O6439799
About this home
16731 SE 181ST TERRACE
Imagine waking up to the gentle rustle of the leaves in the trees, pouring a fresh cup of coffee, and stepping outside as morning mist settles over your private canal and Koi pond. Nestled at the end of a quiet dead-end road on 2.83 sprawling acres, life naturally slows down here, giving you the rare freedom to breathe, space to roam, and room to live on your terms. Designed for those who crave both acreage and adventure, this custom built and well-maintained 3-bedroom, 2-bathroom, 2,288 sq. ft. retreat brings the ultimate Florida waterfront lifestyle right to your back door. Launch your boat, kayak, or paddleboard from your private canal access to spend endless weekends navigating the famous Harris Chain of Lakes. Or unwind at home in your solar-heated pool and spa set within an expansive screened lanai, the perfect backdrop for year-round entertaining. Inside, natural light floods the open living space with a cozy fireplace and custom built-in shelving, while the spacious kitchen offers sweeping views of your scenic surroundings. The oversized primary sanctuary acts as a personal retreat, complete with a cozy sitting nook, walk-in closet, and a spa-inspired bath featuring dual vanities, accent lighting wired to modern standards, a tiled walk-in shower, and a deep soaking tub. A split floor plan ensures total privacy for family and guests. With agricultural zoning, you have room to dream big, with space to add a barn, workshop, garage, or bring your animals. Major mechanical updates offer complete peace of mind, including a 2020 roof, 2020 HVAC, 2019 resurfaced pool, and an included 1-year home warranty. Enjoy total country serenity just minutes by car from nearby dining, shopping, medical centers, and entertainment, or about an hour by boat to the downtown Eustis Lakefront. Your private waterfront paradise is ready. Claim your piece of Florida sanctuary today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,288
Sqft
2.83 ac
Lot size
2
Garage
1999
Year built
One
Levels
$284
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,171 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,171/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+37.4%
$/sqft vs Weirsdale actives
$284 vs $329
Days on market
12 vs 18 typical
Where $284/sqft sits among the 19 Weirsdale actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Weirsdale
Get to know Weirsdale. See the full Weirsdale guide →
WEIRSDALE 32195 — neighborhood snapshot
Population
3,282
Median age
56
Median income
$61,771
Median home value
$147,500
Avg household
2.42
Households w/ children
147
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Weirsdale market
$286K → $606K
Weirsdale median sold, yr/yr
94.9%
Sale-to-list ratio (12 mo)
9 of 19
Weirsdale actives have cut their price
Median sold price, Weirsdale, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% above the WEIRSDALE 32195 median. See the full Weirsdale market guide →
Paper trail
This home's history
Reality check
What actually sold near 16731 SE 181ST TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$175,000
16121 SE 170TH AVENUE
4 bd · 2 ba · 2,280 sqft · $77/sqft · 18 DOM
Sold · Nov ’25$585,000
15681 SE 170TH AVENUE
4 bd · 2.5 ba · 2,338 sqft · $250/sqft · 73 DOM
Sold · Jan ’26$630,000
41525 SADDLE RIDGE LANE
4 bd · 2 ba · 2,359 sqft · $267/sqft · 164 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 16731 SE 181ST TERRACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16731 SE 181ST TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
16731 SE 181ST TERRACE FAQs
What would the monthly payment be for 16731 SE 181ST TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,171/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 16731 SE 181ST TERRACE?+
The most recent tax bill on record (2025) was $3,192. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Weirsdale?+
At $649,000, this home is listed about 16% below the Weirsdale median of $775,000. The market section on this page shows how the area is trending.
Which schools are assigned to 16731 SE 181ST TERRACE?+
Stanton-Weirsdale Elementary School (elementary), Lake Weir Middle School (middle), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MARK SPAIN REAL ESTATE · Nicholas Feinsod. MLS #O6439799.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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