623 BELLINGHAM WAY, MINNEOLA, FL, 34715
Active12 days on marketListed Sep 8, 2026MLS #O6439801
About this home
623 BELLINGHAM WAY
Welcome to a home where everyday life feels open, comfortable and connected. With inviting open living spaces, a spacious fenced backyard and a primary bathroom that brings a touch of luxury to your daily routine, this home offers room to gather and places to unwind. A brick-paver driveway and stone-accented exterior welcome you inside, where the kitchen connects naturally with the dining and living areas. Warm wood cabinetry, granite countertops, stainless steel appliances and a gas range make preparing a favorite meal a pleasure. The large island keeps company close, whether you are sharing morning coffee or hosting a weekend get-together. The spacious primary bedroom offers a peaceful place to end the day. In the primary bathroom, a dual-sink vanity and an oversized glass-enclosed shower with a ceiling-mounted rainfall showerhead make everyday routines feel a little more indulgent. Additional rooms give you flexibility for restful bedrooms, a home office, creative pursuits or visiting guests. Sliding doors carry daily living outdoors to the covered patio, where you can relax while overlooking the expansive, fully fenced backyard with plenty of space for pets, gardening, outdoor play and weekend gatherings. A two-car garage and single-level layout complete a home that balances practical comfort with the spaces that make life enjoyable. Schedule your showing today and picture the life you could build here.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,817
Sqft
0.2 ac
Lot size
2
Garage
2022
Year built
One
Levels
$234
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,672 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,672/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.9%
$/sqft vs Minneola actives
$234 vs $231
Days on market
12 vs 44 typical
Where $234/sqft sits among the 120 Minneola actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Minneola
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Minneola. See the full Minneola guide →
MINNEOLA 34715 — neighborhood snapshot
Population
25,407
Median age
40
Median income
$97,644
Median home value
$407,900
Avg household
2.94
Households w/ children
2,872
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Minneola market
$515K → $481K
Minneola median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
60 of 120
Minneola actives have cut their price
Median sold price, Minneola, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% below the MINNEOLA 34715 median. See the full Minneola market guide →
Paper trail
This home's history
Reality check
What actually sold near 623 BELLINGHAM WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$399,800
2220 NAPONE LANE · same community
4 bd · 2 ba · 1,932 sqft · $207/sqft · 146 DOM
Sold · Feb ’26$485,000
1292 CAVENDER CREEK ROAD · same community
4 bd · 2.5 ba · 2,560 sqft · $189/sqft · 234 DOM
Sold · Jun ’26$510,000
1741 BONSER ROAD · same community
5 bd · 3.5 ba · 2,800 sqft · $182/sqft · 27 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 623 BELLINGHAM WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 623 BELLINGHAM WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
623 BELLINGHAM WAY FAQs
What would the monthly payment be for 623 BELLINGHAM WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,672/mo — principal and interest, the actual property-tax bill, the $269/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 623 BELLINGHAM WAY?+
The association fee works out to $269 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 623 BELLINGHAM WAY?+
The most recent tax bill on record (2025) was $6,632. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 623 BELLINGHAM WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Minneola?+
At $425,000, this home is listed about 21% below the Minneola median of $534,900. The market section on this page shows how the area is trending.
Which schools are assigned to 623 BELLINGHAM WAY?+
South Lake High School (high), Minneola Charter School (elementary), Groveland Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MARK SPAIN REAL ESTATE · Jerry Miller. MLS #O6439801.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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