676 GROVE STREET, WINTER HAVEN, FL, 33884
Active13 days on marketListed Sep 7, 2026MLS #O6439912
About this home
676 GROVE STREET
Move in ready! Discover unparalleled comfort and privacy in this stunning five-bedroom, two-and-a-half-bathroom home with a two-car garage in Winter Haven. Nestled in a serene setting with no rear neighbors and backing onto beautiful open green space, this residence offers the perfect blend of luxury and tranquility. The house features an open-concept floorplan designed for modern living. The impressive kitchen includes ample counter space and a large island that overlooks the expansive family room, complemented by a formal dining area and a convenient powder room on the first floor. The luxurious owner’s suite is a retreat unto itself, featuring a spacious walk-in closet and a spa-inspired bathroom with his-and-her sinks and a large walk-in shower. The second floor is home to a versatile loft and all the bedrooms. The laundry room is on the first floor and equipped with a washer and dryer. Enjoy the benefits of modern amenities, including comprehensive connectivity, green building features, and energy-efficient solar panels that save you money and support environmental sustainability. Inman Groves is a desirable solar community in Winter Haven, Florida, offering residents easy access to golf courses, country clubs, retail outlets, and dining options. The community is just minutes from Lake Hamilton, ideal for boating, water sports, and enjoying waterside parks. Nearby attractions such as LEGOLAND, botanical gardens, and forest trails provide endless family-friendly entertainment. Tenant is responsible for utilities, pest control and lawn care.
Facts & features
The home at a glance
5
Bedrooms
2.5
Bathrooms
2,254
Sqft
0.14 ac
Lot size
2
Garage
2023
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$176 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$176/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Winter Haven actives
$1 vs $169
Days on market
13 vs 48 typical
Where $1/sqft sits among the 400 Winter Haven actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Winter Haven
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Winter Haven. See the full Winter Haven guide →
WINTER HAVEN 33884 — neighborhood snapshot
Population
36,395
Median age
45.3
Median income
$70,516
Median home value
$269,400
Avg household
2.58
Households w/ children
3,777
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Winter Haven market
$283K → $280K
Winter Haven median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
216 of 400
Winter Haven actives have cut their price
Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the WINTER HAVEN 33884 median. See the full Winter Haven market guide →
Paper trail
This home's history
Reality check
What actually sold near 676 GROVE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$370,000
1418 DA VINCI WAY
4 bd · 3 ba · 2,251 sqft · $164/sqft · 55 DOM
Sold · Jun ’26$300,000
528 CODY CALEB DRIVE
4 bd · 2.5 ba · 2,250 sqft · $133/sqft · 18 DOM
Sold · Apr ’26$339,999
1921 EMILY BOULEVARD
5 bd · 2.5 ba · 2,200 sqft · $155/sqft · 26 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 676 GROVE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 676 GROVE STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
676 GROVE STREET FAQs
What would the monthly payment be for 676 GROVE STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $176/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 676 GROVE STREET?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Winter Haven?+
At $2,190, this home is listed about 99% below the Winter Haven median of $285,000. The market section on this page shows how the area is trending.
Which schools are assigned to 676 GROVE STREET?+
Chain Of Lakes Elementary School (elementary), Lake Region High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RATIO REAL ESTATE, LLC · Veronica Li. MLS #O6439912.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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