CENTURY 21 Edge
$850,0004 bd4 ba3,186 sqft$267 /sqft$5,621 /mo all-in ↓

166 HAMMOCK PRESERVE LOOP, OAKLAND, FL, 34787

Active12 days on marketListed Sep 8, 2026MLS #O6439973

New constructionSingle Family ResidenceOAKLAND PARKB-3

About this home

166 HAMMOCK PRESERVE LOOP

Under Construction. Rare opportunity to finish a custom AR Homes "Carrabelle" build exactly the way you want it - priced to reflect its current stage. 166 Hammock Preserve Loop is roughly three-quarters complete: framing, block construction, roof, windows, and drywall are in, and the home is currently paused at that stage. What's left is the fun part - flooring, cabinetry, fixtures, paint, and finishes - which means the next owner gets to select every surface in a 3,186-square-foot, four-bedroom, four-bath custom home instead of settling for someone else's choices. The Carrabelle plan delivers a two-story, open-concept layout on a 6,914-square-foot corner homesite in Oakland Park: a first-floor guest suite and flex room, a dramatic 21-foot foyer, an open kitchen and great room with decorative beams, a covered lanai and cabana with an open-air courtyard and fireplace, and a second-floor primary suite with a spa-style bath and walk-in closet. A three-car garage and an optional suite above it round out the plan. Full floor plan available on request. Sold AS IS. The original building permit has expired and is disclosed; a buyer will need to re-permit to resume construction. AR Homes has provided an itemized estimate to complete the home - available to serious buyers - along with the original plan set and specifications, so you're not guessing at scope. This is a straightforward, priced-to-reflect-its-stage opportunity for a buyer (or a buyer working with their own GC) who wants a real custom home in Oakland Park without paying new-construction-complete pricing for it. Located in the sought-after Oakland Park community, with tree-lined streets, walking trails, and community events, close to downtown Winter Garden's shops and dining. Cash, conventional, or construction/renovation financing. Buyer and buyer's agent to verify all information including HOA details, permit status, and completion costs. Seller makes no representations or warranties regarding the condition or completeness of existing work.

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

3,186

Sqft

0.16 ac

Lot size

3

Garage

2025

Year built

Two

Levels

$267

Per sqft

Pets allowed

Inside

FlooringConcrete
AppliancesNone
InteriorOpen Floorplan · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside
CoolingCentral Air · None
HeatingCentral · None

Outside & construction

RoofShingle
ConstructionBlock
FoundationStem Wall
FacesWest
ExteriorCourtyard

Community & fees

HOA fee$208/mo
Taxes (2025)$4,172/yr
PetsYes

Utilities & systems

UtilitiesFiber Optics · Public · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,621 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,587
PMI (est., until 20% equity)$319
Property tax — 2025 actual bill$348
HOA fee — from the listing$208
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $85,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $85,000
Interest rate6.00%
Loan term

Estimated payment

$5,621/mo

Principal & interest$4,587
PMI (est., until 20% equity)$319
Property taxes (actual bill)$348
HOA / condo fee$208
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $850K
$816KedgeAI estimate $1,124,938 · range $999K$1.4M$1.5M

vs edgeAI estimate

−24.4%

$/sqft vs Oakland actives

$267 vs $328

Days on market

12 vs 95 typical

Where $267/sqft sits among the 30 Oakland actives

13
4 · this home
2
3
0
8
$196–265$265–334$334–404$404–473$473–542$542+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Oakland

Drive times from this address

Downtown Orlando23 min
Universal Orlando25 min
Walt Disney World31 min
Orlando Int’l Airport (MCO)37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Oakland. See the full Oakland guide →

OAKLAND 34787 — neighborhood snapshot

Population

93,064

Median age

37.4

Median income

$114,988

Median home value

$475,000

Avg household

3.02

Households w/ children

13,499

For the school run

Orange County School District

ElementaryHamlin Elementary★★★★★
MiddleHamlin Middle★★★★
HighWest Orange High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Oakland market

Seller’s marketSeller’s market2.3 months of inventoryBuyer’s market

$605K$697K

Oakland median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

9 of 30

Oakland actives have cut their price

Median sold price, Oakland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 70% above the OAKLAND 34787 median. See the full Oakland market guide →

Paper trail

This home's history

Sep 8, 2026Listed at $850,000 · 12 days on market since
2025Built · OAKLAND PARKB-3

Reality check

What actually sold near 166 HAMMOCK PRESERVE LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

102 HAMMOCK PRESERVE LOOPSold · Oct ’25

$1,660,000

102 HAMMOCK PRESERVE LOOP · same community

6 bd · 5 ba · 3,911 sqft · $424/sqft · 25 DOM

326 LARGOVISTA DRIVESold · Feb ’26

$537,000

326 LARGOVISTA DRIVE

4 bd · 3 ba · 3,182 sqft · $169/sqft · 135 DOM

710 REGINA CIRCLESold · Sep ’26

$630,000

710 REGINA CIRCLE

5 bd · 4 ba · 3,285 sqft · $192/sqft · 61 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 166 HAMMOCK PRESERVE LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 166 HAMMOCK PRESERVE LOOP — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

166 HAMMOCK PRESERVE LOOP FAQs

What would the monthly payment be for 166 HAMMOCK PRESERVE LOOP?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,621/mo — principal and interest, the actual property-tax bill, the $208/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 166 HAMMOCK PRESERVE LOOP?+

The association fee works out to $208 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 166 HAMMOCK PRESERVE LOOP?+

The most recent tax bill on record (2025) was $4,172. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 166 HAMMOCK PRESERVE LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Oakland?+

At $850,000, this home is listed about 20% below the Oakland median of $1,067,500. The market section on this page shows how the area is trending.

Which schools are assigned to 166 HAMMOCK PRESERVE LOOP?+

Hamlin Elementary (elementary), Hamlin Middle (middle), West Orange High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of GOYAL & DECOSTER REALTY · A.J. Lash. MLS #O6439973.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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