1590 S 42ND CIRCLE UNIT 208, VERO BEACH, FL, 32967
Active12 days on marketListed Sep 8, 2026MLS #O6440098
About this home
1590 S 42ND CIRCLE UNIT 208
At Laguna, an ordinary Tuesday can feel a lot like vacation. Morning coffee overlooking the lake, a walk around the water, pickleball, pool time, then off to the beach for dinner. And easy living really is easy here—water, sewer, trash, and lawn care are included, leaving little beyond electricity to worry about. Lightly used with lake views from nearly every room, a private screened balcony, indoor laundry, a turnkey option. Guard-gated with a resort-style pool, clubhouse, fitness center, tennis, racquetball, billiards, game room, and more. Room sizes are approximate and subject to error.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,140
Sqft
14 ac
Lot size
2001
Year built
One
Levels
$184
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,154 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,154/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Vero Beach actives
$184 vs $240
Days on market
12 vs 32 typical
Where $184/sqft sits among the 22 Vero Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Laguna
Get to know Vero Beach. See the full Vero Beach guide →
Laguna — neighborhood snapshot
Population
632
Median age
53
Median income
$73,344
Median home value
$241,300
Avg household
2
Households w/ children
44%
For the school run
Indian River County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Vero Beach market
$441K → $315K
Vero Beach median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
11 of 22
Vero Beach actives have cut their price
Median sold price, Vero Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% above the VERO BEACH 32967 median. See the full Vero Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1590 S 42ND CIRCLE UNIT 208
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$190,000
1640 N 42ND CIRCLE UNIT 206 · same community
2 bd · 2 ba · 1,127 sqft · $169/sqft · 87 DOM
Sold · Mar ’26$230,000
4248 26TH AVENUE
3 bd · 2 ba · 1,470 sqft · $156/sqft · 102 DOM
Sold · Jun ’26$565,000
2158 FALLS CIRCLE
3 bd · 3 ba · 2,489 sqft · $227/sqft · 123 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1590 S 42ND CIRCLE UNIT 208 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1590 S 42ND CIRCLE UNIT 208 — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1590 S 42ND CIRCLE UNIT 208 FAQs
What would the monthly payment be for 1590 S 42ND CIRCLE UNIT 208?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,154/mo — principal and interest, the actual property-tax bill, the $441/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1590 S 42ND CIRCLE UNIT 208?+
The association fee works out to $441 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1590 S 42ND CIRCLE UNIT 208?+
The most recent tax bill on record (2025) was $2,685. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1590 S 42ND CIRCLE UNIT 208?+
The listing reports pets: Cats OK, Dogs OK, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Vero Beach?+
At $210,000, this home is listed about 52% below the Vero Beach median of $439,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1590 S 42ND CIRCLE UNIT 208?+
Gifford Middle School (middle), Dodgertown Elementary School (elementary), Vero Beach High School (high) — Indian River County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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