1520 CONGAREE STREET, DAVENPORT, FL, 33837
Active12 days on marketListed Sep 8, 2026MLS #O6440260
About this home
1520 CONGAREE STREET
MOVE-IN READY, FURNISHED SMART HOME in Citrus Landing! This open-concept home features 3 bedrooms, 2 bathrooms, a FLEX ROOM perfect for an office or playroom, and a 2-car garage. The kitchen offers granite countertops, a large island, walk-in pantry, and stainless steel appliances. Ceramic tile throughout the main living areas and vinyl flooring in all bedrooms — NO CARPET! Enjoy smart switches throughout, Alexa devices, automated window shades in the bedrooms and office, plus voice-controlled lights, TVs, and shades. Additional features include SOLAR PANELS, a WHOLE-HOUSE WATER FILTRATION SYSTEM, interior laundry with washer/dryer and utility sink, and a spacious Primary Suite with walk-in closet and dual-sink vanity. LOW HOA includes community pool and common area maintenance. FURNISHED and ready for its new owner!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,734
Sqft
0.14 ac
Lot size
2
Garage
2021
Year built
One
Levels
$193
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,934 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,934/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.8%
$/sqft vs Davenport actives
$193 vs $186
Days on market
12 vs 54 typical
Where $193/sqft sits among the 400 Davenport actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Davenport
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Davenport. See the full Davenport guide →
DAVENPORT 33837 — neighborhood snapshot
Population
45,144
Median age
37.7
Median income
$75,861
Median home value
$297,700
Avg household
2.96
Households w/ children
5,646
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$350K → $366K
Davenport median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
200 of 400
Davenport actives have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% above the DAVENPORT 33837 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 1520 CONGAREE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$372,000
1656 DENALI STREET · same community
3 bd · 2 ba · 1,734 sqft · $215/sqft · 11 DOM
Sold · Jun ’26$350,000
1168 CITRUS LANDINGS BOULEVARD · same community
4 bd · 2 ba · 1,807 sqft · $194/sqft · 255 DOM
Sold · Mar ’26$325,000
1274 CITRUS LANDINGS BOULEVARD · same community
3 bd · 2 ba · 1,506 sqft · $216/sqft · 73 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1520 CONGAREE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1520 CONGAREE STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1520 CONGAREE STREET FAQs
What would the monthly payment be for 1520 CONGAREE STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,934/mo — principal and interest, the actual property-tax bill, the $27/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1520 CONGAREE STREET?+
The association fee works out to $27 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1520 CONGAREE STREET?+
The most recent tax bill on record (2025) was $7,517. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1520 CONGAREE STREET?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $335,000, this home is listed about 14% below the Davenport median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1520 CONGAREE STREET?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of TALENT REALTY SOLUTIONS · Lorraine da Silva Andrade. MLS #O6440260.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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