CENTURY 21 Edge
$525,0004 bd3 ba2,361 sqft$222 /sqft$3,856 /mo all-in ↓

12845 FORESTEDGE CIRCLE, ORLANDO, FL, 32828

Active4 days on marketListed Sep 16, 2026MLS #O6440621

Single Family ResidenceWATERFORD LAKES TR N08

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Upcoming open house

Sun, Sep 20

11:00 AM – 2:00 PM

About this home

12845 FORESTEDGE CIRCLE

Virtually Staged. IN THE HEART OF THE HIGHLY SOUGHT AFTER WOODLANDS SUB IN WATERFORD LAKES!!! POND VIEWS, NO REAR NEIGHBORS, A 2020 ROOF, NEWER WINDOWS AND AN EXCEPTIONAL SPLIT FLOOR PLAN—this Waterford Lakes home delivers the space, privacy and updates that are hard to find together. Step inside to a bright, open interior where premium light-toned flooring, soaring volume ceilings, skylights and abundant windows fill the home with natural light and create an impressive sense of space. The thoughtfully designed split-bedroom floor plan provides excellent separation between living spaces. The expansive primary suite is privately positioned on one side of the home, creating a true retreat with a spacious en-suite bath and generous closet. Secondary bedrooms are located on the opposite side, while the flexible additional living space offers even more versatility for an office, den, hobby room or other needs. At the heart of the home, the open living areas flow naturally together beneath high ceilings and skylights, creating an airy setting for both everyday living and entertaining. Significant improvements—including the roof replaced in 2020, newer windows, updated flooring and numerous interior updates—add to the home's appeal. Then there is the setting. Step into the fenced backyard and look beyond the property to a peaceful pond with no homes directly behind you. Mature landscaping, open green space and water views create a tranquil backdrop that feels remarkably removed from the activity of the city. And yet, this peaceful setting is located in Waterford Lakes, putting an extensive selection of shopping, dining, entertainment, recreation and everyday conveniences within the surrounding East Orlando area. Open. Bright. Updated. Spacious. Private. With its pond view, split floor plan, oversized primary suite, abundant natural light, major improvements and highly desirable Waterford Lakes location, this home offers a compelling combination of features inside and out.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,361

Sqft

0.19 ac

Lot size

2

Garage

1991

Year built

One

Levels

$222

Per sqft

Pets allowed

Inside

FlooringTile
AppliancesDryer · Washer
InteriorCeiling Fan(s) · High Ceilings · Open Floorplan · Skylight(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBrick · Stucco
FoundationSlab
FacesNorth
ParkingDriveway
ExteriorAwning(s)

Community & fees

HOA fee$25/mo
Taxes (2025)$4,181/yr
PetsYes
CommunityPark · Playground · Pool · Racquetball · Sidewalks

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,856 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,091
FHA mortgage insurance (est.)$232
Property tax — 2025 actual bill$348
HOA fee — from the listing$25
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,375Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,375
Interest rate6.00%
Loan term

Estimated payment

$3,856/mo

Principal & interest$3,091
FHA mortgage insurance (est.)$232
Property taxes (actual bill)$348
HOA / condo fee$25
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $525K
$443KedgeAI estimate $472,625 · range $462K$511K$546K

vs edgeAI estimate

+11.1%

$/sqft vs Orlando actives

$222 vs $240

Days on market

4 vs 42 typical

Where $222/sqft sits among the 400 Orlando actives

118
137 · this home
86
21
13
25
$138–201$201–264$264–327$327–390$390–453$453+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Orlando

Drive times from this address

Downtown Orlando15 min
Orlando Int’l Airport (MCO)25 min
Universal Orlando28 min
Walt Disney World40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

ORLANDO 32828 — neighborhood snapshot

Population

69,937

Median age

36.5

Median income

$99,927

Median home value

$403,700

Avg household

2.85

Households w/ children

9,027

For the school run

Orange County School District

ElementaryWaterford Elementary★★★★
MiddleDiscovery Middle★★★★★
HighTimber Creek High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$400K$395K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

212 of 400

Orlando actives have cut their price

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 29% above the ORLANDO 32828 median. See the full Orlando market guide →

Paper trail

This home's history

Sep 16, 2026Listed at $525,000 · 4 days on market since
1991Built · WATERFORD LAKES TR N08

Reality check

What actually sold near 12845 FORESTEDGE CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12970 FORESTEDGE CIRCLESold · Jul ’26

$555,000

12970 FORESTEDGE CIRCLE · same community

4 bd · 3 ba · 2,349 sqft · $236/sqft · 4 DOM

12942 FORESTEDGE CIRCLESold · May ’26

$578,000

12942 FORESTEDGE CIRCLE · same community

4 bd · 3 ba · 2,526 sqft · $229/sqft · 3 DOM

12748 FORESTEDGE CIRCLESold · Apr ’26

$460,000

12748 FORESTEDGE CIRCLE · same community

3 bd · 2 ba · 1,962 sqft · $234/sqft · 11 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Solance Kallendorf

Your agent

Solance Kallendorf

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 12845 FORESTEDGE CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12845 FORESTEDGE CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Solance's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

12845 FORESTEDGE CIRCLE FAQs

What would the monthly payment be for 12845 FORESTEDGE CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,856/mo — principal and interest, the actual property-tax bill, the $25/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 12845 FORESTEDGE CIRCLE?+

The association fee works out to $25 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 12845 FORESTEDGE CIRCLE?+

The most recent tax bill on record (2025) was $4,181. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12845 FORESTEDGE CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $525,000, this home is listed about 36% above the Orlando median of $385,250. The market section on this page shows how the area is trending.

Which schools are assigned to 12845 FORESTEDGE CIRCLE?+

Waterford Elementary (elementary), Discovery Middle (middle), Timber Creek High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$525,000 runs 29% above the ORLANDO 32828 median — but at 2,361 sqft it's also 49% larger than the typical Orlando listing.

02Fresh on the market

Only 4 days on market in a Orlando market that averages 42 — if it fits, move quickly.

03Strong assigned schools

Waterford Elementary, Discovery Middle, Timber Creek High — Waterford Elementary rates 4 of 5. Always verify assignments with the district.

Listing courtesy of KELLER WILLIAMS ADVANTAGE III · German Posada. MLS #O6440621.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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