
725 HALLOWELL CIRCLE, ORLANDO, FL, 32828
Active10 days on marketListed Sep 10, 2026MLS #O6440808
About this home
725 HALLOWELL CIRCLE
Brick, paid off Tesla solar (saves $350-550/month and is a generator), and completely move in ready. Welcome to 725 Hallowell Circle, a 4-bedroom, 3-bath home in Waterford Lakes that stands apart before you even step inside. The full brick facade, arched detailing, covered portico, double entry doors, paver walkway, front patio, and irrigation create curb appeal that's anything but ordinary. Inside, a cathedral-ceilinged great room illuminated by three skylights fills the home with natural light. Wide-plank LVP runs continuously throughout, while in-wall SpeakerCraft speakers extend the whole-home Cinema Series system to the patio. The remodeled kitchen makes its own statement with white shaker cabinetry, quartz counters, glass mosaic backsplash, black hardware, pendant lighting, and a stainless hood ducted outside. A large island and peninsula breakfast bar provide generous workspace, while full-height integrated pantry cabinetry maximizes storage. Every top drawer includes a custom hidden drawer for added organization. All appliances stay, including the True refrigerator, the same brand trusted in major restaurants across the country, right in your kitchen. The genuine three-way split floor plan offers excellent separation. The vaulted primary suite features a walk-in closet and completely remodeled bath with two separate vanities, frameless glass rainfall shower, garden soaking tub beneath an arched window, marble-look tile, pebble shower floor, and barn door. Additional bedrooms and baths continue the updated look with LED-lit mirrors, mosaic accents, shiplap, and frameless glass. One of the smartest features is the third full bath with direct exterior access. A freestanding outdoor shower sits just outside, allowing you to rinse off and enter a full bath without tracking through the house. Out back, a screened and covered patio with ceiling fan and outdoor speakers opens to a deck and hardscaped yard with easy-care lawn, paver and river-rock pathways, tropical plantings, and a 2021 vinyl privacy fence. The cleared rear yard also offers a great starting point for a future pool. Then there's the upgrade you'll appreciate every month: 48 Tesla solar panels with dual Powerwall battery backup, PAID IN FULL and owned outright. No lease, PPA, solar loan, or lien. Mounted on the rear roof slope, the system provides battery backup when grid power is unavailable. Efficiency upgrades go well beyond solar: roof and skylights replaced in 2017 with peel-and-stick underlayment; roof cleaned and sealed in 2026 under a 10-year guarantee; foam insulation on the concrete-block exterior; Low-E windows; and NEW AC in June 2025 with new ducts, plenum, and added room returns. A whole-home Culligan water softener and reverse-osmosis system adds even more value. The exterior was professionally repainted in June 2026. Other improvements include a 2023 water heater, paver driveway and walkways, insulated garage door with Chamberlain smart opener, plus garage cabinetry, shelving, and workbench. Washer, dryer, blinds, window treatments, garage storage, mower, edger, and blower convey. All of this in Waterford Lakes with HOA only and NO CDD, close to Waterford Lakes Town Center, UCF, Research Park, SR-408 and SR-417. Currently zoned for Waterford Elementary, Discovery Middle, and Timber Creek High, each currently A-rated. Thirty years old on the county record. Nothing about it feels that way. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,346
Sqft
0.17 ac
Lot size
2
Garage
1995
Year built
One
Levels
$266
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,226 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,226/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+29.7%
$/sqft vs Orlando actives
$266 vs $242
Days on market
10 vs 42 typical
Where $266/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Finn's Cove
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
Finn's Cove — neighborhood snapshot
Population
888
Median age
41
Median income
$89,196
Median home value
$313,700
Avg household
2
Households w/ children
105
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $395K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
212 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 52% above the ORLANDO 32828 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 725 HALLOWELL CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$505,000
810 HAVENWOOD DRIVE · same community
4 bd · 3 ba · 2,346 sqft · $215/sqft · 5 DOM
Sold · Jun ’26$480,000
2424 STONE CROSS CIRCLE
4 bd · 2 ba · 2,420 sqft · $198/sqft · 109 DOM
Sold · Sep ’25$555,000
12543 WATERHAVEN CIRCLE
4 bd · 2.5 ba · 2,487 sqft · $223/sqft · 116 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 725 HALLOWELL CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 725 HALLOWELL CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
725 HALLOWELL CIRCLE FAQs
What would the monthly payment be for 725 HALLOWELL CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,226/mo — principal and interest, the actual property-tax bill, the $83/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 725 HALLOWELL CIRCLE?+
The association fee works out to $83 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 725 HALLOWELL CIRCLE?+
The most recent tax bill on record (2025) was $4,514. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 725 HALLOWELL CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $625,000, this home is listed about 62% above the Orlando median of $385,250. The market section on this page shows how the area is trending.
Which schools are assigned to 725 HALLOWELL CIRCLE?+
Waterford Elementary (elementary), Discovery Middle (middle), Timber Creek High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of POP REALTY POWERED BY SELLSTATE · Jarred Denison. MLS #O6440808.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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