2440 CEDAR ROSE STREET, APOPKA, FL, 32712
Active3 days on marketListed Sep 17, 2026MLS #O6441226
About this home
2440 CEDAR ROSE STREET
BETTER THAN NEW—and with a bonus GARAGE LOFT APARTMENT! The owners have transformed this impressive Montpelier Craftsman with distinctive designer touches and thoughtful upgrades that make it truly stand apart. From the beautiful stone elevation and oversized lot to the upgraded fixtures, tankless gas water heater and exceptional indoor-outdoor living spaces, this is new construction with personality, style and added value already built in! Designed for today’s lifestyle, the open-concept floor plan brings the spacious great room, dining area and gourmet kitchen together in one spectacular gathering space. The kitchen is a showstopper, featuring an in-ground gas range and generous workspace that makes everything from everyday meals to large-scale entertaining a pleasure. The great room opens through sliding glass doors to an expansive covered lanai and private courtyard—creating the perfect Florida setting for morning coffee, weekend barbecues or entertaining friends and family. The first-floor suite offers a peaceful private retreat and the convenience of single-level living, while the versatile second-floor loft provides endless possibilities as a home office, media room, creative studio, playroom or additional family gathering space. But the real game-changer is the 1-bedroom, 1-bath garage loft apartment! Perfect for multi-generational living, extended-stay guests, a private home office, hobby space, fitness studio or additional living quarters, this flexible bonus space adds a level of functionality rarely found in new construction. Outside, the oversized lot provides even more room to enjoy the Florida lifestyle, while the covered lanai and courtyard extend the living space beyond the walls of the home. Every detail has been carefully considered, creating a residence that feels sophisticated, comfortable and exceptionally livable. Why settle for ordinary new construction when you can have better than new? The Montpelier Craftsman combines contemporary design, Craftsman character, owner-selected upgrades, flexible living space and a highly desirable garage apartment into one exceptional property. If you're looking for a home that offers style today and flexibility for whatever life brings tomorrow, put this one at the top of your list!
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
2,696
Sqft
0.09 ac
Lot size
2
Garage
2024
Year built
Two
Levels
$213
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,650 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,650/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.5%
$/sqft vs Apopka actives
$213 vs $217
Days on market
3 vs 40 typical
Where $213/sqft sits among the 400 Apopka actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apopka
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apopka. See the full Apopka guide →
APOPKA 32712 — neighborhood snapshot
Population
49,522
Median age
41.9
Median income
$106,264
Median home value
$389,900
Avg household
3.04
Households w/ children
5,838
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apopka market
$399K → $405K
Apopka median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
215 of 400
Apopka actives have cut their price
Median sold price, Apopka, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% above the APOPKA 32712 median. See the full Apopka market guide →
Paper trail
This home's history
Reality check
What actually sold near 2440 CEDAR ROSE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$484,000
3249 ROLLING HILLS LANE
4 bd · 3 ba · 2,687 sqft · $180/sqft · 26 DOM
Sold · Jun ’26$644,460
3513 LEMON BUTTON TERRACE
4 bd · 3 ba · 2,687 sqft · $240/sqft · 0 DOM
Sold · Aug ’26$599,990
3492 LEMON BUTTON TERRACE
4 bd · 3 ba · 2,684 sqft · $224/sqft · 263 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jillian Kobylesky
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2440 CEDAR ROSE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2440 CEDAR ROSE STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2440 CEDAR ROSE STREET FAQs
What would the monthly payment be for 2440 CEDAR ROSE STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,650/mo — principal and interest, the actual property-tax bill, the $103/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2440 CEDAR ROSE STREET?+
The association fee works out to $103 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2440 CEDAR ROSE STREET?+
The most recent tax bill on record (2025) was $830. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2440 CEDAR ROSE STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apopka?+
At $575,000, this home is listed about 28% above the Apopka median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2440 CEDAR ROSE STREET?+
Zellwood Elementary (elementary), Wolf Lake Middle (middle), Apopka High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX 200 REALTY · John Muccigrosso, Pa. MLS #O6441226.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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