CENTURY 21 Edge
$720,0005 bd3 ba2,847 sqft$253 /sqft$5,016 /mo all-in ↓

2898 OAK BLUFF WAY, OVIEDO, FL, 32765

Active1 days on marketListed Sep 19, 2026MLS #O6441659

Private poolSingle Family ResidenceESTATES AT ALOMA WOODS PH 1

About this home

2898 OAK BLUFF WAY

Virtually Staged. Welcome to 2898 Oak Bluff Way, with a spacious open floor plan and high-quality craftmanship. You will find this 5 bedroom, 3 bath pool home ready to move into. The custom Chef's Kitchen features premium wood cabinetry, granite countertops, stainless steel appliances, a wine refrigerator, and an oversized breakfast bar making entertainment easy. The private Owner's Suite is a retreat highlighted by a beautifully renovated spa-inspired bathroom with a custom walk-in shower and garden tub. As well as being luxurious, the master bedroom is very accessible for anyone's needs, including the oversized walk in shower. A dedicated home office ,or 5th bedroom if desired, has a custom built in desk and book shelves which convey and provide for an ideal work-from-home-space. Step outside to to the 1/3 acre with backyard oasis where a screened-in pool invites your year round enjoyment. The new fence and paver pathway, lead to a charming pergola situated on the property for a perfect setting for outdoor entertaining. A fire pit will complete the area if desired for cooler months. A separate set of upgrades and enhancements is available, including a new electrical panel, water purifications system, and whole house exterior painting to name a few. This home is located in the gated community of Estates at Aloma Woods where residents enjoy a great walking neighborhood, access to tennis and pickle board courts, community road ramp, and water access. Living here, you are just minutes from top rated Seminole County schools, shopping, dining, and major commuter routes. Here is your rare opportunity to own this home that combines luxury, comfort, and everyday functionality in the heart of Oviedo.

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

2,847

Sqft

0.3 ac

Lot size

2

Garage

1996

Year built

One

Levels

$253

Per sqft

Private poolGarden & Trees/Woods viewNegotiablePets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesBar Fridge · Built-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room
CoolingCentral Air · Zoned
HeatingCentral · Electric · Natural Gas · Zoned
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewGarden · Trees/Woods
FacesSouth
ParkingDriveway · Garage Door Opener · Ground Level
ExteriorIrrigation System · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$89/mo
Taxes (2025)$7,344/yr
PetsYes
CommunityDock · Fishing · Lake · Deed Restrictions · Gated Community - No Guard · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Public · Sewer Connected · Sprinkler Meter · Sprinkler Recycled · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,016 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,885
PMI (est., until 20% equity)$270
Property tax — 2025 actual bill$612
HOA fee — from the listing$89
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $72,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $72,000
Interest rate6.00%
Loan term

Estimated payment

$5,016/mo

Principal & interest$3,885
PMI (est., until 20% equity)$270
Property taxes (actual bill)$612
HOA / condo fee$89
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $720K
$691KedgeAI estimate $764,532 · range $739K$829K$862K

vs edgeAI estimate

−5.8%

$/sqft vs Oviedo actives

$253 vs $250

Days on market

1 vs 39 typical

Where $253/sqft sits among the 187 Oviedo actives

31
53
41 · this home
36
14
12
$190–217$217–244$244–271$271–298$298–326$326+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Aloma Woods

Drive times from this address

Downtown Orlando20 min
Orlando Int’l Airport (MCO)28 min
Universal Orlando32 min
Walt Disney World45 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Oviedo. See the full Oviedo guide →

Aloma Woods — neighborhood snapshot

Population

3,366

Median age

36

Median income

$108,841

Median home value

$557,094

Avg household

3

Households w/ children

386

For the school run

Seminole County School District

ElementaryEvans Elementary School★★★★
MiddleTuskawilla Middle School★★★★★
HighLake Howell High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Oviedo market

Seller’s marketSeller’s market2.7 months of inventoryBuyer’s market

$530K$540K

Oviedo median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

109 of 187

Oviedo actives have cut their price

Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 58% above the OVIEDO 32765 median. See the full Oviedo market guide →

Paper trail

This home's history

Sep 19, 2026Listed at $720,000 · 1 days on market since
1996Built · ESTATES AT ALOMA WOODS PH 1

Reality check

What actually sold near 2898 OAK BLUFF WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5740 ALOMA WOODS BOULEVARDSold · Dec ’25

$740,000

5740 ALOMA WOODS BOULEVARD · same community

4 bd · 3 ba · 2,889 sqft · $256/sqft · 6 DOM

5701 ALOMA WOODS BOULEVARDSold · Sep ’25

$720,000

5701 ALOMA WOODS BOULEVARD · same community

4 bd · 2.5 ba · 3,133 sqft · $230/sqft · 3 DOM

5699 POND PINE POINTSold · Jun ’26

$665,000

5699 POND PINE POINT · same community

4 bd · 2.5 ba · 2,492 sqft · $267/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Frederick Paige

Your agent

Frederick Paige

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2898 OAK BLUFF WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2898 OAK BLUFF WAY — before you fall in love.

See it in person

Schedule a tour

Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2898 OAK BLUFF WAY FAQs

What would the monthly payment be for 2898 OAK BLUFF WAY?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,016/mo — principal and interest, the actual property-tax bill, the $89/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2898 OAK BLUFF WAY?+

The association fee works out to $89 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2898 OAK BLUFF WAY?+

The most recent tax bill on record (2025) was $7,344. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2898 OAK BLUFF WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Oviedo?+

At $720,000, this home is listed about 41% above the Oviedo median of $509,990. The market section on this page shows how the area is trending.

Which schools are assigned to 2898 OAK BLUFF WAY?+

Evans Elementary School (elementary), Tuskawilla Middle School (middle), Lake Howell High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$720,000 runs 58% above the OVIEDO 32765 median — but at 2,847 sqft it's also 38% larger than the typical Oviedo listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 1 day on market in a Oviedo market that averages 39 — if it fits, move quickly.

04Strong assigned schools

Evans Elementary School, Tuskawilla Middle School, Lake Howell High School — Evans Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of RE/MAX 200 REALTY · Brian Sneeden. MLS #O6441659.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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