CENTURY 21 Edge
$200,0002 bd2 ba1,145 sqft$175 /sqft$1,880 /mo all-in ↓

1401 W HIGHWAY 50 UNIT 152, CLERMONT, FL, 34711

Active0 days on marketListed Sep 21, 2026MLS #O6441803

Priced 56% below the CLERMONT 34711 medianWaterfrontManufactured HomeCLERMONT EMERALD LAKES CO-OP LT 01

About this home

1401 W HIGHWAY 50 UNIT 152

Who says money can’t buy you a lakefront home in Clermont, FL. This 2 bed 2 bath home sits on the Clermont chain of Lakes in your backyard & is available for lease or purchase. This home is located on the island side of Emerald Lakes with only 41 homes and each one of them are lakefront property. NO LOT RENT HERE because you’re part of the co-op. Emerald Lakes is a 55+ community with great amenities such as heated community pool, clubhouse with daily activities year-round including bingo nights, karaoke, cards & holiday gatherings just to name a few. Low monthly dues of $305 a month include Cable, Internet, Water, sewer, trash pick up & lawn maintenance. Park your jet skis or boat at your private backyard dock & cruise over to Salt Shack or Tiki bar on Lake Minneola for dinner or cruise to The Cove on Lake Minnehaha or take the lazy river all the way to Lake Louisa State Park to do some fishing or water sports on the largest lake of the chain. The Clermont chain hosts bass fishing tournaments, live concerts, and boat parades as well as a Poker Run just to name a few. Some of the recent updates to this home are both bathrooms have been remodeled, NEW HVAC, dock was rebuilt, water heater replaced and fresh exterior paint, all new ceiling fans, and lighting (2025). Schedule your private appointment today and expect to be impressed.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,145

Sqft

0.1 ac

Lot size

1978

Year built

One

Levels

$175

Per sqft

WaterfrontWater viewNegotiable55+ community

Inside

FlooringCarpet · Laminate
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryOutside
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofMetal
ConstructionMetal Frame
FoundationCrawlspace
ViewWater
FacesSouth
ExteriorSliding Doors

Community & fees

HOA fee$305/mo
Taxes (2025)$1,792/yr
PetsCats OK
CommunityBoat Slip · Community Boat Ramp · Fishing · Lake · Waterfront · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Golf Carts OK · Pool

Utilities & systems

UtilitiesCable Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,880 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,177
FHA mortgage insurance (est.)$88
Property tax — 2025 actual bill$149
HOA fee — from the listing$305
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,000
Interest rate6.00%
Loan term

Estimated payment

$1,880/mo

Principal & interest$1,177
FHA mortgage insurance (est.)$88
Property taxes (actual bill)$149
HOA / condo fee$305
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Clermont

Drive times from this address

Downtown Orlando32 min
Universal Orlando34 min
Walt Disney World38 min
Orlando Int’l Airport (MCO)46 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clermont. See the full Clermont guide →

CLERMONT 34711 — neighborhood snapshot

Population

69,727

Median age

43.7

Median income

$88,474

Median home value

$369,900

Avg household

2.69

Households w/ children

7,374

For the school run

Lake County School District

MiddleWindy Hill Middle School★★★★★
HighEast Ridge High School★★★★★
ElementaryPine Ridge Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clermont market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$443K$445K

Clermont median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 56% below the CLERMONT 34711 median. See the full Clermont market guide →

Paper trail

This home's history

Sep 21, 2026Listed at $200,000 · 0 days on market since
1978Built · CLERMONT EMERALD LAKES CO-OP LT 01

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kemarie Johnson

Your agent

Kemarie Johnson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1401 W HIGHWAY 50 UNIT 152 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1401 W HIGHWAY 50 UNIT 152 — before you fall in love.

See it in person

Schedule a tour

Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1401 W HIGHWAY 50 UNIT 152 FAQs

What would the monthly payment be for 1401 W HIGHWAY 50 UNIT 152?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,880/mo — principal and interest, the actual property-tax bill, the $305/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1401 W HIGHWAY 50 UNIT 152?+

The association fee works out to $305 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1401 W HIGHWAY 50 UNIT 152?+

The most recent tax bill on record (2025) was $1,792. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1401 W HIGHWAY 50 UNIT 152?+

The listing reports pets: Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clermont?+

At $200,000, this home is listed about 57% below the Clermont median of $460,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1401 W HIGHWAY 50 UNIT 152?+

Windy Hill Middle School (middle), East Ridge High School (high), Pine Ridge Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the CLERMONT 34711 market on paper

$200,000 is 56% below the CLERMONT 34711 median of $459,000, and at $175/sqft it sits under the Clermont average of $239.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Listed today in a Clermont market that averages 46 — if it fits, move quickly.

Listing courtesy of FOLIO REALTY LLC · Terri Flynn. MLS #O6441803.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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1401 W HIGHWAY 50 UNIT 152, CLERMONT, FL — 2 Bed, 2 Bath — $200,000 | CENTURY 21 Edge